Richard Hodgman is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 33 years of industry experience. He has been with Cetera Investment Advisers, LLC since 2017 and Cetera Financial Specialists LLC since 2005. In addition to his advisory work, he is a managing partner at an accounting and tax consulting firm and serves in leadership roles for several nonprofit and community organizations, including as president of the Board of Trustees for the Emerson Public Library and as Grand Knight of a local Knights of Columbus council. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to various third-party managers through a multi-manager platform with over $256 billion in assets under management.

Matthew Lasala is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at John Hancock Life Insurance Co. and Signator Investors, Inc. He also operates as an insurance broker specializing in property and casualty, long-term care, disability, and group health insurance. OSAIC Wealth serves a diverse client base including retail and institutional investors with a range of brokerage and advisory services. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, offering both discretionary and advisor-managed strategies.

Fred Kleinfeld is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior work includes roles at Metlife Securities, PNC Investments, and The Prudential Insurance Company of America. Outside of his advisory work, he owns a cooperative apartment rental. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital markets approach and includes capabilities in derivatives and commodities.

Miri Upton is a CFP® with 21 years of experience in financial services currently with OSAIC since 2024. Her prior roles include positions at Securities America Advisors, Equity Services, True North Financial Solutions/National Life Group, Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and PNC Wealth Management. She is the owner of Mommies and Money, LLC and facilitates financial education workshops. Upton also serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland, and acts as a liaison for the Boss Women United scholarship fund supporting female financial advisors. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement consulting. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, with access to discretionary strategies, third-party managers, and alternative investments.

Marva Britton is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 29 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of her advisory role, she owns Marbrit Corp., a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Thomas Wynne is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes 15 years at Citigroup Global Markets and more recent roles at firms such as Ives Bank and Cambridge Wilkinson. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, with a range of capabilities including derivatives and commodities.

Miroslav Pouev is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Jerome Williams is a financial advisor with LPL Financial based in Tarrytown, NY. He holds Series 63 and Series 66 designations and has 16 years of industry experience. Prior to joining LPL Financial, he worked at National Planning Corporation and founded Lexco Wealth Management, where he continues to provide financial planning and consulting services. He is also involved with Advisors Insurance Brokers, focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

William Downey is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 66 designation and has worked at notable firms including Charles Schwab and JP Morgan Chase. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is known for its use of model portfolios, algorithmic methods, and a formal advisory role to multiple registered investment companies.

Anthony Monks is the sole advisor and managing member of CTM Financial, LLC, an independent registered investment adviser based in Mahwah, NJ. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, leading CTM Financial since 2002. CTM Financial provides portfolio management and advisory services to a small client base that includes individual investors and corporate clients. The firm offers separately managed accounts and utilizes derivatives in some strategies to manage exposures, distinguishing itself as a boutique, one-advisor practice with a specialized approach.

Carl Chaikin is the sole advisor at Chaikin Capital Management Inc., an independent registered investment adviser based in Woodcliff Lake, NJ. He holds a Series 63 designation and has 20 years of industry experience, having operated his firm since 1990. Chaikin Capital Management provides discretionary portfolio management and investment advisory services to a small group of individual clients. The firm manages approximately $55.8 million in assets across about 15 client relationships, focusing on a concentrated client base and employing performance-based fee arrangements.