Matthew Kramer is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior experience includes roles at Fidelity, Charles Schwab, and Edward Jones. He is also associated with Lee, Sipe and Associates and Serving Those Who Serve, where he works as a financial advisor. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and institutional clients, offering non-discretionary, tailored advice supported by analytical tools and a broad advisor network.

Thomas Henry is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2003, following four years at Nathan & Lewis Securities, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Duncan is a financial advisor with RBC Capital Markets in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked at City National Bank since 2020 and has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through both in-house and third-party managers, combining portfolio management, financial planning, custody, and brokerage services.

Jessica Brady is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to create tailored plans.

Kevin Wenger is a financial advisor with Ameriprise in Ellicott City, MD, holding Series 63 and Series 65 credentials and three years of industry experience. He previously worked at T. Rowe Price and has experience in multiple sectors including energy services and education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice. The firm’s approach includes collaboration between a centralized service team and financial advisors, utilizing proprietary research and algorithmic tools to address asset allocation and withdrawal strategies within a distinctive investment framework.

Scott Hollander is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 1989 and has since accumulated over three decades of experience in the financial services industry. Scott offers clients a comprehensive approach to managing their wealth, focusing on areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, and socially responsible investing. He emphasizes understanding each client's personal goals to tailor solutions effectively. Scott has lived in the Bethesda, Maryland area throughout his life and holds a High School Diploma/GED from the University of Maryland. He holds the Professional Investment Advisor (PIA) designation. Outside of his professional role, Scott enjoys fishing, gardening, and golfing. He also values spending time with family and friends and remains active in his community.

Andrew Freedenberg is a CFP® and CFA® with 13 years of experience in financial services. He currently serves as a financial advisor at Morgan Stanley, where he has worked since 2022. Prior to joining Morgan Stanley, he held positions at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Makayla Greene is a financial advisor at Morgan Stanley in Rockville, MD, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, her work history includes roles at Ulta Beauty, Buffalo Wild Wings, and Enterprise Holdings. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that incorporate investment modeling but typically do not include individual security recommendations.

Robert Pellicoro Jr. is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with RBC Capital Markets since 2011 and also has experience at City National Bank since 2022. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, combined with services such as financial planning, custody, and brokerage.

Austin Riedel is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

David Olson is a financial advisor with Morgan Stanley in Potomac, MD, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Jennifer Pascal is a financial advisor with LPL Financial in Rockville, MD, holding a Series 66 designation and 19 years of industry experience. She previously worked at Wells Fargo Clearing Services LLC for eight years and UBS Financial Services Inc for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, wrap and model portfolio programs, and access to third-party asset management, supported by both discretionary and non-discretionary investment strategies.

Timothy Mathews Jr. is a Series 66 credentialed advisor at Fidelity with one year of industry experience. His prior work history includes roles at Andersen Tax, Stanley Black and Decker, and Jet Services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies and its advisory roles with multiple registered investment companies and fund-of-funds.

Ethan Cross is a financial advisor at Morgan Stanley in Rockville, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, he worked in various roles including grounds crew at a Maryland golf course and positions at Comcast and Empire Parking Solutions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and methodologies to support client goals.

Brandon Hall is a financial advisor at RBC Capital Markets with five years of industry experience. He holds a Series 66 designation and has worked at firms including NYLIFE Securities LLC and Strategic Financial Associates, LLC prior to joining RBC in 2022. RBC Wealth Management serves a diverse client base, offering a variety of advisory programs with tailored investment strategies implemented through both in-house and third-party managers. The firm provides comprehensive portfolio management, financial planning, custody, and brokerage services to individual investors, institutions, and charitable organizations.

Samantha Kaindi is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC, T. Rowe Price, and TD Ameritrade. Outside of her advisory role, she is a partner involved in office administration for a livery transportation business in Maryland. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves multiple registered investment companies and constructs model portfolios for Fidelity Institutional Wealth Adviser.

Troy Fox is a financial advisor with RBC Capital Markets in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at RBC Capital Markets since 2009 and at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

James Deligianis is a financial advisor with LPL Financial, holding the Series 63 and Series 65 designations and bringing 22 years of industry experience. His career includes roles at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and MSI Financial Services. He is also an insurance agent with Midland National. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jeremiah Thompson is a CFP® professional with 11 years of experience in the financial services industry. He is currently with OSAIC and has previously worked with FSC Securities Corporation and Kramer Financial, LLC, where he also supports other advisors. Thompson is the founder of FYIFI, a financial literacy website that provides content in American Sign Language. He also serves as a council member for Capital Group’s ABLE Advisory Council. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors and participants, charities, and corporations, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Justin Martin is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He has a background in financial advisory services, with prior experience at Robert W Baird from 2020 to 2026 and Merrill Lynch from 2017 to 2020. His professional focus is on helping clients achieve financial clarity and security, addressing the human aspects of financial planning beyond just numerical considerations. Justin works with individuals navigating career changes, preparing for retirement, or managing care for aging loved ones, aiming to co-create financial plans tailored to clients' goals. His approach emphasizes understanding the purpose behind clients' financial efforts. Outside of his professional work, Justin engages in activities such as camping, fitness, kayaking, outdoor adventures, snowboarding, and traveling.