Charles Beach is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 38 years of industry experience. He has previously worked at Voya Financial Advisors and UMB Financial Services. Outside of his advisory role, he serves as owner and president of Beach Capital Management, a financial services business in Colorado Springs. Cetera Investment Advisers LLC is a nationally registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, accommodating discretionary and non-discretionary accounts.

Brandon Willert is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He is based in Colorado Springs, CO. Outside of his advisory work, he owns rental properties but does not have active responsibilities related to them. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Trevor Tillett is a Financial Consultant currently with Fidelity Investments, where he partners with clients to understand their financial needs and develop personalized financial plans aligned with their unique goals. He implements strategies designed to help clients work toward their desired financial futures. Trevor has held various roles in the financial services industry, including Financial Advisor at Focus Financial and Regional Vice President - Retirement Consultant at Allianz Life Financial Services LLC. His experience spans advisory and leadership positions, providing him with a broad perspective on financial planning and retirement consulting. Outside of his professional work, Trevor enjoys spending time in the Colorado mountains and engages in activities such as fishing, fitness, football, hiking, and running.

Nicole Baca Smith is a financial advisor with Edward Jones in Colorado Springs, CO, holding a Series 66 designation and six years of industry experience. She has worked at Edward Jones since 2018 and previously was with Allstate Insurance from 2010 to 2018. Nicole is also an ambassador for The Dames, a networking group in Denver, where she supports member engagement and event planning. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branch offices, offering a range of advisory programs, separately managed accounts, and affiliated investment products under a fiduciary standard.

Edgardo Cintron is a financial advisor at UBS Financial Services with 36 years of industry experience. He has held positions at Merrill from 1992 to 2009 before joining UBS in 2013. He holds Series 63 and Series 65 credentials and is based in Colorado Springs, CO. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides research-driven, tailored investment strategies.

Tony Jones is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments, a position he has held since 2025. He holds several industry certifications, including the Securities Industry Essentials (SIE) certification, Series 7, Series 66, and supervisory Series 9 and Series 10 licenses. Tony focuses on retirement planning and works closely with executives to develop comprehensive financial plans that align with their long-term goals and specific risk tolerance. His career at Fidelity Investments includes roles such as Help Desk for Workplace Planning and Advice (2024-2025), Workplace Planning Consultant I (2022-2023), Workplace Planning Associate (2022), and Mortgage Loan Processor (2020-2022). Prior to Fidelity, Tony worked as a Life Insurance Producer at Senior Solutions (2016-2018) and American Income Life (2012-2014). Outside of his professional work, Tony enjoys attending concerts, participating in family activities, playing musical instruments, riding motorcycles, watching movies, and engaging in outdoor adventures.

Joshua Chadwick is a financial advisor at Raymond James Financial with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for a decade before joining Raymond James in 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting utilizing risk profiling and analytical tools, and is notable for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Herman Tiemens II is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 19 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Wells Fargo Advisors. Outside of advising, he serves as an honorary board member of the Colorado Springs Philharmonic and participates in local community organizations, including the Pikes Peak Community Foundation and the Financial Planning Association’s Southern Colorado Chapter. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to both individuals and institutional clients. The firm’s approach uses structured planning tools and modeling techniques, offering a broad range of retail and institutional investment solutions.

Rebekah Von Berg is a financial advisor with LPL Financial based in Colorado Springs, CO, holding a Series 66 designation and over 20 years of industry experience. She has held positions at LPL since 2019 and has operated R G Von Berg LLC since 2016. Von Berg is also a silent partner in Colorado Springs Cryo Therapy LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, retirement consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven strategies.

Konner Witt is a financial advisor at Edward Jones in Colorado Springs, CO, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he served eight years in the United States Air Force. He volunteers as an assistant wrestling coach for the District 20 School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing over $1 trillion in assets through a broad network of advisors and branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Eugene Fistani is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Ent Federal Credit Union since 2010 and was affiliated with Cuso Financial Services, LP from 2010 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by proprietary and third-party research.

Georgiy Krasnopolskiy is a financial advisor with LPL Financial in Colorado Springs, CO, holding a Series 66 credential and seven years of industry experience. Prior to joining LPL Financial in 2022, he worked at Strategic Financial Partners, Minnesota Life Insurance Company, and Securian Financial Services. Outside of advising, he owns CheckmatesUSA LLC, a business he has operated since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including model portfolios supported by research from LPL and third-party subadvisors.

Rachael Reid is a financial advisor with Raymond James & Associates in Colorado Springs, CO, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior firms include Merrill Lynch, Charles Schwab, Baird, Financial Engines, and The Vanguard Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser with a nationwide adviser force managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and municipal advisory services.

Gregory Garcia is a financial advisor at Stifel with 33 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bank of America, N.A. from 2009 to 2022. Garcia serves as a trustee and vice chairman on several nonprofit boards focused on wellness, veteran services, and community support in Colorado. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services based on proprietary asset allocation and planning methodologies developed by its Investment Strategy Group.

Wayne Sprenger is a CFP® professional with 41 years of experience in the financial services industry. He is currently with Cetera and previously worked at Girard Securities and Benefit Consultants, Inc., where he has been affiliated since 1987. In addition to his advisory role, he is involved in insurance sales, offering life, health, disability, annuities, and long-term care products. Cetera operates as a multi-manager platform serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm provides a variety of portfolio management and financial planning services through a network of independent advisors and offers access to both affiliated and third-party investment managers.

Donnie Deyoung is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes roles at UBS Financial Services and City National Bank. Outside of finance, he manages operations of a franchise and is involved in leasing salon suites to professionals through his LLC entities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions, offering a variety of advisory programs with discretionary and non-discretionary portfolio management tailored to clients' risk profiles. The firm utilizes both in-house and third-party investment managers and offers integrated services including financial planning, custody, and brokerage.

Ryan Starling is a CFP®-certified financial advisor with 25 years of industry experience. He is currently with LPL Financial and has prior experience at Parkland Securities and SPC. Starling also owns and operates a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Eric Gilbertson is a financial advisor with Thrivent Investment Management in Colorado Springs, CO, holding the Series 63 and Series 66 designations with seven years of industry experience. He has been with Thrivent and its affiliated entities since 2019, with prior experience at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, and T. Rowe Price. He serves as a member of his local homeowners association (HOA) board, a role without financial responsibilities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without portfolio management or institutional advisory services. Their approach includes comprehensive, holistic planning across multiple financial topics, delivered through a network of advisors, with planning services separable from managed-account programs.

Josephine Tamez is a financial advisor at UBS Financial Services with 24 years of industry experience. She previously worked at T Rowe Price for 18 years and D.A. Davidson & Co. for three years before joining UBS in 2025. She holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

Michaela Gould is a financial advisor with Mass Mutual Investors Services in Colorado Springs, Colorado, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Investment Visa Consultants, LLC, Core Compliance & Legal Services, Inc., and Securities America, Inc. She has worked at Mass Mutual and its subsidiary Mass Mutual Investors Services since 2022. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships that use firm-approved analytical tools to develop written recommendations.