Thomas Lofy is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and with 24 years of industry experience. He has been with LPL Financial since 2003. Outside of advising, Mr. Lofy is involved in estate planning through his ownership in a legal services firm and operates as an independent agent selling non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services supported by both discretionary and non-discretionary management and extensive research resources.

Melissa Crews is a Series 66 licensed financial advisor at Wells Fargo Advisors with 14 years of industry experience. She has worked at Morgan Stanley, SharpePoint, Private Advisor Group, and LPL Financial before joining Wells Fargo Advisors in 2022. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and develops tailored recommendations using proprietary research, planning tools, and simulation models.

Rickey Pickering is a financial advisor with Edward Jones in Sun City, AZ, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of approximately 23,701 financial advisors.

Douglas Hodges is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and 19 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Hodges has served as an instructor’s assistant for the Center for Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenario modeling as part of its financial planning process.

Connor Standring is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and five years of industry experience. He has been with Vanguard Advisers since 2023 and is also associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2021. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodology to construct portfolios predominantly from Vanguard funds and ETFs, with a focus on scalability through its digital platform and team servicing model.

Brent Hodges is a Series 66 licensed financial advisor with Edward Jones in Goodyear, Arizona, and has three years of industry experience. Prior to joining Edward Jones in 2022, he spent 15 years at Palm Valley Church. He also coaches varsity softball at Millennium High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Kyle Henze is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2023. His prior experience includes roles at USAA Investment Services Company and USAA Financial Advisors, Inc. There are no other notable outside activities reported. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large nationwide network of financial advisors and branch offices.

Derrick Jennings is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Charles Schwab, Freedom Financial, and Morgan Stanley. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its institutional consulting services program.

Nicholas Brassill is a financial advisor with Raymond James & Associates in Scottsdale, AZ. He holds a Series 66 designation and has been with the firm since 2025. Prior to joining Raymond James, he held various roles including positions at Mirabel Golf Club Inc. and Paradise Valley Country Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Andrew Ferolino is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has previously worked with firms including Barrett Real Estate and Charles Schwab & Co., Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, offering portfolios primarily composed of Vanguard funds and ETFs, with various customization and tax-aware features.

Petr Chytka is a financial advisor at Morgan Stanley with 16 years of industry experience. He has been with Morgan Stanley since 2010 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he coaches youth hockey for the Coyote Amateur Hockey Association and participates as a contractor in the CEM Arizona Youth Hockey Development Camp. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by structured planning tools and investment modeling.

Kyle Decker is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Wells Fargo Advisors or affiliated entities since 2009. Outside of his advisory work, Decker is involved in local networking groups and serves in leadership roles within community organizations. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, integrating advisory services with banking and other financial product offerings.

Ann Mathey is a financial advisor at Morgan Stanley in Scottsdale, AZ, with 30 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for Icon Distributors, Inc. and Icon Advisers, Inc. for 15 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, using structured processes and firm-approved tools to support client planning.

Michael Ortola is a financial advisor with Cetera in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. He has worked at several firms including Netvest Financial, LLC, Gradient Advisors LLC, and The Vanguard Group, Inc. Outside of advising, he is involved in real estate activities and holds roles as an insurance agent. Cetera Investment Advisers LLC is a large SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through discretionary and non-discretionary programs and provides access to affiliated and third-party money managers.

Christopher Tatton is a financial advisor with Vanguard Advisers, holding a Series 66 designation and six years of industry experience. He has worked at Vanguard and its affiliates since 2019 and previously held roles at Randstad, GBS Retire, Utah Valley University, and GBS Benefits. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Matthew Parker is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, he was affiliated with Matt Parker PLLC and RE/MAX Professionals for five years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Andy Garcia is a CFP® and Series 66 credentialed advisor with 24 years of industry experience. He has been with The Vanguard Group, Inc. since 2002. Based in Scottsdale, AZ, he serves clients through Vanguard Advisers. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio management, utilizing proprietary models and primarily Vanguard funds and ETFs.

Braden Bailey is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Corient Capital Partners and various educational institutions including Brigham Young University and Salt Lake Community College. Vanguard Advisers provides investment advice through both automated and human-supported platforms, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies, primarily utilizing Vanguard funds and ETFs.

Christopher Rowan Jr. is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and having three years of industry experience. His prior work includes positions at Morgan Stanley Smith Barney, Fidelity Investments, and other financial and non-financial organizations. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies to deliver personalized asset allocations largely constructed from Vanguard funds and ETFs.

Seth Wolnek is a CFP® professional with 29 years of industry experience. He is currently affiliated with OSAIC and has a long tenure at First Financial Group, where he has worked since 1997. Wolnek serves on the board of the Birmingham Jewish Federation, a nonprofit organization. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs various tools for portfolio construction and supports multiple advisory platforms, including unified managed accounts and model portfolios.