David Griffiths is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior roles include positions at Wells Fargo Insurance and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Andres Garza is a financial advisor at Raymond James Financial in San Antonio, TX, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work experience includes roles at Security Service Federal Credit Union, Security Service Investment Group, Uber, and Huston Tillotson University. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors, pension plans, and municipal entities. The firm provides tailored, mostly non-discretionary advisory services that incorporate financial planning tools and risk-based reviews, along with specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Julian Serna is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 66 licenses and 8 years of industry experience. His prior roles include positions at Citigroup, Ameriprise Financial Services, CUNA Brokerage Services, and Randolph Brooks Federal Credit Union. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Prashant Sahni is a financial advisor at Fidelity with seven years of industry experience and holds a Series 66 designation. He has worked at firms including Victory Capital Services and USAA Financial Advisors. Outside of his advisory role, he is a partner at Alamo Preferred LLC, involved in buying, rehabbing, and renting single-family properties. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and serves as an advisor to multiple registered investment companies.

Donald Franks is a CFP®-certified financial advisor with 39 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. He has worked at Charles Schwab and Charles Schwab Bank since 2021 and previously held roles at USAA Life Insurance Company, USAA Investment Services Company, and USAA Financial Advisors, Inc. from 2012 to 2021. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody, brokerage, and research resources.

Grace An is a financial advisor at Merrill based in San Antonio, TX, holding a Series 66 designation. She has been with Merrill since 2023 and has prior experience in educational roles at Texas Christian University and Mustang High School. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm offers a range of investment strategies combining model-based and discretionary approaches integrated within Bank of America’s corporate platform.

Armando Echeveste is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to create personalized financial strategies that address their full financial picture, including building wealth, managing risk, planning for retirement, and establishing meaningful legacies. His areas of expertise include Divorce Transition Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. Armando holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed his high school education at John Paul Stevens. Armando communicates fluently in both English and Spanish. Outside of his professional role, he enjoys basketball, billiards, chess, golfing, and spending time with his family.

Edward Gonzales Jr. is a CFP®-credentialed financial advisor at Charles Schwab with 31 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co. since 2020 and previously spent 15 years with USAA Financial Planning Services and related USAA entities. Gonzales is also the owner of a lodging property in Port Aransas, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a range of alternative investment options.

David Boyers is a financial advisor with Primerica Advisors based in San Antonio, TX, holding Series 66, Series 63, and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Guardian Life, NYLIFE Securities LLC, Victory Capital Services, Inc., Farmers Financial Solutions, and TD Ameritrade. Outside of advising, he is involved in sales of loan products and home security referrals through affiliated Primerica companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that relies on model-driven strategies managed by unaffiliated asset managers, supporting approximately $15.5 billion in assets under management.

Ricardo Cadena is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and having 10 years of industry experience. His prior roles include positions at Edward Jones from 2015 to 2021 and Next Financial Group, Inc. since 2021. Outside of his advisory work, he is involved in business ownership with Secure Transport Inc and holds employment with Safe Pilots Inc. LPL Financial serves a wide range of clients, including individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

David Kiolbassa is a Senior Vice President and Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. He serves as a managing senior partner for K & I and Associates, a team dedicated to delivering high-quality service, products, and advice to affluent clients. David's approach focuses on creating personalized financial strategies to help clients pursue their goals, with a commitment to acting in their best interest. With over 32 years of experience in the financial services industry, David joined Banc of America Investment Services in 1994, which later merged with Merrill in 2009. He specializes in managing wealth for successful individuals and their families, emphasizing consistency and a high level of care throughout the client experience. David is a fifth-generation Texan who has lived in San Antonio since 1986. He graduated Cum Laude from the University of Texas at Dallas with a Bachelor of Science degree in Business Management. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been actively involved in the community, serving in roles such as Chairman of the March of Dimes Walk America, board member of the San Antonio Zoological Society, member of the Investment Committee for the Catholic Community Foundation, Leadership San Antonio class XXVIII participant, YMCA soccer coach for 10 years, officer in the Knights of Columbus, Chair of Seton Home San Antonio, board member of Catholic Charities, and youth ministry core member at his church.

Patrick Bitter is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and with 27 years of industry experience. He has been with Merrill since 1996. Bitter serves as secretary and treasurer of the Sursum Corda Foundation, a nonprofit organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

William Johnson is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior roles include positions at Edward Jones and USAA Group. Johnson has been with Charles Schwab and Charles Schwab Bank since 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Manuel Von Schulenburg is an International Wealth Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 1988 and has held positions with several firms, including Shearson Lehman Brothers before joining Merrill Lynch in 1992. In his current role, Manuel serves corporate executives, business owners, and their families in the U.S. and Mexico, focusing on managing wealth through evolving financial markets and international regulations. He also functions as a Portfolio Manager, managing personalized investment strategies for his clients. Manuel’s educational background includes a high school diploma from CUM Centro Universitario Mexico and an associate degree from the CBM School of Business in San Antonio, Texas. He holds the designation of Personal Investment Advisor (PIA). His professional approach centers on understanding clients’ values and goals through one-on-one conversations to assist in pursuing life objectives and legacy planning. Outside of his advisory work, Manuel has been active in community service along with his wife, Ericka. They have volunteered in various capacities since 2005, including organizing retreats and fundraising. Manuel and his family enjoy boating, water sports, and bicycle riding. His daughter Jacqueline, who has worked with him at Merrill Lynch since 2021, is fully registered and part of his professional team.

Ronald Eckert is a financial advisor at Fidelity with Series 66 and Series 63 credentials and 18 years of industry experience. He has worked at Fidelity Investments since 2023 and previously held positions at TIAA-CREF, Giant Food Stores, Kelly Services, and Harland Clarke. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

David Dunham is a Series 66 credentialed financial advisor at Ameriprise Financial Services with 18 years of industry experience. He has been with Ameriprise since 2016, serving in both the LLC and Inc. entities. Based in San Antonio, TX, Dunham’s career has been focused solely within Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with written Recommendation Reports and ongoing planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Antonio Carias is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its services with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Kirsten Callaway is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and previously worked for Bank of America for twelve years before joining J.P. Morgan in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

John Miller is a ChFC® and holds a Series 66 license, currently serving as a financial advisor at LPL Financial with six years of industry experience. His prior roles include positions at Cetera Wealth Services and Minnesota Life. Miller is also a board member of the Gonzales County Wildlife Management Association, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and multiple investment management options.

Allison Plunk is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with two years of industry experience. She has previously worked at Fidelity Investments and held various roles outside finance, including positions in education, hospitality, and retail. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering financial planning and diverse investment programs supported by firm-approved tools and research.