Adrijan Lubura is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, he worked at DoorDash and operated a music recording studio, Switchboard Studios, where he was the sole proprietor. He continues to operate Switchboard Studios, providing music recording and mixing services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and charitable funds. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Nathan Medina is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with LPL Financial since 2003. In addition to advisory work, he operates a tax preparation and planning service under Nathan Medina Tax Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting with discretionary and non-discretionary management supported by proprietary and third-party research.

Jeffrey Hoehner is a financial advisor with Cetera, holding the Series 66 designation and bringing 20 years of industry experience. He has worked at Cetera and its related entities since 2020 and previously spent seven years at WBB Securities. Outside of advising, he is also involved in the sale of fixed insurance products, including life and annuities. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers multi-manager investment platforms with discretionary and non-discretionary portfolio management, financial planning, and access to affiliated and third-party money managers across various program structures.

Lawrence Potomac is a financial advisor with LPL Financial in San Diego, holding Series 63 and Series 65 credentials and 46 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is involved in life and disability insurance as well as fixed annuities. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and incorporates research from various sources to support diversified investment strategies.

Danielle Stanton is a financial advisor with LPL Financial in La Mesa, CA, holding Series 63 and Series 65 licenses and over 32 years of industry experience. She has been with LPL Financial and its predecessor firms since 1999. Outside of her advisory role, she is involved in direct sales through Plunder Designs Jewelry and participates in a residential care business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Philip Bresnick is a financial advisor at Morgan Stanley with 42 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 1983, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that uses structured discovery conversations and firm-approved tools.

Amanda Haack is a Series 66 licensed financial advisor with Merrill in San Diego, CA, bringing 17 years of industry experience. She has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and various institutional entities using model-based and discretionary investment strategies developed by internal and third-party managers.

Eric Volinsky is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 28 years of industry experience. Prior to joining Charles Schwab in 2022, he worked at TD Ameritrade from 2010 to 2022. Outside of his advisory role, he owns a rental property in San Diego. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a scaled, integrated operational model with multi-asset portfolio management and alternative investment options.

Juan Cabanas serves as the Senior Resident Director and International Wealth Advisor at Merrill Lynch Wealth Management's San Diego international office. He has over 28 years of experience in wealth management, specializing in family wealth management, international wealth management, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. Juan holds the title of Managing Director, the highest designation a financial advisor can achieve at Merrill Lynch. Juan began his career in 1995 at PaineWebber and has since worked with Citi-Smith Barney, UBS, and Merrill Lynch Wealth Management since 2010. He holds FINRA Registrations 7, 9, 10, and 66, and the Personal Investment Advisor (PIA) designation. Juan earned both his bachelor's and master's degrees in International Business from the University of San Diego. Fluent in Spanish and English, Juan balances his professional expertise with personal interests such as biking, boating, music, running marathons, scuba diving, skiing, soccer, swimming, and traveling. He is married and a father of three grown children.

Jane Fitzpatrick is a Series 66 credentialed financial advisor with Morgan Stanley, based in San Diego, CA. She has 44 years of industry experience and has been with Morgan Stanley Smith Barney LLC since 2009, working at Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools that incorporate market estimates and modeling techniques.

Jolene Weston is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 license with 16 years of industry experience. She has been with Morgan Stanley since 2010. Outside of her advisory role, she serves as a board member for the Solara Lofts Homeowners Association, where she helps oversee community operations and budget management. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process employs structured discovery and firm-approved tools, supporting a broad range of retail and institutional clients.

Christine Dellacato is a financial advisor with Cetera in La Mesa, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Her work history includes roles at Cetera Wealth Services, Summit Financial Group, and Iron Blue, LLC. She serves on the board of management for the East County Family Y. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with discretionary and non-discretionary program options.

Adam Talman is a financial advisor with Edward Jones in San Diego, CA. He holds the Series 66 designation and has been with Edward Jones since 2026. Prior to joining Edward Jones, he worked at Paychex and held various positions across multiple industries. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, alongside affiliated mutual funds and tax-efficient services.

Julie Reid is a financial advisor with Edward Jones in San Diego, CA, holding CFP® and ChFC® designations as well as the Series 66 license. She has seven years of industry experience, including roles at Bird Rides Inc and the American Lung Association before joining Edward Jones in 2019. Outside of her advisory work, she is a co-owner of a property rental LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a network of approximately 23,701 advisors. The firm offers a range of advisory programs, including wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.

Jose Cetale is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2021, with prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management serves individual and institutional clients by providing advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and proprietary tools, supporting clients in developing and implementing financial plans.

Nadin Toma is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and bringing 12 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013. Outside of finance, she is involved in a family-owned jewelry business, contributing to customer service and social media. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering customized asset-allocation advice and manager searches through a structured, non-discretionary process that incorporates ESG criteria.

Ray Garnica is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he manages a rental property as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm delivers tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured planning tools and a comprehensive investment approach.

David Harrison is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds power of attorney for his spouse, involving limited time during trading hours. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Guillermo Espinoza is a financial advisor with Cetera in San Diego, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His career includes roles at LPL Financial and Independent Financial Group, LLC prior to joining Cetera Investment Advisers in 2025. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with discretionary and non-discretionary program options.

James Grandinetti is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 25 years of industry experience. He worked for Gurtin Fixed Income Management, LLC for 14 years before joining Cetera and its affiliated entities in 2022. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across various program structures.