Brian Young is a financial advisor at Sovran Advisors, LLC in Costa Mesa, CA, holding Series 63 and Series 65 licenses with 18 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, Park Avenue Securities, and Guardian Life Insurance. He is also involved as a financial professional with DirectPath Financial. Sovran Advisors serves a diverse client base including individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers financial planning and investment advisory services, utilizing a range of advisor-managed and model portfolios, unified managed accounts, and third-party managers to align with client objectives.

Christopher Lowe is a CFP® with 23 years of industry experience. He is currently an advisor at Independent Advisor Alliance, LLC and has previously worked with Independent Financial Partners and LPL Financial. In addition to his advisory work, he serves as an adjunct professor. Independent Advisor Alliance works with a diverse client base including individuals, small businesses, charitable organizations, and retirement plans. The firm offers asset management, financial planning, and retirement consulting services, leveraging a network model and technology platforms to provide portfolio management through discretionary and non-discretionary strategies.

H Rappaport is a financial advisor with Kingswood Wealth Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. Prior to joining Kingswood in 2025, he was affiliated with International Assets Advisory for 11 years. Outside of advisory work, he provides radio commentary on stock market and investment news for KYW News Radio and Bloomberg Radio/Local TV and is the author of the book *Live Long Live Rich*, which focuses on investing for income. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering services such as portfolio management, financial planning, ERISA plan advisory, and consulting. The firm employs an open-architecture investment platform and integrates insurance-linked account management with relationships to affiliated financial entities.

April Pantaleon is a Series 66-licensed financial advisor with seven years of industry experience. She has been with Navy Federal Investment Services, LLC and its affiliated entity, Navy Federal Financial Group, LLC, since 2026. Prior to this, she spent 19 years at LPL Financial LLC. Navy Federal Investment Services serves members of Navy Federal Credit Union and other individual, trust, and institutional clients by offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs utilizing third-party portfolio managers and supports layered investment solutions alongside digital automated ETF portfolios.

Daniel Heidelberger is a CFP® professional with 20 years of experience in the financial services industry. He currently serves as an advisor at Sovran Advisors, LLC and has held prior roles at Cetera Wealth Services, Mass Mutual Investors Services, and Thrivent Financial. In addition to his advisory work, he sells fixed insurance products. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies, including active and passive exposures, and offers access to both internal portfolio models and third-party managed account platforms.

Jordan Colman is a CFP® with 15 years of industry experience, currently serving at Octavia Wealth Advisors LLC in San Diego, CA. He has prior experience with Axa Advisors, LLC, where he worked for 10 years. Outside of his advisory roles, Colman is the CEO and owner of The Lone Wolves Investment Group, Inc. Octavia Wealth Advisors is a multi-team firm managing approximately $2.15 billion for individuals, high-net-worth clients, trusts, estates, businesses, retirement plans, institutions, and state or municipal entities. The firm uses customized portfolios with a focus on low-cost ETFs and mutual funds, complemented by alternative investments and structured products, while providing a range of advisory and trust administration services.

Amy Moore is a CFP® professional with 11 years of industry experience. She has been with Pure Financial Advisors in various capacities since 2016. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for several thousand individual and high-net-worth clients. The firm provides comprehensive financial planning and discretionary portfolio management using a financial-planning-centered approach grounded in academic frameworks.

Penny Agnew is a financial advisor with Momentum Independent Network Inc. She holds a Series 66 designation and has 18 years of industry experience. Prior to joining Momentum Independent Network in 2025, she worked for nine years at LPL Financial, LLC. Momentum Independent Network Inc. provides investment advisory, portfolio management, financial planning, and brokerage services to individuals—including high-net-worth clients—corporate and institutional clients, and retirement plans. The firm offers both discretionary and non-discretionary portfolio solutions through various managed account programs and integrates broker-dealer operations with banking and municipal advisory services.

Mason Tucker is a financial advisor at Integrated Advisors Network LLC with seven years of industry experience. He holds a Series 65 designation and previously worked at Ernst & Young for two years. Outside of his advisory role, he is involved with Copper Crest CPA's LLP and Copper Crest Insurance Services, which are non-investment-related business activities. Integrated Advisors Network is an SEC-registered multi-team investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm employs a mix of fundamental and quantitative methods within a risk-profile framework and frequently utilizes third-party sub-adviser platforms to implement client portfolios.

Deborah Sims is a financial advisor at Madison Avenue Securities, LLC with 24 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cetera and Summit Brokerage Services. She also dedicates time to helping federal employees understand benefits and retirement options through her ChFEBC designation. Madison Avenue Securities serves individual clients, charitable institutions, foundations, trusts, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and consulting services through multiple account platforms and employs various investment strategies across discretionary and non-discretionary accounts.

Kathryn Bowie is a Series 65-licensed financial advisor at Pure Financial Advisors, LLC with one year of industry experience. She has been with Pure Financial Advisors since 2022. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered and incorporates tax-aware techniques, diversified portfolios, and oversight by an Investment Committee.

Brian Braker is a financial advisor with Kingswood Wealth Advisors, LLC in San Diego, CA, holding a Series 66 license and one year of industry experience. Prior to joining Kingswood in 2025, he worked as a futures trader and commodities trader and was employed at Constellation Brands. Outside of his advisory role, he is engaged as a junior financial planner with Sutter Wealth Management, where he contributes to clerical duties, data entry, sales, and marketing. Kingswood Wealth Advisors serves a diverse client base, including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, operating an open-architecture platform that uses both affiliated and unaffiliated third-party managers.

Mark Katz is a financial advisor at Aegis Capital Corp. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Western International Securities, Inc. and Hilltop Securities Inc. Katz serves on the finance committee of the Rancho Santa Fe Association HOA. Aegis Capital Corp. provides investment advisory and financial services to both individual and corporate clients, offering asset management, financial planning, brokerage, annuities, insurance, and occasional investment banking services. The firm operates as both an SEC-registered investment adviser and a FINRA member broker-dealer, with a significant portion of assets managed on a non-discretionary basis.

Mason Mah is a financial advisor at Dunham with two years of industry experience. He holds the Series 66 credential and previously worked at Pacific Western Bank. Mason also operated a graphic design business and spent five years at the University of California. Dunham is an SEC-registered investment adviser and broker-dealer serving individual and high-net-worth clients through proprietary mutual funds, wrap fee programs, separately managed accounts, investment consulting, and a private fund. The firm uses an asset allocation and manager-of-managers approach with formal quarterly rebalancing and offers custody, trust, and donor-advised fund services through its affiliated trust company.

Edward Parker is a Series 65-licensed advisor with Sovran Advisors, LLC, based in San Diego, CA, with two years of industry experience. Prior to joining Sovran in 2024, he worked at Bamboo Wealth Strategies and Spectrum Consulting Group. Outside of his advisory role, he is a part-owner and operator of a vending machine business. Sovran Advisors serves individuals, corporations, and retirement plan sponsors, offering financial planning, advisory services, and portfolio management through a combination of active and passive strategies. The firm uses written investment policy statements and integrates third-party and internal portfolio models, supporting clients with technology-enabled rebalancing and administrative services.

Michelle Packer is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Facet. She previously worked at Telos Capital Management, Inc. for over a decade and spent four years with Equitable Advisors. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, offering services through phone, video, and a proprietary web platform. The firm implements model-based asset allocations using ETFs and technology-driven processes, including machine-learning algorithms, while employing a flat subscription fee model rather than traditional asset-based fees.

Kamel Miqdadi is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC. His prior work includes roles at Mass Mutual Investors Services, MassMutual Life Insurance, and Euler Hermes Credit Insurance - Allianz. Pure Financial Advisors provides financial planning and portfolio management services primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating tax-aware techniques and specialized strategies within a multi-advisor platform.

Sumit Mehta is a financial advisor at Pure Financial Advisors, LLC with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at NorthRock Partners and Growth Capital Services, Inc. Mehta is also the CEO of MIP Inc., a business he oversees independently. Pure Financial Advisors, LLC manages approximately $11.05 billion in assets with about 83 advisors serving individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach based on academic frameworks and offers comprehensive planning and discretionary portfolio management across a range of asset types.

Tom Ngo is a CFP® certificant with 12 years of industry experience, currently serving as a financial advisor at BakerAvenue Asset Management. His prior roles include positions at Veridi Capital, 10X Group, Iconiq Capital, Aura Asset Management, and Wells Fargo Investments. He holds Series 65 and Series 66 licenses. BakerAvenue Asset Management is an SEC-registered multi-team wealth manager serving individual, high-net-worth, and institutional clients. The firm offers discretionary portfolio management, financial planning, family office services, and a variety of investment strategies that incorporate quantitative, fundamental, and tactical allocation approaches.

Julianna Rote is a CFP® and Series 65-registered financial advisor with Mission Wealth Management, LP in San Diego, CA. She has 11 years of industry experience and has been with Mission Wealth Management since 2014. Mission Wealth Management serves high-net-worth individuals, families, and institutional clients, providing comprehensive wealth management, financial planning, investment management, and consulting services. The firm employs a total picture approach that integrates investment management with tax, trust, legacy, philanthropy, and risk planning, using a mix of internal and third-party management tailored to client needs.