Richard Ward II is a financial advisor with Primerica Advisors in Elyria, Ohio, holding a Series 63 designation and over 30 years of industry experience. He has been with Primerica Advisors since 1995 and also works with the US Postal Service. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure, with trading and custody services provided by Pershing and Primerica Brokerage Services.

Donald Moore is a Series 66-licensed financial advisor with Charles Schwab in Richfield, Ohio, and has 11 years of industry experience. He has been with Charles Schwab since 2014, including roles at Charles Schwab Trust Bank and Schwab Retirement Plan Services, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Joshua Dautovic is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning that incorporates broad investment perspectives and structured scenario modeling.

Nathan Smith is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked with various Schwab entities since 2012, including Schwab Retirement Plan Services, Inc. and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separate managed accounts, supported by an integrated structure that includes centralized custody and a formal alternative investment program.

Justin Hamlin is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors. He has been with Cambridge since 2016 and also works with HFS Wealth Advisors. Outside of his advisory roles, Hamlin is actively involved in his community, holding leadership positions such as Vice President of the Cleveland Ronald McDonald House and Treasurer of the Richfield Chamber of Commerce, in addition to volunteering as a financial wellness educator. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals and institutional entities, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and offers both discretionary and non-discretionary management across multiple platforms and custodians.

Richard Comstock is a Series 66-licensed financial advisor at Stifel with 37 years of industry experience. He has been with Stifel Nicolaus since 2006. Outside of his advisory role, he serves as a board member and trustee of Bluecoats Inc of Summit County, an organization that supports injured or fallen first responders and safety forces through donations and fundraising. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Matthew Pallo is a financial advisor with Edward Jones in Stow, Ohio. He holds the CFP® designation and Series 66 license and has eight years of industry experience, all with Edward Jones following a 19-year career at Walgreens. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.

Shannon Biehl is a financial advisor at Charles Schwab based in Richfield, OH, holding a Series 66 credential with 19 years of industry experience. Biehl has been with Charles Schwab since 2006 and has also worked at Charles Schwab Trust Bank and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Andrae Hampton is a financial advisor at Fidelity with 18 years of industry experience and holds a Series 66 designation. His prior roles include positions with PNC Funds Distributor LLC and PNC Capital Advisors, LLC. Outside of his advisory work, he is involved with Dreams Academy, a mentorship program for young men, and serves as a wedding officiant. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including registered investment companies and model portfolios.

Antonio Belmonte is a financial advisor with Cambridge Investment Research Advisors and holds the CFA® designation along with Series 65 and Series 63 licenses. He has 11 years of industry experience, including prior roles at Fairport Asset Management and Fidelity. Belmonte is based in Richfield, OH. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages assets through multiple platforms and custodians and provides access to proprietary and third-party investment strategies.

James Anderson is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2011, including eight years at Schwab Retirement Plan Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by the Schwab Center for Financial Research.

Ryan Greenhill is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 credential and has prior experience with The Huntington Investment Company, PNC Investments, and Equitable Advisors. Outside of his advisory role, he is involved in local real estate investments through partnerships focusing on hospitality and short-term rental properties in Ohio and other states. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice tailored to dependable income and tax-aware withdrawal strategies.

Myles Williams is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Northwestern Mutual and Amway. Outside of finance, Williams is involved with 7 Pillars of Life Home Care LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Trevor Koenig is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 licenses and has 10 years of industry experience. His prior roles include positions at Mutual of America Securities Corporation and Mutual of America Life Insurance Company. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment program options and third-party managers.

Ronald Baldari is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. His prior work experience includes positions at Morgan Stanley, JP Morgan Securities, Ameriprise Financial Services, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by technology and a broad network of more than 22,800 advisors.

Bryce Ramer is a financial advisor at Raymond James & Associates with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Raymond James, Bryce worked at Ohio University and the Beaver Area School District. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, charitable organizations, and governmental entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Michael Gromofsky is a financial advisor at Charles Schwab with 28 years of industry experience. He has been with Charles Schwab since 1996. He holds a Series 63 designation. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, relying on multi-asset model portfolios, alternative investment due diligence, and an integrated operational structure.

Christian Hammer Huber is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise and its affiliate since 2005. Outside of advising, he is the owner and founder of Double H Services, LLC, a consulting business, and participates in fractional ownership of artwork and collectible wines. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware retirement income planning, using proprietary research and third-party data to support non-discretionary implementation.

Courtney Wolf is a Planning Consultant at Fidelity Investments, a position held since 2021. In this role, she focuses on helping clients understand how their financial planning affects their future and legacy, providing them with the knowledge to make informed financial decisions in everyday life. Prior to this, she worked as a Private Client Investment Associate at JP Morgan Chase from 2013 to 2021. Her professional experience encompasses client-focused financial planning and investment advisory services. Courtney's commitment lies in delivering value by enhancing clients' understanding of their financial situations and decision-making processes. Outside of her professional work, Courtney enjoys cooking and baking, participating in social events with friends, listening to music, scuba diving, and volunteering.

Jeffrey Fallon is a financial advisor at Edward Jones with 41 years of industry experience. He holds the Series 63 designation and has been with Edward D. Jones & Co., L.P. since 1984. He is based in Strongsville, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a large nationwide network of advisors and branch offices.