Karon Rathgeber is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. His prior roles include positions at Merrill from 1991 to 2004 and Citigroup Global Markets from 2004 to 2008. Outside of his advisory work, he serves as a power of attorney for his spouse, assisting with investment-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to support diversified investment strategies and offers a range of financial products through its bank and insurance affiliates.

Jacob Johnson is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan-related entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Earl Axelson is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors since 2016. He serves as a trustee for the Axelson Wealth Management 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including cash-flow, retirement, education, risk and wealth-transfer planning, and specialized services such as business-owner transition and special-needs analysis.

Douglas Morey is a financial advisor with Cetera Investment Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes long tenures at Investacorp Advisory Services and MTI Financial Advisors, and more recent roles at Securities America Advisors and OSAIC. He is also licensed as an insurance agent for life, health, and disability coverage. Cetera Investment Advisors is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporations, charities, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

Todd Adams is a CFP® professional with 45 years of industry experience, currently affiliated with LPL Financial since 1990. He also worked at Mills-Price & Associates, Inc. for 28 years and operates a DBA under that name in Fort Myers, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by technology tools and a large network of over 22,800 advisors.

Peter Nguyen is a CFP® with 15 years of industry experience, currently advising at Charles Schwab in Fort Myers, FL. His work history includes extensive tenure at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts.

Erik Heben is a CFP® professional at Raymond James Financial with 31 years of industry experience. Prior to joining Raymond James in 2025, he spent 19 years at Commonwealth Financial Network. He is a managing partner at Private Wealth Consultants, a practice associated with Raymond James that focuses on investment and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client decision-making.

Melissa Daugherty is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 credential and has worked at UBS since 2017, previously with Morgan Stanley Smith Barney LLC from 2015 to 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and lending solutions.

Stephen Nappo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior experience includes roles at Cadaret, Grant & Co., Inc. and Sunbridge Management, Inc., and he has operated Nappo Financial Services since 1994. Outside of his advisory work, he is involved with Queen City Manufacturing Inc., where he dedicates significant time monthly. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolio programs, third-party asset management, and institutional platforms to individuals, retirement plan participants, banks, and trust companies. The firm supports advisors with research tools and a broad range of advisory and non-advisory financial services.

Matthew Hembling is a financial advisor with Ameriprise Financial Services. He holds a Series 66 designation and has experience with Edward Jones, TRAKAmerica, Best Buy, and Market Source Inc. He has been with Ameriprise since 2026. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Juan Garcia is a financial advisor with Edward Jones in Fort Myers, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2005 and also has ongoing involvement in the restaurant business with Canyon Cafe Restaurant. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Denise Bernardi is a financial advisor with Osaic, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She previously worked at FSC Securities Corporation for 24 years before joining Osaic in 2023. Bernardi is also an insurance advisor, offering term life insurance to her clients. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations, providing both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with access to discretionary strategies and third-party managers.

Nicholas Chlumsky is a CFP®-certified financial advisor with 19 years of industry experience, currently with Wells Fargo Advisors since 2023. His prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He serves as president of the Harborage Homeowner's Association in Fort Myers, FL. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu tailored to clients meeting specific net-worth criteria. The firm combines advisory services with various financial products and referral channels to deliver customized recommendations through meetings and client summary letters.

Jane Passy is a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the professional designation of Personal Investment Advisor (PIA). Jane earned her Bachelor's Degree from New York University. Her role involves providing clients with guidance on investment strategies and wealth management.

Brendan O'Connor is a CFP® with 41 years of experience in the financial industry. He is currently with OSAIC, where he has worked since 2025, following a 27-year tenure at Lincoln Financial Advisors Corporation. Outside of advising, he is licensed to offer various insurance products, including accident and health insurance and fixed annuities. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization supported by various analytical tools.

Cheryl Admire is a financial advisor with Edward Jones in Ft. Myers, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Aside from her advisory role, she serves as a board member of Independent Development Services Corp, an SBA funding entity, and is involved in managing several rental properties in the Ft. Myers area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branches. The firm operates under a fiduciary standard and offers tax-efficient services, discretionary and non-discretionary wrap fee strategies, and access to affiliated mutual funds and separately managed accounts.

David Rouse is a financial advisor with Raymond James Financial in Cape Coral, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2009 and is also a partner in Rouse Kelly Financial, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs in municipal advisory and SIMPLE IRA employer consulting.

Jeffrey Brockway is a financial advisor with Wells Fargo Clearing in Bonita Springs, FL, holding Series 63 and Series 65 licenses. He has 41 years of industry experience and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joanne Reilly is a financial advisor with Ameriprise in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Ameriprise and its predecessor firm since 2005. Outside of her advisory role, she serves on the board of directors for The Savings Bank and is involved with its charitable foundation. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Alan Tucker is a financial advisor with LPL Financial in Sanibel, FL, holding CFP® and ChFC® designations and over 50 years of industry experience. He has been with LPL Financial since 2004 and previously worked at WS Griffith Securities, Inc. from 1998 to 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm provides financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting a wide range of strategic and tactical investment approaches.