Kirk Ritchie is a financial advisor with LPL Financial in St. Clair Shores, MI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with LPL Financial since 1998. In addition to his advisory role, he is involved in tax preparation through a separate business, US TAX Service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Kimberly Vallet is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Davis Graham is a Financial Advisor with Merrill Lynch Wealth Management, specializing in assisting clients with college education planning, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. He applies his experience to help clients create personalized financial plans that align with their unique ambitions and priorities. Davis earned a Bachelor's Degree from Wayne State University and holds the Personal Investment Advisor (PIA) professional designation. As a Wayne State Baseball alumnus and a member of GSJ and Associates, which has over 80 years of market experience, he focuses on helping clients achieve financial freedom by accomplishing short-term goals while planning for retirement. Born and raised in Grosse Pointe, Davis is committed to supporting his community in maintaining their desired lifestyle. Outside of his professional work, Davis enjoys spending time with his dog Bailey and watching sports. His personal interests include baseball, football, golfing, and pickleball.

Brandon Zupko is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Zupko has a recorded prior affiliation with the United States Army. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Larry Mah is a financial advisor with Equitable Advisors, holding a Series 66 designation and 18 years of industry experience. He has worked with Equitable Advisors since 2014, including its predecessor Axa Advisors, LLC. Outside of his advisory role, he serves as Vice President of the Hartland High School Choir Booster Club and as an elder at Cornerstone Evangelical Church. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Jesse Moore is a CFP® with 35 years of industry experience, currently affiliated with Cetera since 2013. His prior work includes his own CPA and tax preparation practice, and he serves on the finance leadership team of the East Michigan Conference of the Free Methodist Church. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Kostadin Krajcev is a financial advisor at Cetera with 28 years of industry experience. He has been with Cetera and its affiliated entities since 2025, following a 27-year tenure at Concourse Financial Group Securities Inc. Krajcev is also involved in managing a life insurance and fixed annuities business under Oxford Capital and holds a role in an insurance agency offering property, casualty, health, and dental insurance. Cetera Investment Advisers LLC is an SEC-registered adviser servicing a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform providing various portfolio management and financial planning services through both discretionary and non-discretionary arrangements.

Elvira Portera is a financial advisor with Morgan Stanley in Grosse Pointe Farms, MI, holding Series 63 and Series 66 licenses and having four years of industry experience. She previously worked at UBS Financial Services and Fidelity Investments among other firms. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning that uses firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct client services and corporate financial planning agreements.

David Cook is a financial advisor with J.P. Morgan Securities in Troy, MI, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with J.P. Morgan Securities since 2012 and with JPMorgan Chase Bank, N.A. since 2003. Outside of his advisory role, he owns and operates Reel Rehab LLC, a fishing reel repair service. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage and investment management capabilities.

Michael Vichunas is a financial advisor with LPL Financial based in Troy, MI. He holds Series 63 and Series 66 licenses and has 19 years of industry experience. His prior roles include positions at infinex Investments, Inc. and Flagstar Bancorp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by in-house research and third-party resources.

Danielle Bishop is a Series 66-licensed financial advisor with Equitable Advisors in Troy, MI, where she has worked since 2017. She has seven years of industry experience and previously worked at Westbrook Planning Group and Harper Medical Management. Outside of her advisory role, she is involved in music as a substitute lead female vocalist for MAINSTREET SOUL and volunteers as a singer with the St. Clair Shores Community Chorus. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that utilizes multiple third-party programs and offers both advisory and brokerage channels to meet client needs.

Robert Thompson is a CFP®-certified financial advisor with 27 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2014. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Richard Gagliano is a Financial Advisor at Merrill Lynch Wealth Management. He works with business owners, retirees, and corporate leaders to develop tax-efficient wealth strategies, personalized retirement planning, and disciplined portfolio management. He focuses on creating customized, goals-based financial plans that integrate cash flow, investments, taxes, and legacy priorities. Richard's expertise includes college education planning, corporate benefits, divorce transition planning, equity compensation services, family wealth management strategies, portfolio management services, and individual and corporate investment strategy. He collaborates closely with clients to coordinate income, equity, investment management, and long-term planning into a cohesive framework aimed at reducing tax exposure and concentration risks while aligning retirement assets for greater flexibility. He holds a Bachelor's Degree in Finance from Florida Gulf Coast University and has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Richard enjoys adventure sports, biking, cooking, football, golfing, hiking, pickleball, reading, and spending time with his family.

Sharon Mccaslin is a financial advisor at Morgan Stanley with 36 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market scenario modeling.

Michael Burch is a financial advisor with Wells Fargo Clearing in Troy, MI, holding a Series 66 license and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in promoting furniture sales through a business he co-owns with his spouse and holds a partial ownership in a Cartridge World franchise. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party databases.

Brian Staniszewski is a financial advisor with Fidelity and holds Series 63 and Series 66 licenses. He has four years of industry experience, including roles at Fidelity Investments, Allstate Financial Services, Rocket Mortgage LLC, Charles Schwab & Co., and Quicken Loans Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manage funds.

Jeremy Schmidt is a financial advisor with Charles Schwab in Troy, MI, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been associated with Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and order-routing services.

Joseph Sarnecky is a financial advisor at Equitable Advisors with 17 years of industry experience. He has held Series 63 and Series 66 registrations and has been with Equitable Advisors since 2009, previously associated with AXA Advisors, LLC. Outside of his advisory work, he has served as past president of the Lanse Creuse Public Schools Foundation and manages his son’s soccer team for the Michigan Stars Football Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance services tailored to client goals and risk profiles.

Matthew Merrifield is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019. Prior to that, he was employed at Nordstrom and Oakland University. Merrifield is also involved in a trust-related business activity based in Beverly Hills, Michigan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Reagan Paulina is a financial advisor at Equitable Advisors in Troy, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, Reagan worked at PK Prospects and has academic experience at Wayne State University and Oakland University. Outside of advisory work, Reagan serves as second power of attorney for a family member. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that incorporates both advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.