Elizabeth Moser is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has previously worked at Alden State Bank and Tractor Supply Co. Prior to her finance career, she was involved in preschool education and homeschooling. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Tyler Powell Kelly is a financial advisor with J.P. Morgan Securities based in Buffalo, NY. He holds Series 66 and Series 63 licenses and has four years of industry experience, including prior roles at KeyBank, Tops Friendly Markets, and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG considerations in building model asset allocations.

James Gendron is a CFP® professional with 39 years of industry experience, currently affiliated with Raymond James & Associates since 2021. Prior to this, he worked at Wells Fargo Clearing for five years. He holds Series 63 and Series 65 licenses and is based in Buffalo, NY. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, pension plans, charitable organizations, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Burgio Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James in 2025, he worked at Commonwealth Financial Network for three years. Outside of his advisory role, he is active as a licensed insurance agent, assessing client insurance needs related to survivorship and income. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm utilizes risk profiling and analytical tools to provide tailored, non-discretionary advice, supporting clients through various advisory programs and maintaining specialized services such as municipal and SIMPLE IRA advisory consulting.

Richard Campbell II is a CFP® professional with 24 years of experience at Equitable Advisors, where he has worked since 2002. He previously held a position at Axa Advisors, LLC from 2002 to 2020. He serves on the Hamburg Finance Academy Advisory Board. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm employs a range of advisory models and programs, utilizing third-party asset managers and LPL-sponsored advisory platforms.

Sally Venditti is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 15 years and had brief tenures at Wells Fargo Advisors Financial Network and Wells Fargo Clearing. Outside of finance, she is an independent stylist with Color Street LLC, involved in retail and online sales and marketing. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor solutions. The firm combines institutional trading capabilities with wealth management, offering a broad range of services including portfolio management, financial planning, and capital markets activities.

Cynthia Firey is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. for 18 years and has been associated with Myers R. Firey & Co., Inc. for five decades. Outside of advisory roles, she is involved in third-party administration through Myles R Firey & Co., Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Michael Hardy is a CFP® professional with 25 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2021. He previously worked at FSC Securities Corporation for 12 years and has maintained ownership in Mollot & Hardy Inc. for over 18 years. Outside of his advisory role, Hardy is involved with Ocean Wealth Group LLC and holds ownership in a family real estate entity. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and utilizes multiple platforms and custodians to support discretionary and non-discretionary management.

Monica Cuan is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 credential and has prior work experience at Pearson and Canisius University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers both fiduciary financial planning and institutional trading capabilities.

William Lunney Jr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and possessing 45 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models often implemented through third-party managers and offers ERISA fiduciary services to qualified plans.

James Madan is a financial advisor with LPL Financial in Buffalo, NY, holding Series 65 and Series 63 credentials and bringing 16 years of industry experience. He has worked at Northwest Bank and LPL Financial since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Chiles is a financial advisor with OSAIC Wealth, Inc. in Williamsville, NY, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Pruco Securities LLC and Five Star Bank, where he also works as a relationship banker. In addition to his advisory work, he serves as a part-time tax preparer with Jackson Hewitt. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a range of customizable strategies implemented through affiliated broker-dealer and RIA relationships.

Michael Borowiak Jr. is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and two years of industry experience. His prior work includes roles at OSAIC, Securities America, Guardian Life Insurance Company, and several other firms. Outside of finance, he is involved in coaching and refereeing travel hockey teams. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and provides proprietary model strategies under the Founders Gate Capital brand.

Cody Blasko is a CFP® with four years of industry experience, currently affiliated with Osaic. Prior to joining Osaic in 2024, he worked at Securities America Advisors and Securities America, Inc. He also spent six years with Brothers of Mercy. Outside of his advisory role, Blasko holds a life insurance license in New York and is employed by L&M Group Ltd. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm uses a model-based investment process focused on asset allocation and portfolio optimization, supported by various tools and third-party managers.

John Hornung is a financial advisor with Ameriprise in Buffalo, NY, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory work, he serves as president of the Hertel North Park Youth Little League and holds board positions in local community organizations. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

John Ariola is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Lincoln Financial Advisors and Avantax Advisory Services. Ariola is the owner of BearingStone Wealth, Inc., a financial services and business valuation firm. Cetera Investment Advisers LLC is a nationwide independent advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and third-party managers.

Evan Baskin Evans is a financial advisor with LPL Financial, holding a Series 63 designation and possessing 12 years of industry experience. His prior experience includes roles at SC Parker LLC, Cadaret, Grant & Co., Inc., and S. C. Parker & Co., Inc. He is associated with SC Parker LLC in a registered representative capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a large network of investment adviser representatives.

Kenneth Hawley II is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with OSAIC and has prior experience at American Portfolios Financial Services, Inc. and Lancaster Central School District. Outside of his advisory role, he works as an independent insurance agent selling life insurance policies and fixed annuities. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a wide range of brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization and supports various managed account strategies through an extensive multi-advisor platform.

Michael Juszczak is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience and has worked at MML Investors Services, LLC and MassMutual Life Insurance Co. He is also the owner of Juzy LLC, which operates a retail business selling custom dye sublimated soccer jerseys, and he prepares personal tax returns through Juszczak Tax. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative financial planning engagements using firm-approved analytical tools and offers various investment programs and educational seminars.

Kenneth Wohlberg is a financial advisor with LPL Enterprise, holding the CFP® and ChFC® designations and over 45 years of industry experience. His career includes 44 years at Principal Securities Inc. and 15 years at Principal Life Insurance Company. Outside of advising, he manages a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to individual and institutional clients, including high-net-worth investors and retirement plans. The firm employs a model-driven approach to investment implementation and offers access to third-party asset managers, insurance products, and affiliated trust custody and lending services.