Jamie Stapf is a financial advisor at Ethos Financial Group, LLC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Almanack Investment Partners, Wells Fargo Advisors, Credit Suisse Securities, and Deutsche Bank Securities. Outside of his advisory role, he is the founder and COO of Praktikant, a software company based in Pennsylvania. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, providing investment management and financial planning services. The firm utilizes model portfolios and index-based Core Allocations to deliver diversified, risk-conscious investment strategies supported by third-party research and optional tax-overlay management.

Ryan Hamilton is a financial advisor at Girard Advisory Services, LLC with three years of industry experience. He holds a Series 65 designation and has previously worked at Univest Bank and Trust Co and SEI Investments. Outside of his advisory role, Hamilton works as a food delivery driver for Uber Technologies and Grubhub and performs cleaning duties for Maid4ucleaners. Girard Advisory Services, LLC is a fee-only registered investment adviser that provides wealth management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm serves both individual clients, including high-net-worth households, and plan sponsors and participants, emphasizing asset allocation and diversification through a proprietary research process and a range of investment strategies.

Henry Miller Jr. is a financial advisor at Miller Investment Management, LP with nine years of industry experience. He holds a Series 65 designation and has been with Miller Investment Management since 2016. Miller Investment Management provides advisory and supervisory services to individuals, pension plans, foundations, endowments, trusts, business entities, and private pooled vehicles. The firm employs a combination of fundamental and technical analysis through internal committees to guide client allocations, managing both discretionary and non-discretionary assets across a broad range of investment strategies.

Michael Giongo is a financial advisor with Mutual Advisors, LLC in Spring City, PA, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at MassMutual, MML Investors Services, Lincoln Financial Advisors Corp, and Geneos Wealth Management. Outside of his advisory work, he owns ERX Wealth, LLC, an insurance agency focused on fixed life, disability, and long-term care products, and serves as an independent sales representative for Merchant Advocate, assisting companies with merchant account reviews. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional clients, managing approximately $9.45 billion across 154 advisors. The firm offers a range of advisory services using both active and passive investment strategies tailored through multiple analytical methods and advanced platforms, and is notable for its scale, institutional reach including sovereign wealth funds, and integrated operational features such as an Outsource Insurance Desk and affiliated broker-dealer.

Patricia Angelozzi is a financial advisor with United Capital Financial Advisors, holding a Series 65 designation and 10 years of industry experience. She has been with United Capital Financial Advisors since 2011. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm employs discretionary portfolio management using asset-allocation models developed by an Investment Policy Committee and offers portfolio customization for ESG and faith-based preferences.

James Colao is a financial advisor with Girard Advisory Services, LLC and holds the CFP® and Series 66 designations. He has 11 years of industry experience, including roles at The Vanguard Group, Inc., Fidelity, Bank of America, and Merrill prior to joining Girard Advisory Services. Girard Advisory Services, LLC is a fee-only registered investment adviser offering wealth management, portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm utilizes a proprietary research process and an Investment Committee to tailor portfolios through diversified asset allocation and manages client assets using a range of investment vehicles and specialized strategies, supported by its affiliation with Univest Bank and Trust Co.

Ryan Kraus is a CFA® charterholder with 13 years of industry experience. He currently works at Sage Financial Group Inc. and has previously been employed at Brinker Capital and Lincoln Financial Distributors. Sage Financial Group serves individuals, pension and profit-sharing plans, business entities, trusts, and private fund investors with investment management and financial planning, including family office services. The firm’s approach is based on fundamental analysis and long-term investment, utilizing a range of vehicles and offering discretionary authority when authorized.

Karen Tejkl is a financial advisor at Girard Advisory Services, LLC with 25 years of industry experience. She holds the Series 66 designation and has worked with Girard Advisory Services since 2019, Girard Investment Services since 2000, and Univest Financial Corporation since 1992. Girard Advisory Services, LLC is a fee-only registered investment adviser offering wealth management, financial planning, retirement plan consulting, and related services to individuals, trusts, charitable organizations, and business entities. The firm serves both individual clients, including high-net-worth households, and plan sponsors with a focus on asset allocation, diversification, and tailored portfolios, supported by a proprietary research process and an Investment Committee. Girard is a wholly owned subsidiary of Univest Bank and Trust Co., which allows it to provide integrated banking, trust, brokerage, and insurance services alongside its advisory capabilities.

Robert Wurster is a financial advisor at Legacy Advisors, LLC with a Series 65 designation and three years of industry experience. He has worked at Legacy Advisors since 2022 and previously held roles at Savant Wealth Management and Domani Wealth. Outside of his advisory work, he serves as Treasurer of the Lancaster Polo Club. Legacy Advisors serves individuals, including high-net-worth clients, as well as trusts, estates, charitable organizations, corporations, and retirement plan sponsors. The firm provides modular financial planning, discretionary and non-discretionary portfolio management, and retirement plan consulting, tailoring advice and portfolios to each client’s objectives and risk tolerance.

Karen Latourette is a financial advisor at Girard Advisory Services, LLC with 41 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Girard Advisory Services since 2020, following nearly two decades at SEI Investments Distribution Co. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm emphasizes asset allocation and diversification, using a proprietary research process and offering a range of investment strategies including tax-managed direct indexing and options overlays, supported by its status as a wholly owned subsidiary of Univest Bank and Trust Co.

Brian Hungarter is a CFP® professional with six years of industry experience, currently serving at Girard Advisory Services, LLC since 2019. His prior roles include positions at Keeney Financial Group, Arena Strength & Conditioning, Legacy Advisors, and The Glenmede Trust Company. Girard Advisory Services, LLC is a fee-only registered investment adviser offering wealth management, financial planning, and retirement plan consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm utilizes a proprietary research process and investment committee to tailor portfolios through diversified asset allocation, serving both high-net-worth individuals and plan sponsors.

Timothy Williams is a financial advisor with Merit Financial Advisors in Schwenksville, PA, holding a Series 66 designation and 23 years of industry experience. His prior work includes roles at Wealth Enhancement Advisory Services, LPL Financial, Pacific Life Insurance, Jackson National Life, and Ameriprise. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm’s investment approach focuses on long-term, diversified asset allocation with customizable model portfolios overseen by an internal investment team and committee.

Joseph Smith is a financial advisor at Girard Advisory Services, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Girard Advisory Services since 2016, following two years at Univest Bank & Trust Co. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm employs a proprietary research process and an Investment Committee to tailor diversified portfolios, using a range of investment vehicles and specialized strategies, and benefits from its corporate affiliation with Univest Bank and Trust Co., which supports a broad range of financial services.

Bryan Cooney is a CFP® with 11 years of industry experience, currently serving as a financial advisor at McAdam LLC. He has worked at McAdam since 2014 and previously at Purshe Kaplan Sterling Investments. Cooney holds the Series 66 designation. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs fundamental analysis to manage portfolios using mutual funds, ETFs, independent managers, and individual securities, and offers a tiered weekly financial-planning subscription alongside access to alternative and specialized investment strategies.

Carol Mayhart is a financial advisor at Nations Financial Group, Inc. with 20 years of industry experience. She holds the ChFC® designation and Series 66 license. Prior to joining Nations Financial Group in 2019, she worked for Wells Fargo Advisors Financial Network LLC for 10 years. Outside of her advisory role, she serves as a trustee and steering committee member for The Grand Wilmington Delaware, a venue for shows, concerts, and plays. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, pension plans, trusts, and charitable organizations. The firm offers a range of portfolio management and consulting services, utilizing proprietary model portfolios alongside outside managers, with strategies tailored to client objectives and risk tolerance.

Joseph Elliott is a CFP® professional with 30 years of industry experience. He has worked at Independence Square Holdings, LLC since 2019 and previously held roles at Private Advisor Group, LLC and LPL Financial, LLC. Outside of his advisory work, he is involved in food and restaurant sales through Goose Pointe LLC and teaches in Chestertown, MD. Independence Square Holdings serves individuals, retirement plans, and institutional clients with financial planning, portfolio management, and ERISA advisory services. The firm operates as a multi-team adviser providing customized portfolios, model portfolios, and access to third-party managers, incorporating digital platforms and alternative investments in its approach.

Ricardo Ferreira is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has worked with firms including LPL Financial and PRUCO Securities. Ferreira is also involved in McNamara Financial Group, a non-variable insurance business. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers a range of investment management and financial planning services, emphasizing individualized portfolio construction and ongoing oversight through both in-house and third-party strategies.

Michael Piotrowicz is a ChFC® and Series 63 licensed advisor with Legacy Advisors, LLC, bringing 46 years of industry experience. He has been with Legacy Advisors and M HOLDINGS SECURITIES, Inc. since 2006. Outside of his advisory role, he serves on multiple nonprofit boards including The Legacy Foundation, Independence Mission Schools, and The Union League Legacy Foundation. Legacy Advisors, LLC manages approximately $4.18 billion in client assets, serving pension and corporate retirement plans, charitable organizations, and individual investors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and specializes in pension consulting and participant education alongside its routine recommendation and monitoring of other advisers.

Ross Rubin is a financial advisor at AlphaStar Capital Management with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at DST Sherpa LLC, AlphaStar Capital Management, and Belpointe Asset Management. Outside of his advisory role, he owns an insurance agency focused on life, disability, long-term care, employee benefits, and health insurance, and provides consulting services to startups and established businesses. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, offering discretionary investment management, financial planning, and subadvisory services. The firm employs a combination of strategic and tactical investment approaches through model portfolios and third-party technologies, managing approximately $2.5 billion in assets across over 8,400 client relationships.

Brian Platt is a CFP® with 36 years of experience in the financial services industry. He currently works at Independence Square Holdings, LLC and has held prior roles at firms including Private Advisor Group, The Philadelphia Group, LPL Financial, Cetera Wealth Services, Principal Financial Services, and 1717 Capital Management Company. His other business activities include selling and servicing fixed life, health, disability, and long-term care insurance, as well as fixed annuities. Independence Square Holdings (doing business as Independence Square Advisors) serves individuals, retirement plans, and institutional clients through financial planning, portfolio management, and pension consulting. The firm operates as a multi-team adviser, combining customized and model portfolios, third-party solutions, and digital platform services to implement client strategies.