James Tepke is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Timothy Hunkele is a financial advisor at Robert Baird & Co. with 18 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Robert Baird & Co. in 2022, he worked at Hefren Tillotson and PNC Bank. Outside of his advisory role, he has coached middle school baseball teams in the Pine Richland School District. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, and custody services, utilizing both manager-traded and model-traded strategies along with ongoing manager selection supported by internal research and tools.

Danielle Gilliam is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked at Merrill, Bank of America NA, Bimbo Bakeries USA, and Mercedes-Benz of Pittsburgh. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer offering a range of advisory programs and financial planning services to both individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes proprietary tools and modeling techniques.

John Murray is a financial advisor at LPL Financial with 32 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes over two decades at Grove Point Investments, LLC and Grove Point Advisors, LLC. Outside of his advisory work, he is involved with the US Legends Pro Pickleball League. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Tawni Marie Tunno is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has been with Raymond James since 2013 and also has worked at Covenant Partners since 2016. Outside of her advisory role, she has longstanding part-time employment with Victoria's Secret, where she is involved in merchandising and inventory. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers non-discretionary, tailored planning using risk profiling and analytical tools and supports clients through various advisory programs and specialized services such as municipal and public finance advisory and SIMPLE IRA employer consulting.

James Scureman is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 43 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. He also operates an independent insurance agency specializing in dental and group disability income, disability, fixed annuities, life/accident/health, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, goal-based recommendations.

Robert Meredith is a financial advisor at Morgan Stanley in Sewickley, PA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Morgan Stanley since 2009. Meredith serves on the Board of Governors of Pikewood National Golf Club and is a member and panelist of the NYSE Hearing Board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Sandra Caruso is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney since 2009, including work with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as a board member on the finance committee of Unity Presbyterian Church in Pittsburgh. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning, wrap programs, and access to various investment vehicles.

Nicholas High is a financial advisor with Morgan Stanley in Sewickley, PA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he co-owns Punkin & Punkin LLC, an online clothing sales business managed primarily by his wife. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Scott Ventura is a Financial Consultant currently working at Fidelity Investments since 2024. He has held several roles at Fidelity, including Investment Consultant from 2022 to 2024 and High Net Worth Associate from 2021 to 2022. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2020 to 2021. In his role, Scott focuses on understanding clients' financial situations and goals. He develops strategies and connects clients with appropriate resources to assist them in achieving their financial objectives.

Kristen Sarver is a financial advisor at Robert Baird & Co. with seven years of industry experience. She holds the Series 66 designation and previously worked at Hefren Tillotson for six years before joining Robert Baird in 2022. Sarver was a co-owner of MayFlower Cards, an arts and crafts business that is no longer active. Robert Baird & Co.’s Private Wealth Management department, including the DDK Group where Sarver works, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning, portfolio management, and advisory services, supported by internal research and strategic partnerships.

Richard Guernsey is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 66 designations. He has 23 years of industry experience, including 15 years at Allegheny Investments prior to joining Cambridge. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management approaches and platform options tailored to client objectives.

Brian Tarquinio is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at UBS Financial Services from 2006 to 2020 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2020. Outside of his advisory role, he serves as a board member for South Hills Catholic Academy and is a partner at a technology firm, Thomas Joseph LLC. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment services through its extensive financial advisor network.

Peter Loncar is a CFP® professional with 39 years of industry experience, currently affiliated with Raymond James Financial. He is the owner and president of Rivertowne Advisors LLC and has held roles at various Raymond James entities since 2015. Outside of his advisory work, Loncar owns an agricultural business involved in timber harvesting, landscaping, and honey production, as well as a private foundation he founded in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using various analytical tools and supports specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Debora Kuzmanko is a financial advisor at LPL Enterprise with 39 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 13 years. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory, and brokerage services supported by model portfolios, third-party asset managers, and an integrated platform combining adviser programs with other financial products.

Ryan Krist is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and previously worked at Bank of New York Mellon and Citizens Securities, Inc. Outside of his advisory roles, no additional business activities are noted. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Brent Ulreich is a CFP® professional with 10 years of industry experience. He has worked at Robert Baird & Co. since 2022 and previously was with Hefren-Tillotson, Inc. from 2012 to 2017. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, and custody services, using a range of strategies that include separately managed accounts and tax-management techniques.

Corey Utz is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Robert Baird & Co. since 2022. He also maintains a role at Hefren-Tillotson, Inc., where he has worked since 2014. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which provides services to individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary portfolio management strategies, manager selection, overlay management, and tax management approaches to deliver tailored investment advice.

William Payne is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at TIAA, Edward Jones, and The Huntington National Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ronald Balog is a financial advisor with OSAIC who holds a Series 66 designation and has 22 years of industry experience. He has worked at Royal Alliance since 2021 and was previously with Insight Global Wealth Strategies and Cetera Advisor Networks LLC from 2015 to 2021. Outside of his advisory role, he is involved in high school football as the varsity head coach at Freedom Area High School and serves as president of the Midwestern Athletic Conference Coaches Association. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary accounts.