Jordan Perry is a financial advisor with Truist Advisory Services in Hunt Valley, MD. He holds Series 65 and Series 63 licenses and has six years of industry experience. Prior to his current role, he worked at BB&T Securities, T. Rowe Price, Cowan Systems, and spent time at the University of Maryland College Park. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers customized asset allocation, investment policy analysis, and fiduciary support, combining discretionary manager relationships with third-party platforms and AI-enabled research tools.

Jonathan Charles Paez is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and seven years of industry experience. He has been with T. Rowe Price since 2018 and previously worked at Allied Universal Security Services and Anne Arundel Medical Center. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and provides plans and ongoing reviews through an interactive online tool.

Jordan Higgins is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Janney in 2024, Higgins worked at Fidelity Personal and Workplace Advisors and Fidelity from 2014 to 2024. He serves as a notary public and is a board member of the Erin Levitas Foundation in Baltimore. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Gloria Makino is a Series 66-licensed financial advisor with Independent Financial Group, LLC and has two years of industry experience. Prior to her financial services career, she spent nearly three decades as a performing artist, working as a singer, actress, dancer, pianist, and teacher. She also operates Makino Financial, a DBA used for marketing purposes. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers various portfolio management solutions and financial planning services, utilizing both firm- and third-party models tailored to client risk profiles.

Burton Daniel is a Series 66-credentialed financial advisor at Janney Montgomery Scott with 16 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and was previously with Wells Fargo Clearing. Daniel serves as a board member on the finance committee of There Goes My Hero, a nonprofit supporting blood cancer patients and their families. He also consults on a baby clothing subscription business owned by his wife. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, and institutional clients through a range of advisory programs, combining in-house and third-party portfolio management.

Danielle Schwandtner is a financial advisor with Benjamin F. Edwards & Company, Inc. She holds Series 63 and Series 66 licenses and has 13 years of industry experience, having previously worked at Wells Fargo Clearing and Merrill Lynch, Pierce, Fenner & Smith. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including advisory programs, financial planning, retirement and investment management consulting, brokerage services, insurance products, and M&A advisory, with investment solutions combining proprietary strategies and third-party models.

Brian Keeney is a CFP®-certified financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. He has worked at Beacon Pointe Advisors since 2024 and previously operated Keeney Financial Group. Outside of finance, he has experience in the hospitality industry and education. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to individual and institutional clients. The firm employs a combination of active and passive investment strategies, utilizing third-party independent managers and proprietary private funds as part of its comprehensive portfolio management approach.

Zachary Reichenbach is a CFA® charterholder with experience at Kestra Advisory Services LLC since 2025. His prior roles include positions at Paradigm Forensics, LLC, Vallit Advisors, LLC, and Ellin & Tucker. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes sovereign wealth funds.

Toni Whaley is a financial advisor with Planmember Securities Corporation in Elkridge, MD, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She is the owner and vice president of Paladin Advisor Group, a full-service financial planning practice, and serves as president of the Chartwell Business Park Association. Additionally, Whaley is president of the National Tax-Deferred Savings Association, focusing on advocacy and education for supplemental retirement savings plans. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Matthew Diehl is a financial advisor with TIAA-CREF in Columbia, MD, holding Series 63 and Series 66 licenses and having 15 years of industry experience. He has been with TIAA-CREF since 2014. Outside of his advisory role, he owns two rental properties. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through various programs, including customized portfolio options managed under client-approved investment policies.

Michael Rouzer is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 credentials and six years of industry experience. He has worked at T. Rowe Price since 2019 and has prior experience with UPS and Artful Gourmet Bistro. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households that combines financial planning, retirement income strategies, and discretionary investment management using T. Rowe Price mutual funds and ETFs. The firm employs a model-based, tax-aware approach and provides clients with interactive online tools and annual plan reviews.

Sharon Mason is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding a Series 66 designation and seven years of industry experience. Her previous roles include positions at Truist Investment Services, Truist Bank, and PNC Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses third-party platforms and manager arrangements, supported by AI-enabled research tools and a dedicated Investment Advisory Group.

Charles Pizzillo is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., where he has worked since 2023. His prior experience includes roles at Lincoln Financial Advisors Corporation, Park Avenue Securities, Guardian Life Insurance, and Morgan Stanley. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios using proprietary mutual funds and ETFs with a focus on tax-aware strategies and regularly updated financial plans.

Jeremy Flagg is a CFP® with 17 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. in Owings Mills, MD. He has been with T. Rowe Price since 2010. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, focusing on retirement goals through a combination of nondiscretionary financial planning and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm employs tax-aware portfolio management and delivers financial plans with annual reviews supported by an online planning tool and direct advisor access.

Peter Keating is a CFP® and ChFC® with 28 years of experience in the financial services industry. He is affiliated with United Planners' Financial Services of America as a Limited Partner and currently manages Chesapeake Capital Associates, LLC. His prior experience includes roles at Zenith Marketing Group Inc and Howard County Junior Striders. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform utilizing multiple custodians and third-party money managers, with a notable focus on largely non-discretionary asset management.

Benjamin Ashby is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at T. Rowe Price and TD Ameritrade. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients connected to TIAA-administered retirement plans. The firm distinguishes its planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

David Brooks Jr. is a Series 66-licensed advisor with T. Rowe Price Advisory Services, Inc. He has seven years of experience with T. Rowe Price and four years in the financial industry overall. His prior work includes roles at Acre Mortgage, NFM Lending, Bayshore Mortgage Funding, and Dinosaur BBQ. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining goals-based financial planning, retirement income planning, and discretionary investment management, primarily for individual investors and households. The firm uses proprietary mutual funds and ETFs alongside tax-aware strategies and provides financial plans supported by Monte Carlo simulations and ongoing reviews.

Scott Patterson is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates for 15 years. Outside of finance, he performs live music at events such as weddings. Janney Montgomery Scott manages approximately $110 billion in client assets and serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations. The firm offers brokerage services, financial planning, consulting, and multiple advisory programs through a combination of in-house and third-party portfolio management.

Sarah Flora is a ChFC® credentialed financial advisor with 11 years of industry experience. She has worked at AE Wealth Management, LLC since 2017 and previously spent four years at Everest Wealth Management and Everest Investment Advisors, Inc. Flora is also an officer at Flora & DiPaula Wealth Partners, where she is involved in insurance sales. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers model portfolio solutions, discretionary asset management, financial planning, and plan services through a platform that combines AEWM-managed, third-party, and advisor-managed models.

Monica Kim is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds the Series 66 designation and has worked previously at Charles Schwab, TD Ameritrade, and other firms. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and clients’ savings rates.