Jordan Chalkley is a CFP® with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at Headland Capital, LPL Financial, Fidelity Investments, Morgan Stanley, and Bank of America. He also spent time preparing for the CFP exam and worked at Hampden-Sydney College early in his career. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary investment options, including insurance-related vehicles and bank deposit sweep programs.

Christopher Brown is a financial advisor at Raymond James & Associates in Richmond, VA, holding a Series 66 license with two years of industry experience. Prior to joining Raymond James, he served in the U.S. Navy for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning and investment consulting services through a range of portfolio management styles and affiliated research.

Benjamin Sillmon III is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2013. He holds partial ownership in River Hills Wealth Management LLC and full ownership of Sillmon Wealth Management, LLC. Sillmon is also active in nonprofit governance, serving on the endowment committee of the Winfree Foundation for the Future and on the board of trustees for the Everbless Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser delivering investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad menu of planning services and integrates advisory offerings with multiple financial products and referral channels.

Thomas Doukas is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing financial guidance and wealth management services. Information about his experience, educational background, and personal interests has not been provided.

Jonathan Headley Jr. is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously at JPMorgan Chase Bank and JPMorgan Securities from 2018 to 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roger Shawn III is a Certified Financial Planner (CFP®) with 24 years of experience in the financial services industry. He has worked with Raymond James & Associates since 2017 and previously spent eight years at Capitol Securities. Outside of his advisory role, he manages a small portfolio of rental real estate holdings through property management companies. Raymond James & Associates, Inc. is a large firm serving a wide range of clients, including high-net-worth individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting supported by extensive research, multiple portfolio management styles, and municipal advisory services.

Amanda Nichols is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and five years of industry experience. She has been with Wells Fargo Clearing Services, LLC since 2016. Nichols holds a non-active Virginia state law license and is a non-practicing attorney. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Brockmeier is a CFP®-designated financial advisor with 22 years of industry experience, currently serving clients at Morgan Stanley in Richmond, VA. He has worked within Morgan Stanley since 2010, including over a decade at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides a range of programs including estate planning and corporate financial planning agreements.

John Lynch Jr. is a financial advisor with Merrill holding a Series 66 designation. His professional background includes roles at Bank of America, Harbor Group Management Company, and Merrill Lynch. Outside of finance, he has experience in hospitality and property management sectors. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-focused investment strategies within a broad platform integrated with Bank of America affiliates.

Norma Sellors is a financial advisor at Stifel with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel since 2015. Outside of her advisory role, she serves as a board member of the Lewistown Community Development Authority in Hanover County, Virginia. Stifel serves a broad range of clients including individuals, institutions, and municipal entities, providing both brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Alton Howell Jr. is a financial advisor with LPL Financial in Richmond, VA, holding the ChFC® designation and Series 63 license. He has 41 years of industry experience, including prior work at Woodbury Financial Services, Inc. from 2014 to 2018. Outside of advisory work, he operates a business offering pre-paid legal services and identity theft plans. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs and incorporates research and model portfolios from various sources to support diversified and alternative investment strategies.

Frederick Dunning is a financial advisor at UBS Financial Services with 29 years of industry experience, all of which he has spent at UBS. He holds the Series 63 and Series 65 licenses and is based in Richmond, VA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Shawn Millimaki is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 3 years of industry experience. He has been with Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary options tailored to plan objectives and risk tolerances.

David Gardner is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Carter Neal is a CFP® professional with 12 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, he spent one year at WELLS FARGO Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Tania Lounsbury is a financial advisor at Charles Schwab with 11 years of industry experience. She holds the Series 66 designation and previously worked at TDAmeritrade, Inc. for 10 years before joining Charles Schwab. Charles Schwab serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and a centralized operational structure.

Ricky Robertson is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 66 designation and over 26 years of industry experience. His prior roles include positions at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also an owner and CPA at Joyner Kirkham Keel & Robertson Pc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a broad network of independent professionals employing a range of portfolio management and model-based strategies.

James Ingoe is a financial advisor with UBS Financial Services in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2015 and also serves as a financial education instructor at multiple institutions, including Penn State Mont Alto and Montgomery College. Ingoe is a partner at Boundary Rock Financial Group. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning, portfolio management, and capital markets solutions. The firm integrates institutional trading capabilities with wealth management through a network of Financial Advisors using proprietary research to tailor investment strategies.

Thomas Gee Jr. is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Davenport & Company LLC, and Wells Fargo Advisors. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate agreements.

Jonathan Wood is a financial advisor with Ameriprise in Monterey, VA, holding Series 65 and Series 66 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate firms since 2006. Outside of his advisory role, he is involved in managing multiple multi-family real estate properties. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.