Alexandre Shappell is a CFP®-designated financial advisor with three years of industry experience, currently with Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at Goldbook Financial and work in education at Barrett, The Honors College. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with at-least-annual reviews tailored to each client’s goals and risk tolerance.

Vicente Iniguez is a financial advisor with Eagle Strategies (NY Life) based in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been associated with New York Life Insurance Company and NYlife Securities LLC since 2015 and founded Albatross Financial Group in 2020. Iniguez is also a professional PGA member, participating in golf tournaments and charitable events. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets under management held on a non-discretionary basis.

Michael Welborn is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC since 2021. Prior to this, he spent over two decades at Northwestern Mutual in various wealth management and investment management roles. Outside of his advisory work, he is the owner of two real estate entities that support his financial services practice. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios that combine mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Derek Mehlhorn is a CFP® and holds a Series 66 license with seven years of industry experience. He currently serves with Schwab Wealth Advisory and Charles Schwab, where he has worked since 2019. Prior to his financial advisory career, he was involved with Make-A-Wish Foundation International for six years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations and typically recommends separately managed accounts by third-party or affiliated managers.

Charles Suarez is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has been with Schwab Wealth Advisory since 2023 and has worked at Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools, with recommendations tailored annually to clients' goals and risk tolerance.

Scott Strehlow is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds the CFP® designation and Series 63 license. His prior work includes time with Vanguard Advisers and multiple roles within the Charles Schwab organization. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain referrals from Charles Schwab & Co., providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research. The firm focuses on client-authorized trading and typically recommends separately managed accounts managed by third-party or affiliated managers.

David Kay Jr. is a CFP® professional with eight years of industry experience, currently serving at Schwab Wealth Advisory. His prior roles include positions at Charles Schwab and Vanguard Group. Outside of his advisory work, he manages short-term rental properties through Dream Stays LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm utilizes Charles Schwab & Co.’s asset-allocation models and internal research tools to deliver tailored investment recommendations without exercising discretionary trading authority.

Kurt Rohrs is a CFP® and ChFC® with 25 years of industry experience. He has been with Independent Financial Group, LLC since 2011 and previously worked at QA3 Financial LLC, FFEC Wealth Partners LLC, and SII Investments, Inc. Outside of his advisory work, Rohrs serves as a governing board member for the Chandler Unified School District. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm utilizes a combination of firm- and third-party models to develop tailored client strategies, implementing a mix of passive and active investment exposures across standard risk profiles.

Christopher Price is a financial advisor at Foundations Investment Advisors LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at The Vanguard Group, Asset Preservation Wealth & Tax, Ryder Transportation, and Black Diamond Landscaping. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies through a large network of affiliated offices. The firm employs a blend of fundamental, technical, and cyclical analysis and utilizes model portfolios and an asymmetric rebalancing approach.

Kyle Ingram is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Schwab, he worked at Troon North Golf Club for four years and spent several years in full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations, while trades require client authorization.

Tanner Domschot is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 credential and based in Phoenix, AZ. He has been with the firm since 2025 and has a diverse background including roles in education and hospitality prior to entering the financial advisory field. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and access to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm emphasizes diversified, risk-class based allocations that integrate passive and active management, with portfolio oversight by an internal Investment Committee.

Matthew Mundy is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 designations and over 21 years of industry experience. His prior roles include positions at LPL Financial, Kalos Management, Mass Mutual Investors Services, and Eagle Strategies. Outside of advisory work, he collaborates with local estate planning law firms to prepare Living Trusts and participates as a focus group moderator on public perceptions of insurance and investment programs. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management using both proprietary and third-party models with a combination of passive and active strategies tailored to client risk profiles.

Nicholas Karabas is a Series 65-licensed financial advisor with Creative Planning in Scottsdale, AZ, where he has worked since 2011. He has 14 years of industry experience. Outside of his advisory role, he serves as secretary for a massage therapy business owned by his wife. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various tactical approaches and integrated retirement plan services.

Stewart Willis is a financial advisor at Foundations Investment Advisors LLC with eight years of industry experience and a Series 65 credential. He has concurrently held leadership roles at Alpha1 Tax & Wealth Management and Asset Preservation Tax & Retirement Services, providing tax, insurance, and estate planning services. Willis is also an independent insurance agent licensed since 2000. Foundations Investment Advisors LLC offers financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis and uses model portfolios in its investment approach.

Olivia Brown is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC. Her prior experience includes roles at Strategic Advocates, LLC and several positions within the Cambridge Investment Research organizations. Outside of advisory duties, she is also involved in life insurance brokerage, providing financial planning and insurance sales through Cambridge Financial Services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and broker-dealer, supporting a broad range of investment and custody services.

Kyle Mendoza is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and two years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2024 and has prior experience at Wells Fargo and Target. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and select referred clients. Its approach involves customized, at-least-annual reviews using internal research tools and asset-allocation models, with trades executed only upon client authorization.

Darcy Bergen is a financial advisor at AE Wealth Management, LLC with 10 years of industry experience. He holds a Series 65 designation and has worked at AE Wealth Management since 2022. His prior experience includes roles at Simplicity Wealth, LLC and Horter Investments. Bergen is also the owner of Clear Solutions LLC DBA Bergen Financial Group and serves as secretary/treasurer for Bergens Mission, a charitable organization. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach that combines various model portfolio solutions, discretionary asset management, financial planning, and plan services.

Krista Wittmaack is a financial advisor at Citizens Securities, Inc. in Gilbert, AZ, with 29 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at firms including Frost Brokerage Services, E*TRADE Capital Management, Morgan Stanley, and Zions Direct. Outside of her advisory role, she is involved with rental property oversight managed by a third party. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory options include a digital advisory program and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

Kelly Arakaki is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Before joining Schwab Wealth Advisory in 2014, Arakaki worked at USAA Financial Planning Services and Massachusetts Mutual Life Insurance Company. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

John Clarke is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds the ChFC® designation and has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent for the past 16 years. Clarke is a partner in a multi-line insurance brokerage and serves on the board of directors for American Leadership Academy, a nonprofit organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.