Michael Chapman is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding a Series 66 designation and six years of industry experience. His career includes roles at Morgan Stanley since 2018, Merrill from 2019 to 2020, and earlier work at Gentle Giant Moving and Storage Co and Saint Anselm College. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Kevin Wing is a CFP® professional with 12 years of experience in financial advising, currently at Charles Schwab in St. Petersburg, FL. His prior work includes six years at T. Rowe Price and four years at TD Ameritrade. He holds the Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management. The firm combines brokerage, custody, and advisory services with access to multi-asset model portfolios and alternative investments.

Tracy Murdoch is a Series 66 credentialed financial advisor with 18 years of experience, currently with RBC Capital Markets in St. Petersburg, FL. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Erik Allstatt is a financial advisor at Charles Schwab based in Seminole, Florida, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has spent the majority of his career at Charles Schwab, including periods from 2006 to 2024 and since 2024. He also worked briefly at optionsXpress, Inc. in 2017. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a formal alternative investment onboarding process.

John Amick is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets for 26 years. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly as well as through corporate financial planning agreements.

Peter Hofstra is a financial advisor at Edward Jones with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Edward Jones since 2021. Prior to that, he was employed at Franklin Templeton Financial Services Corp. and Franklin Templeton Distributors Inc. from 2011 to 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separate managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Jay Hoffmeister is a financial advisor with Ameriprise in Bradenton, FL, holding CFP® and ChFC® designations and over 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Hoffmeister serves on the board of directors for the Bradenton Kiwanis and co-chairs its Service Committee. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement who meet specific asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its recommendations and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Isabella Whaley is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2019. Prior to her advisory career, she was involved with the Margaret Good Campaign and attended Florida State University. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

James Spicer is a financial advisor at LPL Financial with 25 years of industry experience. He holds the CFP® and Series 66 designations. His prior experience includes roles at Raymond James Financial Services, Merrill, and Morgan Stanley. He also operates a separate business entity, JAMES B. SPICER LLC, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Paul Caan is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2017. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jeffrey Payne is a ChFC® and holds a Series 66 license, with 20 years of experience in the financial services industry. He is currently with Raymond James Financial Services Inc. and has previously worked at GPS Wealth Strategies Group, LLC and Aspen Wealth Management, Inc. Outside of his advisory role, he is a passive owner of a barbershop and is involved in real estate construction and management with his wife. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public finance work, as well as specialized offerings such as SIMPLE IRA Employer Advisory & Consulting Services.

Joseph Zarlenga is a financial advisor with Ameriprise in Bradenton, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 1992. Outside of his advisory work, he manages an equestrian and agricultural business, Z Ranch Equestrian, LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated companies and emphasizes the use of managed accounts in its planning approach.

Joseph Westendorf is a financial advisor with Cetera in Bradenton, FL, holding Series 63, 65, and 66 licenses and 28 years of industry experience. His prior work includes roles at Hancock Whitney Bank, U.S. Bancorp Advisors, Fifth Third Bank, Touchstone Securities, and Morgan Stanley. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers within a multi-manager platform.

Stephen Bucknam is a financial advisor with Ameriprise in Bradenton, FL, holding a Series 63 designation and bringing 36 years of industry experience. He has been with Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves as CEO and managing partner of SNE Operations LLC, providing management and operational support to an Ameriprise financial practice. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, written recommendations through a centralized consulting team.

Louise Down is a Financial Advisor at Merrill Lynch Wealth Management. She has over 25 years of experience in fixed income trading and portfolio management. Her previous roles include Executive Director and Head of Advisory Fixed Income Trading at Morgan Stanley Smith Barney, Head of Trading at TD Asset Management USA, Head of Investment Grade Trading at AXA Investment Managers, Vice President of Portfolio Trading at Conning Asset Management, and roles at Standish Mellon Asset Management and Putnam Investments. Louise's expertise covers areas such as family wealth management strategies, institutional investment consulting, legacy planning, liquidity management, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She holds several FINRA registrations including SIE, Series 7, 66, 52, 53, and 24, and is a Personal Investment Advisor (PIA). She earned her Master of Business Administration from Boston University's Questrom School of Business and a Bachelor of Science in Finance from the Isenberg School of Management at University of Massachusetts at Amherst. Louise enjoys cooking, gardening, golfing, hiking, music, running, skiing, spending time with her family, and playing tennis. She is currently based in Florida, having relocated from the Northeast.

Elizabeth Salmon Osbon is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 65 designation and has worked at Royal Alliance Associates, Inc., Signator Investors, Inc., and Transamerica Financial Advisors. Additionally, she serves as a poll worker for the Pinellas County Supervisor of Elections. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a variety of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization within a multi-advisor platform.

George Compton is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior roles include work with Angel & Associates, Coastal Tax Advisory Group, and Waddell & Reed. He has involvement with Coastal Tax Advisory Group, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Julia Theis is a financial advisor with Raymond James & Associates, holding a Series 66 designation and three years of industry experience. She also teaches preschool dance classes part-time at the YMCA Dance Academy. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored financial planning and consulting services supported by a range of portfolio management styles and in-house research.

Jenna Mennel is a Wealth Management Planning Consultant at Fidelity Investments, a role she has held since 2018. In this capacity, she partners with families to develop customized and holistic financial plans that align with their long-term objectives. Jenna has over a decade of experience in the financial services industry. Prior to her current role, Jenna worked as a Client Management Representative at Fidelity Investments from 2013 to 2018. She also has experience as a Financial Advisor at Morgan Stanley from 2011 to 2012. Outside of her professional career, Jenna's personal interests include cooking and baking, music, parenthood, and yoga.

Eric Hoover is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His prior roles include positions at Raymond James and Associates and Merrill Lynch. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including advisory work for charitable gift funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.