Diane Yhlen is a financial advisor with Merrill based in Richmond, VA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mathew Remington is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019, following five years at PMA USA. Outside of his advisory role, he serves as assistant treasurer and backup check signer for James River Community Church in Midlothian, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets and supports its services through a nationwide network of more than 23,000 financial advisors.

Robyn Moorhead is a financial advisor at Osaic with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Osaic since 2024. Previously, she spent over a decade with Securities America Advisors and Securities America, as well as a long tenure with Commercial Union. She is involved in mentoring her son in life and fixed annuity licensing. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management across multiple investment platforms.

Tracy Applewhite is a financial advisor at LPL Financial with 32 years of industry experience. She has held roles at Wachovia Bank, N.A., Wells Fargo Advisors LLC, and Wells Fargo Clearing prior to joining LPL Financial in 2021. She holds Series 63, Series 65, and Series 66 designations. Outside of her advisory work, she is a commissioned notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

John Lambert is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A., with over two decades at the latter. He also has a long tenure with Alltel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products—including insurance-related vehicles and bank deposit sweep options—than is typical for large institutional advisers.

Jonah Garner is a financial advisor with Wells Fargo Clearing in Richmond, VA. He holds Series 63 and Series 65 designations and has prior experience at Truist Bank, Movement Mortgage, CarMax, and the Spotsylvania Fire Department. Wells Fargo Advisors is a national firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Patricia Brock is a financial advisor with Edward Jones in Midlothian, VA. She holds Series 63 and Series 65 registrations and has 27 years of industry experience, including 20 years at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets under management through a network of approximately 23,701 financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Julia Friske is a financial advisor at Cetera with two years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Wealth Services since 2024. Outside of her advisory role, she is involved in fixed insurance sales and operates a commission-based brokerage business through North Star Resource Group. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Tiffany Lucas is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Lucas has worked at Fidelity and its affiliated entities since 2010, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and offers model portfolios through intermediary platforms.

David Hawkins is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, employing investment estimates and simulations to model outcomes.

Christopher Abbott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, and retirement income. Christopher began his career at Bank of America in 1995 as a Management Associate, where he managed large banking centers and loan processing teams. In 2003, he transitioned to the wealth management division of the firm and earned his Portfolio Manager designation in 2015. As a Portfolio Manager, he manages personalized or defined investment strategies on a discretionary basis, utilizing a range of assets including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds a Bachelor of Science degree in Business Administration from Old Dominion University, where he was a member of the International Honor Society in Finance. Christopher has served on the boards of the American Heart Association (Norfolk), the Alzheimer’s Association (Tidewater), and Read to Them (Richmond). He resides in Richmond, Virginia with his wife and two daughters.

Bonnie Bowling is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by its capital-markets capabilities and affiliated asset management resources.

Kevin Michael Lavery is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and over 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2025, following nine years at Wells Fargo Clearing and seven years at Wells Fargo Advisors. Lavery serves as a board member of the Virginia Tech Alumni Association. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and investment research in its client offerings.

David Bruce is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Read is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and with 10 years of industry experience. He previously worked at Oneamerica Securities and has a background with American United Life. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm combines research and analytics with diversification principles to evaluate investment options and offers both brokerage and advisory solutions.

Donald Vaught is a Series 63-registered financial advisor with LPL Financial, based in Midlothian, VA, and has 37 years of industry experience. He has been with LPL Financial since 2009. Vaught also serves as a notary in Virginia. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Charles Williams Jr. is a financial advisor at LPL Financial with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Williams previously worked at The Main Street Group, LTD from 2015 to 2018. In addition to his advisory role, he is involved with Huguenot Financial Services Co., where he provides fixed insurance products including health, disability, long-term care, and various life insurance policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services supported by in-house and third-party research, with discretionary and non-discretionary management options.

William Bower is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Fidelity Investments, Charles Schwab and Co., TD Ameritrade, Raymond James Financial Services, and Atlantic Union Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Adam Burch is a financial advisor at Merrill with nine years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Burch has worked at Bank of America, N.A. and Merrill since 2006. He serves as a board member for the Virginia Foundation for Independent Colleges, a nonprofit supporting independent higher education institutions in Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Christopher Parker is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has previously worked at Endeavor Capital, LLC and Towe Insurance Service, Inc. Outside of his advisory role, he is involved with Milk & Honey LLC, a luxury goods business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers portfolio management, financial planning, and access to third-party money managers.