Ryan Eccker is a Financial Advisor at Merrill Lynch Wealth Management, working with everyday individuals and families to provide honest advice and build real relationships. He primarily serves clients in West Michigan, including Grand Rapids and Jenison, offering services such as personal retirement planning, portfolio management, and small business strategies. Ryan is part of the Eccker Bujdos Andrews Team, which delivers a wide range of wealth management services including investment management strategies, asset allocation guidance, and planning for retirement, legacy, and business succession. Ryan is a fourth-generation Merrill Financial Advisor, carrying forward a family legacy that deeply shapes his approach to client relationships. He studied Economics with a focus on Finance and Psychology at Michigan State University, from which he holds a Bachelor's degree. He also holds the Personal Investment Advisor (PIA) designation. Ryan aims to understand his clients deeply to create personalized strategies aligned with their financial goals. Outside of work, Ryan enjoys playing tennis and golf with his family and is a lifelong sports fan. He is a loyal Detroit Lions supporter and appreciates spending time in West Michigan. Ryan is also an avid traveler with a goal of visiting all 50 states. His personal interests include cooking and watching Netflix series. He values a good sense of humor and enjoys life's small pleasures.

Joell Thompson is a financial advisor at Robert W. Baird & Co. with 22 years of industry experience. He holds the Series 66 designation and has been with Robert W. Baird & Co. since 2001. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and tax-management overlays.

Kyle Carson is a Series 66-licensed financial advisor with Ameriprise, based in Holland, MI, with one year of industry experience. Prior to joining Ameriprise, he worked at OSAIC Institutions, Inc. and has a background that includes financial advising at ChoiceOne Bank. Outside of his advisory role, he is involved in independent insurance brokering focused on fixed annuities. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement with significant investable assets, delivering written, research-driven recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Dewey Engelsma is a financial advisor at LPL Financial with a Series 65 credential and one year of industry experience. Prior to joining LPL Financial, he worked at Advisory Alpha and has experience in various roles including positions at Davenport University and Lakeland Pallets. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and multiple investment strategies.

Joel Kamphuis is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 39 years of industry experience. He has been associated with Cetera and its affiliated entities in various capacities since 2015 and operates KM Wealth Management, an independent business. Kamphuis also sells health, disability, long-term care, and final expense insurance products. Cetera Investment Advisers LLC offers services through a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutions. The firm provides a range of portfolio management and financial planning services via a multi-manager platform that includes affiliated and third-party model portfolios and bespoke strategies.

Steven Meyers is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he assists with billing and paperwork for a family-owned trucking business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, offering detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools to deliver tailored, non-discretionary advice through a centralized consulting team.

Drew Hinckley is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. He has been with J.P. Morgan Securities and affiliated entities since 2021. Outside of his advisory role, he co-owns a business that assists seniors in finding long-term care by managing its online presence and automation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Austin Hendrick is a Financial Consultant based in West Michigan. He is currently with Fidelity Investments, where he has held multiple roles since 2021, progressing from Financial Representative to Planning Consultant, Relationship Manager, and now Financial Consultant. Austin works with clients to develop financial plans tailored to their individual goals. He has a focus on financial education and aims to help families feel confident about their finances as they navigate different life stages. Outside of his professional work, Austin's interests include movies, reading, tennis, theater, and traveling.

William Mackay is a Wealth Management Advisor with the Certified Investment Management Analyst (CIMA) designation, affiliated with Merrill Lynch Wealth Management. He brings a comprehensive approach to institutional and high net worth financial strategies, emphasizing close client-consultant relationships. William is committed to serving the specific needs of his clients by designing customized investment portfolios focused on capital preservation and risk control. His expertise includes providing fiduciaries with unbiased, independent, and research-driven advice, with a particular understanding of nonprofit and defined benefit plan challenges. William employs a systematic and disciplined process to assist high net worth families in preserving and growing wealth for future generations. He also offers services in areas such as family wealth management strategies, institutional investment consulting, endowments and foundations support, socially responsible investing, and retirement planning. William graduated with honors from the University of Notre Dame with a Bachelor of Arts degree and studied law at the University of Michigan. He holds professional designations including the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He and his wife Amy reside in East Grand Rapids, Michigan, where they have raised two children and have been actively involved in community activities, particularly supporting educational, healthcare, and other local needs. William serves on professional organizations such as the East Grand Rapids School System and Foundation, Pine Rest Mental Health Hospital, Mary Free Bed Rehabilitation Hospital, and Van Andel Institute.

Kristen Kragt is a Series 66-licensed financial advisor with Stifel in Holland, MI, and has 16 years of industry experience. She previously worked at Raymond James & Associates for 13 years before joining Stifel Nicolaus & Co Inc. Outside of her advisory role, she is involved with Dawn's Catering, a business she has been associated with since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning decisions.

Mark Postema is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. He is based in Grand Rapids, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Logan Bylsma is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has been in the industry since 2024 and has prior experience working at Capin Crouse LLP, Plante & Moran, PLLC, and the City of Kentwood. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Victor Amaya is a financial advisor with Ameriprise in Grand Rapids, MI, holding Series 63 and Series 66 licenses and possessing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support in its approach.

Ashley Watson is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 licenses and having three years of industry experience. She has been with LPL Financial and America Group Wealth Management since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

Leah Cooley is a financial advisor at Ameriprise with Series 65 and Series 63 licenses and three years of industry experience. She has worked previously at Edward Jones, Morgan Stanley Smith Barney LLC, Old National Bank, and in education at Rockford Public Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Holly Williams is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. She has been with Edward Jones since 2009 in various roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Beth Fredricks is a financial advisor with Ameriprise in Grand Rapids, MI, holding Series 63 and Series 66 licenses and having 26 years of industry experience. She worked at American Express Financial Advisors Inc. for 21 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Bradley Harrison is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Merrill in 2023, he worked for Huntington National Bank and The Huntington Investment Company from 2004 to 2023. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Stebbins is a financial advisor with Stifel in Grand Rapids, MI, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2018 and previously at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2018. Stifel serves a wide range of clients, including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Gregory Wyma is a CFP® professional with 29 years of industry experience, all of which he has spent at Edward Jones. He holds Series 63 and Series 66 licenses and is based in Grand Rapids, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and provides additional services such as tax-efficient solutions and securities-based lending.