David Krakauer is a CFA® charterholder with 10 years of industry experience. He is currently with Mercer Global Advisors Inc. in San Diego, where he has worked since 2022. His prior experience includes roles at Epstein & White Retirement Income Solutions and Altegris Investments LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios with strategic use of low-cost index vehicles and tax management.

Nebojsa Subotic is a financial advisor with Primerica Advisors based in San Diego, CA, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has worked with firms including Westpac Wealth Partners, Guardian Life Insurance Company of America, Park Avenue Securities, and Wealth Strategy Partners since 2007. Outside of his advisory work, he is involved in several entrepreneurial ventures, including serving as CEO of WestPac Holding Company LLC and operating a business that assists clients with identity theft protection. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services along with financial and business consulting. The firm employs a range of investment strategies through proprietary portfolios, third-party managers, and digital advice platforms, supporting both discretionary and non-discretionary account management.

Joseph Davies is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 66 designation and has previously worked at firms including LPL Financial LLC and Merrill Lynch. His background also includes entrepreneurial ventures and roles outside of finance, such as involvement with the Anthony Newman Sports Camp. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment process that blends passive and active management, overseen by an internal Investment Committee.

Saahil Jain is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, he serves as Vice President of the homeowners association board for his condominium community in San Diego. TIAA‑CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients with ties to TIAA-administered employer retirement plans. The firm offers model and customized portfolio management under a fiduciary standard within a vertically integrated structure that includes affiliated funds.

David Wohl is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. His previous roles include positions at Northwestern Mutual Wealth Management Company, CUSO Financial Services, and Clinton Cooper. Outside of his advisory work, he serves as a soccer coach for the Associated Students at San Diego State University. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operations, technology, compliance, and practice-management support to affiliated advisors.

Jeremy Edge is a CFP® professional with 11 years of industry experience, currently affiliated with Primerica Advisors in San Diego, CA. His career includes roles at Guardian Life Insurance Company, Park Avenue Securities, Mass Mutual Investors Services, and Northwestern Mutual. He is also a 60% owner of Edge Wealth Strategies and Insurance Solutions, Inc., a marketing entity for securities and insurance products. Park Avenue Securities LLC serves a wide range of retail clients, including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a variety of investment strategies through proprietary and third-party platforms.

Christina Lynch is a financial advisor at Breckinridge Capital Advisors Inc with 12 years of industry experience. She has held positions at Breckinridge since 2016, following prior roles at Foreside Fund Services, LLC and Gurtin Fixed Income Management, LLC. Outside of her advisory work, she teaches yoga classes at CorePower Yoga. Breckinridge Capital Advisors offers separately managed fixed income and equity strategies, sub-advisory services, and investment management for individual, high-net-worth, and institutional clients. The firm combines top-down and bottom-up research with rules-based models and emphasizes tax-aware portfolio implementation through proprietary systems.

Brian Elliott is a Certified Financial Planner (CFP®) with 26 years of industry experience. He has been with Valic Financial Advisors since 2009 and also holds a position at Agia related to non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts and overlay services through a centralized technology platform.

Ethan Brackett is a financial advisor at Voya Financial Advisors, Inc. with 10 years of industry experience. He holds a Series 66 designation and has been with Voya since 2015. Outside of his advisory role, Brackett serves as president of a homeowners association and performs as a magician for clients. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of investment programs, including model portfolios and unified managed accounts, and operates both discretionary and non-discretionary advisory services combined with an active broker-dealer platform.

Robert Holcomb is a Series 65 licensed financial advisor with 19 years of industry experience. He is currently with Valic Financial Advisors and has previously worked at CUSO Financial Services, Cadaret Grant & Co, Atria Wealth Solutions, and other firms. Valic Financial Advisors serves primarily U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Salvador Aquino Jr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 designations and bringing nine years of industry experience. His career includes roles at World System Builders and Registered Social Security Analysts, along with leadership positions in several construction and pipeline companies. Outside of advisory work, he is involved in estimating and operations management for commercial and residential construction firms. Transamerica Financial Advisors serves a diverse client base, offering both advisory and broker-dealer services with a variety of managed portfolios and third-party money managers. The firm operates as both a registered investment advisor and a broker-dealer, supporting individual investors, retirement plans, trusts, and charitable organizations.

Andrew Vaughn is a financial advisor with Commonwealth Financial Network in San Diego, CA. He holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining Commonwealth in 2021, he spent 13 years at an independent financial group. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Colleen Gepp is a Certified Financial Planner (CFP®) with 28 years of industry experience. She is currently with Focus Partners Wealth, LLC and has previously worked at HoyleCohen, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within a tax- and fee-sensitive framework and offers a broad range of fiduciary, tax, business management, and family office services.

Jonathan Yokoyama is a financial advisor with Principal Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior firms include Mass Mutual Investors Services, MassMutual Life Insurance Company, Bankers Life Securities, and AXA Advisors. He also engages in the sale of various insurance products, including life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Benjamin Treadwell is a financial advisor with First Citizens Investor Services, Inc., holding Series 65 and Series 66 licenses and bringing 22 years of industry experience. His background includes 15 years at LPL Financial, two years at D.A. Davidson, and one year at Solomon Edwards before joining his current firm in 2025. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm employs a mix of strategic and tactical asset-allocation approaches and offers both discretionary and non-discretionary management, with services including portfolio management through model portfolios, separately managed accounts, and an automated Guided Investing platform.

Alexis Cannon is a financial advisor at Commonwealth Financial Network with 12 years of industry experience. She holds the Series 66 designation and has been with Commonwealth since 2015. Based in San Diego, CA, Alexis works within a national firm that supports a large network of advisors. Commonwealth Financial Network is a registered investment adviser serving approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios, personalized indexing, and retirement plan consulting, while providing operational, technological, and compliance support to its affiliated advisors.

Aaron Puttroff is a CFP® professional with 18 years of experience, currently affiliated with Primerica Advisors. He has worked extensively with Park Avenue Securities and Guardian Life Insurance Company since 2007. Outside of his advisory role, he serves on the executive committee of Provisors and is an adult quartermaster for Scouting America Troop 676. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services including financial planning and retirement consulting. The firm employs a range of proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

David Boothby Jr. is a financial advisor at Commonwealth Financial Network with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years and Texas Hydraulics Inc. for twenty years. Outside of his advisory role, he is a co-owner of Cedarwood Financial Partners, LLC, a private entity established to facilitate advisory business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Nikola Novakovic is a financial advisor at Primerica Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked extensively with Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory role, he is co-owner of several LLCs involved in family tax planning and business operations assistance for foreign nationals. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across multiple platforms.

Shelley Pearson is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. She holds Series 65 and Series 63 credentials and has worked previously at CUSO Financial Services, LP, Independent Financial Group, and Capstone Investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors serving individual and institutional clients. The firm offers a range of managed-account programs, access to third-party asset managers, and custodial services, providing both discretionary and nondiscretionary portfolio management options.