Holly Hanson is a financial advisor with LPL Financial and holds the CFP® designation, along with Series 63 and Series 65 licenses. She has 27 years of industry experience, including prior roles at Morgan Stanley and its affiliates from 1999 to 2009. Hanson is also the author of the book *LGBT and Modern Family Money Manual*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gregory Seigel is a CFP® professional with over 32 years of industry experience, currently serving at OSAIC since 2023. Prior to joining OSAIC, he spent 14 years at Sagepoint Financial, Inc. and has operated his own accounting and tax planning practice since 1988. He is also involved in estate planning and insurance sales through his sole proprietorships. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a wide range of brokerage and advisory services supported by a multi-advisor platform and sophisticated model-based investment strategies.

Genaro Padilla is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and has worked with J.P. Morgan Securities since 2012, following a year at Wells Fargo Investments. He is also affiliated with JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and performance reporting. Their approach combines quantitative and qualitative research, and incorporates ESG criteria within a non-discretionary advisory program.

Devon Lewis is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Glendale, CA, and has one year of industry experience. Prior to joining Thrivent, he held various roles including positions at Cal Lutheran and in community settings. Outside of his advisory work, Devon founded a clothing brand called Inercritic and occasionally trains youth in basketball. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a large network of advisors. The firm offers holistic, goal-based planning across multiple financial topics and allows clients to combine planning with managed-account services, maintaining separation between these offerings.

Gregory Bonanno is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and Wm Financial Services, Inc. since 1999. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The advisory program combines systematic quantitative screens with qualitative research to build model asset allocations and incorporates a proprietary ESG eligibility framework.

Janelle Koester is a Series 66-licensed financial advisor at Wells Fargo Clearing with 17 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, emphasizing diversification and modern portfolio theory in its investment approach.

Ara Mekhitarian is a financial advisor at LPL Financial with 22 years of industry experience. He holds the CFP® designation and Series 66 license. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Investments. Mekhitarian is also associated with Lion Street Private Client Group as a financial advisor focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, providing advisory and brokerage services through a large network of investment adviser representatives.

Juan Ramirez is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in April 2016 and provides financial strategies to businesses, families, and individuals. By serving as a comprehensive financial resource, he identifies clients' needs and objectives, using a goal-based approach to deliver tailored advice and guidance aimed at reaching their long-term goals. His areas of expertise include college education planning, corporate executive services, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, philanthropic planning, portfolio management services, individual and corporate investment strategy, and tax minimization. Juan holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Juan earned a Bachelor's Degree from Universidad Externado De Colombia and a Master of Business Administration (MBA) from Pepperdine University. He is fluent in Spanish and English. Outside of work, he enjoys cooking, golfing, running, and soccer. He also participates in volunteer activities within the community.

Jordan Yoshitake is a financial advisor at LPL Enterprise with 14 years of experience in the industry. He holds Series 63 and Series 65 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he volunteers with the Hawaii Tax Institute Foundation, engaging in nonprofit conference sponsorship networking. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm employs model-driven investment implementation and offers access to financial planning, third-party asset managers, and insurance products through its affiliated entities.

Vahe Baban is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at MORGAN STANLEY SMITH BARNEY llc since 2014. Outside of his advisory role, he serves as Treasurer on the board of a Home Owners Association in Studio City, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Andrew Kiernan is a financial advisor at UBS Financial Services with 32 years of industry experience. He has been with UBS since 1993. Outside of his advisory role, Kiernan is involved in media and film production, including serving as a media council member for The Paley Center for Media and owning Kiernan Films LLC, which focuses on movie projects. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Jeffrey Goodrich is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 40 years of industry experience. He has worked at several firms including Bank of the West, BancWest Investment Services, Valley Financial Management, and U.S. Bancorp Advisors. Outside of advisory work, he has engaged in teaching at UCLA and has authored publications. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, leveraging model portfolios, third-party subadvisors, and a variety of portfolio construction approaches.

Arnetta Tolley is a financial advisor with Edward Jones in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including managed solutions and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates through a large network of advisors and branch offices nationwide.

James Hutchinson is a financial advisor with Raymond James Financial in Encino, CA, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has worked at Raymond James Financial since 2002 and was previously a partner at Core Financial Group, where he also served as an administrator. In addition to his advisory role, Hutchinson is involved in non-variable insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using analytical tools and supports institutional consulting as well as municipal and public-finance work.

Derenik Sardarimasihi is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Wells Fargo, he worked at HSBC Securities (USA) Inc., Unionbanc Investment Services, MUFG Union Bank, HSBC Bank USA, N.A., Bank of the West, and Courtesy Electric. Outside of his advisory role, he serves as an in-home care provider for his parents. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Gloria Suard is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 credential and has previously worked at Morgan Stanley and OSAIC. Outside of her advisory role, she is involved with TA Law Group in a legal capacity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of portfolios and offers advisory services for registered investment companies and charitable funds.

Aaron Nosler is a financial advisor with Thrivent Investment Management in Glendale, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with Thrivent Financial and its investment management division since 2016. Outside of his advisory role, Nosler is the creator and owner of The Kilo Company, which imports honey from Europe, Canada, and Latin America for sale to retailers. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics without discretionary trading authority, focusing on ongoing or one-time planning engagements rather than institutional portfolio management.

Davit Kesabyan is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill and Bank of America since 2015. He also has a teaching role at the University of Arizona Global Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Parinaz Toohidlou is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo NA. Outside of her advisory role, she has experience working as a caregiver. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative analysis to offer written asset allocation advice, investment manager searches, and customized performance reporting.

Thomas Lin is a CFP® professional with 39 years of industry experience, currently serving at Osaic Wealth since 2018. Prior to this, he spent 32 years at Signator Investors, Inc. He holds Series 63 and Series 65 licenses. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various analytical tools and discretionary strategies.