Robert Holcomb is a Series 65 licensed financial advisor with 20 years of industry experience. He is currently with Valic Financial Advisors in San Diego, CA, where he has worked since 2026. His prior experience includes roles at CUSO Financial Services, Cadaret Grant & Co, and Atria Wealth Solutions, among others. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts, leveraging technology and model solutions to serve a large client base through its extensive network of advisors.

Salvador Aquino Jr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 designations and bringing nine years of industry experience. His career includes roles at World System Builders and Registered Social Security Analysts, along with leadership positions in several construction and pipeline companies. Outside of advisory work, he is involved in estimating and operations management for commercial and residential construction firms. Transamerica Financial Advisors serves a diverse client base, offering both advisory and broker-dealer services with a variety of managed portfolios and third-party money managers. The firm operates as both a registered investment advisor and a broker-dealer, supporting individual investors, retirement plans, trusts, and charitable organizations.

Colleen Gepp is a CFP® with 29 years of industry experience, currently affiliated with Focus Partners Wealth, LLC. Her career includes roles at The Colony Group, LLC, HoyleCohen, LLC, Mid Atlantic Financial Management, Inc., HoyleCohen, Inc., and FDx Advisors, Inc. She holds Series 63 and Series 65 licenses. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans with investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with tax and fee sensitivity, utilizing a mix of active and passive strategies, third-party managers, private funds, and tactical overlays, while customizing portfolios to clients’ risk tolerance, liquidity, and tax circumstances.

Jonathan Yokoyama is a financial advisor with Principal Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior firms include Mass Mutual Investors Services, MassMutual Life Insurance Company, Bankers Life Securities, and AXA Advisors. He also engages in the sale of various insurance products, including life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Aaron Puttroff is a CFP® and holds a Series 66 license, with 19 years of experience in the financial services industry. He is currently with Guardian Life and Park Avenue Securities, where he has worked since 2007. Outside of his advisory role, he serves on the executive committee of Provisors and is an adult quartermaster for Scouting America Troop 676 in San Diego. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, supported by proprietary platforms and third-party solutions, with services tailored to meet the needs of high-net-worth and other clients.

Nikola Novakovic is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and bringing 11 years of industry experience. His career has been primarily with Guardian Life and Park Avenue Securities since 2015. Outside of advisory work, he is involved as co-owner in several LLCs, including Healthbridge Ventures LLC, which assists foreign nationals in establishing business operations in the U.S. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and digital advisory solutions.

Matthew Banez is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He has over a decade of experience partnering with high net worth families, focusing on developing tailored financial strategies that align with their unique goals and situations. Prior to his current role, Matthew worked as a Senior Financial Consultant at TD Ameritrade from 2018 to 2020, and held roles at Scottrade Inc. including Branch Manager from 2017 to 2018 and Investment Consultant from 2012 to 2017. Matthew holds a California Insurance License, which complements his expertise in financial consulting. His approach is influenced by his personal background and dedication to understanding his clients' stories, enabling him to co-create appropriate financial strategies. Outside of his professional work, Matthew enjoys family activities, fitness, football, and outdoor adventures.

Todd Beckmann is a CFP® professional with 15 years of experience in the financial services industry. He has worked at Kestra Advisory since 2018 and previously held roles at Foresters Advisory Services and Foresters Financial Services. Beckmann serves as Treasurer on the board of a homeowners association and manages an entrepreneurial venture, Beckmann Enterprises LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients. The firm offers a range of services including fiduciary consulting, plan-level investment advice, and pooled plan solutions, serving clients such as plan sponsors and large institutional investors.

Elliot James is a financial advisor at Cerity Partners LLC with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC and Entrewealth, LLC. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services with an investment approach centered on client-specific profiles, combining proprietary quantitative methods with third-party and direct security selection, and providing access to alternative and private market solutions for qualified clients.

Jason Shapiro is a financial advisor with Guardian Life in San Diego, CA, holding a Series 63 designation and 16 years of industry experience. His career includes roles at Northwestern Mutual from 2008 to 2023 and at Park Avenue Securities/Guardian Life since 2023. Shapiro serves as a board member of the Foundations Board at El Cab and owns JShap Financial, Inc. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, offers brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes advisor-led discretionary management alongside model-based strategies and provides various financial planning and consulting services tailored to client needs.

Efren Ortiz Espinoza Jr. is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 license and one year of industry experience. Prior to joining Wealth Enhancement, he worked at LPL Enterprise LLC and held outside employment with Athleisure Inc. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans by providing financial planning, asset management, and retirement-plan consulting. The firm manages over $122 billion in assets, employing a diversified investment approach that blends passive and active managers guided by an internal Investment Committee.

Garrett Gates is a CFP®-designated financial advisor with seven years of industry experience, currently associated with Guardian Life in San Diego, CA. Prior to his current role, he spent five years with Northwestern Mutual Wealth Management Company. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm utilizes a combination of advisor-led discretionary management and model-based strategies, providing clients access to a range of investment and insurance solutions.

Tyler Venegas is a financial advisor at Empower Advisory Group with six years of industry experience and holds a Series 66 designation. His prior experience includes roles at Merrill, Vanguard Advisers, USAA, and TIAA-CREF. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s integrated approach is tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions focused on long-term portfolio returns and clients’ savings rates.

Colin Roesler is a CFP® and CFA® with nine years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at BNY Mellon, J.P. Morgan Securities, JPMorgan Chase Bank, and Morgan Stanley. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm utilizes a strategic investment approach combining passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

Daniel Engel is a financial advisor with TLG Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include work at Holdsworth & Co and Pitch It Forward, and he is also involved with JAG Legacy & Insurance Solutions as an independent insurance agent. Engel has volunteered with the Miracle League of San Diego since 2005. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios that combines fundamental analysis with Modern Portfolio Theory.

Nicholas Clark is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at Park Avenue Securities, Guardian Life Insurance Company, and MML Investors Services. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning and consulting through advisor-led discretionary and model-based strategies, combined with proprietary and third-party platforms.

Chau Lai is a CFP® and ChFC® with 28 years of experience in the financial services industry. He is currently with Guardian Life and Park Avenue Securities, where he has worked since 1999 and 2002, respectively. Outside of his advisory role, he serves as Vice Chair of the Philanthropy Committee on the UC San Diego Alumni Board. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, with services tailored by investment adviser representatives to meet diverse client needs.

Brandon Mather is a CFP® professional with 14 years of industry experience, currently affiliated with Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at Dunham & Associates Investment Counsel, Inc. and LPL Financial LLC. He is based in Coronado, CA. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active strategies, overseen by an internal Investment Committee.

Antonio Montalvo is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Eagle Strategies since 2021 and has longstanding ties to New York Life and Nylife Securities Inc., with over four decades at these firms. Outside of his advisory role, he is an owner of rental property. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple program types and focuses primarily on non-discretionary asset management within an integrated New York Life affiliate structure.

Jenifer Pratt is a CFP®, PFS™, and Series 65-registered financial advisor with 12 years of industry experience. She has worked at Creative Planning since 2021 and previously held roles at Reilly Financial Advisors and Aldrich Wealth. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a wide range of clients, including high-net-worth individuals, pension plans, and corporations. The firm applies a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies alongside selective private market exposure.