Kristen Etling is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving a select group of families, executives, business owners, and non-profit organizations. She specializes in delivering goals-based planning, customized investment management, and wealth strategy implementation that aligns with the unique objectives of her clients. Kristen has expertise in executive benefits plans, concentrated stock positions, privately held family businesses, and company-sponsored retirement and incentive plans. She is knowledgeable in tax minimization strategies and coordinates closely with clients' external tax and legal advisors to support cohesive retirement income and estate planning goals. Kristen and her team prioritize integrity, service, and education to build enduring client relationships. Kristen holds a Bachelor's degree from Miami University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is a graduate of the Leadership Columbus program and participates in organizations such as Green Columbus, Merrill Lynch Bull Run benefiting Nationwide Children's Hospital, and YWCA of Central Ohio.

Shana Heckel is an Associate Resident Director and Wealth Management Advisor at Merrill Lynch. She collaborates with individuals and families to define their financial priorities and develop strategies to help achieve their goals. Her approach includes reviewing potential financial risks such as outliving assets, rising healthcare costs, long-term care expenses, college funding, and unexpected loss of income. Shana evaluates cash flow and savings to align with appropriate financial strategies. She joined Merrill Lynch Wealth Management in 2003 after earning a Bachelor's Degree in Business Administration from Westminster College in New Wilmington, Pennsylvania. Shana holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). Outside of her professional duties, Shana is actively involved in community initiatives. Since 2004, she has played an instrumental role in planning and implementing the Bull Run benefiting Nationwide Children's Hospital, which has raised over $1,000,000 to support patients and their families. Additionally, she serves as a Girl Scout Co-Leader and coaches her son's recreational soccer team. Shana resides in Westerville with her husband, Will, and their three children, spending her free time biking, gardening, baking, and enjoying family activities.

Daniel Mickley is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. His previous roles include positions at Janney Montgomery Scott and J.P. Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various portfolio management options.

Jennifer Petrovic is a financial advisor with J.P. Morgan Securities in Columbus, OH, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at Merrill and Olive Ai, as well as multiple tenures within J.P. Morgan’s affiliated entities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary advisory model. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Andrew Wages is a Wealth Management Advisor with Merrill Lynch Wealth Management and a Senior Vice President within the Private Wealth Management team of The CWMG Group. Based in San Francisco and Columbus, he works alongside a team of eight, focusing on serving corporate executives, entrepreneurs, and early-stage investors primarily in the technology and life sciences industries. Andrew’s approach centers on building deep relationships with clients to address complex wealth management needs through individualized planning and disciplined portfolio construction. With over 23 years of industry experience, Andrew specializes in creating comprehensive wealth management plans that include asset allocation, portfolio management, managing concentrated and restricted stock positions, balance sheet efficiencies, and wealth structuring. He also plays a key role in the operational management of The CWMG Group, applying his expertise in technical product development to enhance the efficiency and consistency of private wealth management services. Andrew began his career in technical product development at Schwab and Schwab Institutional before transitioning to financial advisory roles at Merrill Lynch and Morgan Stanley. He served in the United States Marine Corps Reserve from 1992 to 1998. Andrew holds a B.A. in International Business from the University of Georgia and is a CERTIFIED FINANCIAL PLANNER® (CFP®) and a Certified Plan Fiduciary Advisor® (CPFA®). Outside of work, he enjoys spending time with his wife, two teenage daughters, and their family pets.

Patrick Ford is a CFP® with 38 years of experience in the financial industry. He currently works at RBC Capital Markets and has held prior roles at City National Bank, UBS Financial Services, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Adam Griffin is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial advisors dedicated to collaborating with clients to create and implement financial plans aimed at achieving their overall financial goals. Adam has been with Fidelity Investments since 2014, progressing through various roles including Regional Planning Consultant, Vice President Financial Consultant, Financial Consultant, Investment Consultant, Financial Representative, and Administrative Intern. His career reflects a comprehensive background in financial consulting and planning within the firm. Outside of his professional responsibilities, Adam has interests that include food, football, golf, music, parenthood, and traveling.

Kevin Sullivan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in client-focused areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and both individual and corporate investment strategy. Kevin also has expertise in retirement income planning. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Kevin earned his bachelor's degree from Miami University. Outside of his professional commitments, Kevin enjoys basketball, biking, boating, football, golfing, soccer, and spending time with his family.

Joseph Cable is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Cable also has a long-standing role at Franklin University, where he has worked since 2008. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kevin Lehman is a CFP® with 41 years of experience in the financial services industry. He has been with Ameriprise since 1984, initially with Ameriprise Financial Services, Inc., and has served at the current Ameriprise entity since 2020. He holds the Series 63 designation and is based in Sunbury, Ohio. Ameriprise provides retirement-income planning services focused on individuals with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation overseen by dedicated committees to generate tailored retirement recommendations.

Nelson Heinrichs is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies that consider clients' life priorities and financial goals. Nelson collaborates with clients to develop flexible plans tailored to their individual needs and aspirations, leveraging insights from Merrill and financial solutions from Bank of America. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Nelson earned a Bachelor's Degree from Miami University in Ohio. His approach emphasizes understanding the full financial picture in the context of what matters most to each client.

Matthew Constancio is a CFA® charterholder with 17 years of experience in the financial industry. He is currently a financial advisor at J.P. Morgan Securities in Columbus, OH, where he has worked since 2016 across several roles within the JPMorgan organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with clients retaining final decision-making authority.

Lynn Zag is a financial advisor with Ameriprise in Lewis Center, OH, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has been with Ameriprise and its affiliated entity since 2005. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kimberly Troutner is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2008. Outside of her advisory role, she serves as president of her condominium association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans.

Breda Clare is a financial advisor with J.P. Morgan Securities in Columbus, OH, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. She previously worked at Morgan Stanley for 10 years before joining J.P. Morgan in 2019. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates advisory services with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Aaron Lane is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. He previously worked at Burgess & Niple, OHM Advisors, and GPD Group. Outside of his advisory role, Lane is a partner in a real estate investment business in Dublin, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Robert Cargin is a financial advisor with World Choice Securities, Inc. in Columbus, OH, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has previously worked at Capital City Securities, LLC and Regis Asset Management, LLC. Outside of his advisory role, he manages a property management business under RFG Properties, LLC. World Choice Securities, Inc. provides investment advisory services primarily to individual and high-net-worth clients, offering portfolio management with a focus on a concentrated advisor-to-client relationship within a small client base.

Michael Haddaway is a financial advisor at World Choice Securities, Inc. with 28 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to his current role, he worked at Capital City Securities, LLC and Regis Asset Management, LLC. Outside of his advisory work, Haddaway is involved in insurance sales, focusing on traditional life, disability, and long-term care insurance through his sole proprietorship and affiliations. World Choice Securities, Inc. serves individual investors, including both high-net-worth and non-HNW clients, offering portfolio management, financial planning, and access to third-party and sub-advisory solutions. The firm emphasizes globally diversified portfolios aligned with client risk profiles and employs a range of strategies, including discretionary and non-discretionary account management.