Paul Youngblood is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in institutional investment consulting, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Paul holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Detroit Mercy.

Jacob Aymen is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2020. His prior roles include positions at Central Michigan University and Thumb Broadcasting Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Paul Skomial is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He previously worked at Cantella & Co., Inc. for over 20 years before joining Cambridge in 2022. In addition to his advisory role, he is an independent insurance agent affiliated with various agencies. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, charities, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm delivers these services through a network of independent professionals using a variety of platform arrangements and investment strategies, including proprietary models under the Founders Gate Capital brand and third-party managers.

Lucy Palms is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds a Series 66 designation and has worked at Raymond James since 2016. Outside of her advisory role, she teaches group fitness classes at Life Time Fitness. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers a range of financial planning and consulting services supported by comprehensive research and multiple portfolio management styles.

Ivette Hernandez is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside brokerage, distribution, and investment management capabilities through a non-discretionary program.

Sarah Cunningham is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 1998 and Bank of America, NA since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffery Sprague is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 designations and has 33 years of industry experience. He has worked with Cetera and its affiliated firms since 2002. Outside of advising, he operates an insurance agency. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts with a multi-manager platform and a range of portfolio management and consulting options.

Sergey Solovyev is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His career includes positions at MassMutual Life Insurance and MetLife Securities, with ongoing involvement at Euro Market since 2004. Outside of his advisory role, he works as an independent insurance agent. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs.

Dustin Misorski is a financial advisor with Cetera holding a Series 66 designation. He has been with Cetera and its affiliated entities since 2022. Prior to his career in finance, his experience includes roles at Ford Motor Company and various service industry positions. He is also involved with DigitalToolProducts, a separate business venture. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across multiple program structures and custodial relationships.

Ralph Albers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and spent a decade at Ameriprise Financial Services prior to that. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Neil Sawicki serves as a Resident Director and Wealth Management Advisor at Merrill. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Neil works with families and small business owners to proactively develop their financial needs and goals, creating strategies to help achieve them. Before joining Merrill, Neil served four years in the U.S. Army in the Judge Advocate General's Corps and practiced as an attorney for over 20 years. His experience as a small business owner and legal advisor informs his approach to understanding clients' priorities and providing competent, timely, and professional financial guidance. Neil emphasizes a personalized planning process centered on clients' life priorities beyond markets and returns. Neil earned a Bachelor's Degree from Michigan State University and a Juris Doctorate Degree from the University of Detroit School of Law. He is a member of the American Legion and involved in community activities including children's schools. In his personal time, Neil enjoys chess, football, golfing, hunting, and spending time with his family.

Erin Chevrette is a financial advisor with Edward Jones in Northville, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, she worked for General Motors from 2009 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

EL Forbes is a Planning Consultant currently working at Fidelity Investments since 2026. In this role, they engage directly with clients to provide financial planning services. EL's approach to financial advising is guided by the values of service, trust, and prioritizing people, reflecting the principles formed during their upbringing in a large family. They strive to make complex financial decisions more accessible and to empower clients to proceed with confidence. Outside of their professional work, EL has interests that include art, cooking and baking, family activities, fitness, food, and social events with friends.

Daniel Harrison is a financial advisor at Ameriprise with 18 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, he owns Steady Strides Running and is involved in coaching runners and supporting races and events as a hobby. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Matthew O'Brien is a financial advisor with Edward Jones in Farmington, MI, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked at MacLean Fogg and Master Automatic. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of financial advisors and branch offices.

Lindsay Smith is a CFP® with eight years of industry experience. She is currently with Osaic and previously worked at Jackson National Life Distributors LLC for eight years. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a broad network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party managers, utilizing various portfolio construction tools and strategies.

Robert Bradley is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Outside of his advisory role, Bradley manages SSRB Group LLC, a real estate buying and selling business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and employing structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Anthony Van Arsdale is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America, Hantz Financial Services, and Computershare. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rachel Freyre is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at several firms including Wells Fargo Bank and Key Bank prior to joining J.P. Morgan. Outside of her advisory role, she has been involved in property management as an owner of a rental property. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Angela Braswell is a financial advisor with Primerica Advisors in Southfield, MI, holding Series 65 and Series 63 licenses and has 10 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2016. Outside of her advisory role, she has experience as a homemaker and is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors is an institutional firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-driven strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.