Patricia Shyman is a financial advisor with Commonwealth Financial Network in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has worked at Commonwealth since 2012 and has also been associated with Camelback Retirement Planners since 2010. Outside of her advisory role, she works as a clerk for Griffin Estate Sales in Phoenix. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and back-office support, including portfolio management, trading, technology, compliance, and practice management, allowing advisors discretion in constructing client portfolios from diverse securities and insurance products.

Raymond Schenk is a financial advisor at Schwab Wealth Advisory with 22 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including The Vanguard Group and Wealth Enhancement Group. He is currently based in Phoenix, AZ. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to guide investment recommendations while allowing clients to make final trading decisions.

David Bucannon is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ. He holds Series 63 and Series 66 licenses and has three years of industry experience, including roles at Charles Schwab and several mortgage and insurance-related firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Jiexi Li is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and one year of industry experience. Jiexi’s background includes roles at Charles Schwab since 2022 and prior work in education and business imports. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools.

Elise Gidaro is a CFP® professional with eight years of experience in the financial services industry. She currently works at Schwab Wealth Advisory, Inc. and has prior experience with The Vanguard Group and Metromile. Outside of finance, she operated Busy Bees Babysitting for seven years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, delivering services through annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm’s structure includes an internal advisory unit paid by Charles Schwab & Co., with discretionary management typically handled by affiliated or third-party money managers.

Crystal Cruz Mata is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and based in Phoenix, AZ. She has been in the industry since 2024, with prior experience at Velocity Tax Express and Crystal Cruz Financial Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering comprehensive financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed investment decisions with periodic reviews.

Benjamin Tod is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2021. He has been affiliated with Charles Schwab since 2017 and previously worked at Modis and Zocdoc. He is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not manage client accounts on a discretionary basis.

Tanner Dix is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at J.P. Morgan Securities and Robinhood Markets. Outside of financial advising, he owns a car rental business, Dix Turo LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations including stocks, bonds, mutual funds, ETFs, and separately managed accounts. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Alexa Jones is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. She has nine years of industry experience, including roles at Charles Schwab since 2016 and Charles Schwab Bank from 2017 to 2019. Jones is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations. Its approach involves standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

Glen Mc Dowell is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and previously worked at Merrill and Yelp. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Mary Wilcox is a CFP® with 30 years of industry experience, currently serving at J.W. Cole Advisors, Inc. since 2003. She has held roles at Wilcox Tax and Financial Advisors LLC and Jonathan Roberts Financial Group, Inc., among others. Outside of financial advising, she is involved with High Country Alpacas, LLC, where she acts as treasurer and marketing consultant for a business focused on breeding alpacas and selling alpaca fiber products. J.W. Cole Advisors is an SEC-registered firm that serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions including digital advice platforms.

Austin Fetch is a CFP® with 10 years of industry experience, currently advising at AE Wealth Management, LLC. His prior roles include positions at Charles Schwab and Ameriprise Financial Services, Inc. He also serves as an advisor for Dare To Retire U, where he teaches financial education classes. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individuals, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers model portfolio solutions, discretionary asset management, financial planning, and plan services through a platform that combines multiple model strategies and advisor customization.

Chris Anoya is a CFA® charterholder with 13 years of industry experience. He has worked at Fisher Investments for 11 years and Fidelity Investments for 2 years before joining Schwab Wealth Advisory Inc. and Charles Schwab in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to recommend investment allocations while leaving final trading decisions to clients.

Zackary Meier is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab Bank, Charles Schwab & Co., Inc., The Boeing Company, Glendale Union High School District, and served in the Arizona Army National Guard. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools.

Samriti Dhingra is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Moneta Group Investment Advisors, LLC since 2015. Based in Phoenix, AZ, she works within a large enterprise firm known for its partner-led teams and centralized investment resources. Moneta Group Investment Advisors serves high-net-worth individuals, families, trusts, and a variety of institutional clients, offering portfolio management, financial planning, and family office services. The firm emphasizes diversified, multi-asset allocations and supports unique institutional relationships, including sovereign wealth funds and chartered trust services.

Barry Cook is a financial advisor with Eagle Strategies (NY Life) based in Phoenix, AZ. He holds the ChFC® and Series 63 designations and has 42 years of industry experience, including long-standing roles at NYLife Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a variety of advisory programs tailored to individual and institutional clients, with an emphasis on non-discretionary asset management and integrated solutions involving insurance and annuity products.

Jasmine Lee is a CFP® with five years of industry experience, currently serving at Schwab Wealth Advisory. Her prior roles include positions at Morgan Stanley, Merrill Lynch, and Navy Federal Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm functions as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its operational model from many enterprise wealth managers.

Robert Bowen is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. He holds a Series 66 designation and has worked previously at USAA Investment Management Company and USAA Financial Advisors Inc. Bowen operates out of Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm uses Schwab’s research tools and standard asset allocation models, with final trading decisions made by clients.

Michael Peterson is a CFP® with nine years of industry experience, currently affiliated with Integrity Alliance, LLC. His prior roles include positions at Impact Wealth Management LLC and Bankers Life Advisory Services, Inc. In addition to his advisory work, he is involved in insurance sales through Key Retirement Solutions. Integrity Alliance serves a diverse client base, including individual investors, corporations, and qualified retirement plans, managing approximately $5.4 billion in assets through a network of over 300 independent advisors. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs, utilizing a range of investment approaches and platforms.

Jeffrey Boysen is a Series 66 licensed financial advisor with First Command Advisory Services in Glendale, Arizona, bringing four years of industry experience. His background includes roles at Merrill, Bank of America, and the U.S. Army National Guard. He is also the owner and president of J.P. Boysen & Co., LLC, a company involved in general business activities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team.