Gregory Zittrain is a Wealth Management Advisor with Merrill Lynch Wealth Management in Virginia Beach, Virginia. He provides clients with traditional advice and guidance and manages discretionary personalized or defined strategies. These strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Greg utilizes Merrill's broad investment platform to align client goals with tailored investment approaches. Greg has served clients since 2010 and is a Merrill qualified Portfolio Manager. He holds the Personal Investment Advisor (PIA) professional designation. Greg earned his bachelor's degree from Duke University, where he studied political science, economics, and history. Prior to his career in wealth management, he worked with the Advisory Board Company and the Federal Reserve Bank of Richmond. Through over a decade of experience, Greg combines knowledge of markets, economics, and policy with hands-on investment management to provide clients with strategies aimed at wealth preservation, legacy building, and long-term financial success.

James Kline is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank, N.A. from 2011. Outside of his advisory role, he serves as power of attorney for his father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Alana Pesnell Harrell is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and three years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, LLC, PNC Financial Services, and Langley Federal Credit Union. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by internal research and third-party analytics.

Graham Nuttycombe is a financial advisor at Merrill with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Kristina Sevier is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2012, with experience at USAA before joining Merrill Lynch. In 2018, she became part of the Morris Sevier Wealth Management Group, advancing from Client Associate to Financial Advisor. Kristina assists clients in managing their individual wealth and offers a comprehensive approach grounded in understanding their unique goals. Her expertise includes college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, tax minimization, and addressing the financial needs of women and wealth. Kristina holds the Personal Investment Advisor (PIA) designation. Kristina earned a high school diploma from Salem Senior High School and a bachelor's degree from Indiana Wesleyan University. She lives in Norfolk, Virginia with her husband, who is active duty in the US Navy, their two children, and their family dog. She is involved with various groups and organizations in the military community and enjoys running, hiking, traveling, and spending time with her family.

Leah Douvres is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC before joining Merrill in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Mckendree Jr. is a financial advisor with Raymond James Financial Services Advisors, holding a Series 66 designation and 20 years of industry experience. He has worked with Raymond James since 2019 and previously spent three years with Compton Wealth Advisory Group. Outside of his advisory role, he is the owner of Bombolage, LLC, a non-investment-related business. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers non-discretionary planning tailored to client goals and supports a range of advisory programs, including notable public finance and SIMPLE IRA employer consulting services.

Angel Dodson is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Ameriprise, Truist Advisory Services, Merrill, and various mortgage companies. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved software and offers specialized programs including divorce planning and employer-sponsored planning services.

Alisa Frenck is a financial advisor with Fidelity Investments in Virginia Beach, VA, holding a Series 66 designation and 10 years of industry experience. She previously worked at Davenport for seven years before joining Fidelity, where she has been employed since 2022. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and employs systematic methodologies and AI-driven tools in its portfolio management.

Kenneth Wren Jr. is a financial advisor at Raymond James Financial with over 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Raymond James Financial and TowneBank since 2004. Wren serves as a board member for the Portsmouth Chesapeake Area Foundation, which provides grants to local schools for special needs equipment. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and tailored planning to support client goals and provides specialized municipal and public finance advisory services.

Daniel Henderson is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at Tmfs Advisors, LLC from 2013 to 2016. Outside of his advisory role, Henderson serves as a football official for the Hampton Roads Sports Officials Association and is currently an election official for the City of Virginia Beach. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online platforms.

Nicole Hogan is a financial advisor with Wells Fargo Clearing in Virginia Beach, VA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked with Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Outside of her advisory role, she owns and operates Hogan Homes, LLC, a business focused on renovating and selling houses. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Bradley Zisser is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and three years of industry experience. His work history includes roles at Wells Fargo Bank, Atlantic Bay Mortgage Group, and MassMutual Investors Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Joseph Cummings Jr. is a financial advisor at OSAIC with four years of industry experience. He holds Series 63 and Series 65 licenses and previously served in the U.S. Navy for 19 years. Outside of his advisory work, he volunteers as a coach for The Honor Foundation, assisting transitioning Special Operations Forces service members. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through a large network of affiliated advisers.

Bonnie Walker is a financial advisor at Ameriprise in Newport News, VA, holding a Series 66 credential with one year of industry experience. Prior to joining Ameriprise in 2025, she worked at Cetera Investment Services LLC and has also held positions at Langley Federal Credit Union and PNC Bank. She has additional work experience in retail and as a homemaker. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing annual planning advice, focusing on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Ashley Lavoie is a CFP®-designated financial advisor with LPL Financial, based in Newport News, VA. She has 14 years of experience with LPL Financial and a total of 10 years in the industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, coupled with access to research and model portfolios from LPL Research and third-party subadvisors.

Donald Smith is a financial advisor at Edward Jones in Portsmouth, VA, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he is a member of the Stock Pickers of Tidewater Club, a social club based in Portsmouth. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Debra Clendenin is a financial advisor with Raymond James Financial in Virginia Beach, VA, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. She has previously worked at Financial Security Management, Inc. for 18 years and has been with Raymond James Financial Services, Inc. and O'Brien Financial Management since 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools and risk profiling to support client goals, with specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory & Consulting Services.

Courtney Richard is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. Richard serves on the board of the Financial Planners Association of Hampton Roads and performs improv and sketch comedy with Push Comedy Theater. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and capital market assumptions to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets solutions.

Dana Crawford is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 designation and 19 years of industry experience. She has worked at Merrill since 2007, following a brief tenure at Ameriprise. In addition to her advisory role, she serves as a power of attorney for her parents. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.