Heather Gaillard is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at Bordeaux Wealth Advisors. Outside of finance, she has experience working with Pilates V. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax and fee sensitivity and offers a range of strategies including active and passive management, private funds, and specialized sleeves like Options Income Overlay and TrendWise.

Chris Spencer is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 22 years of industry experience. His prior experience includes roles at LPL Financial, Mariner Independent Advisor Network, and Merrill. Spencer is involved with Mariner Independent Advisor Network, an independent investment advisory firm, where he provides advisory services. Private Advisor Group serves individuals, business entities, trusts, estates, and charitable organizations with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm offers access to third-party asset managers, turnkey asset management platforms, and a firm-managed separately managed account program delivered through a network of investment adviser representatives.

Morgan Friel is a financial advisor at IEQ Capital, LLC with one year of industry experience. Prior to joining IEQ Capital in 2025, he worked for eight years at Autodesk and three years at AlienVault, which was acquired by AT&T. He holds a Series 65 credential. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and nonprofit organizations. The firm emphasizes a research-driven investment process and offers additional family-office services, OCIO engagements, and access to digital asset investments through Fidelity Digital Asset Services.

Bradley Stinn is a financial advisor at Cresset Asset Management, LLC with 7 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Eaton Vance Distributors, Inc., Morgan Stanley Smith Barney LLC, and Morgan Stanley & Co., LLC. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and a mix of active and passive investment strategies across public and alternative assets.

Chao Lin Wood is a ChFC® credentialed financial advisor with 18 years of industry experience, currently with Citigroup Global Markets in San Jose, CA, where he has worked since 2016. Prior to Citigroup, no other firms are listed. Outside of advisory work, he is a co-owner and landlord of rental properties in the San Jose and Santa Clara areas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm integrates in-house research and operates with large institutional scale, providing a broad range of advisory and execution services.

Ying Shi is a financial advisor at Transamerica Financial Advisors with four years of industry experience. She holds Series 65 and Series 63 licenses and has served on the board of Kiwi Drop Inc., a company focused on connecting small business owners with merchandise from China through social media and live broadcasting. She is also involved with 996 Partners LLC and works as an associate director managing events at Stanford University to promote faculty research to alumni. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers a range of advisory and broker-dealer services, including proprietary and third-party model portfolios, serving both discretionary and non-discretionary clients.

Julia Boustany is a financial advisor at IEQ Capital, LLC with a Series 66 designation and one year of industry experience. Prior to joining IEQ Capital, she worked at Morgan Stanley and held various roles at the University of Southern California, The Pacific Bridge Companies, ReInvest Capital, and Occidental College. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, and other entities. The firm’s investment approach includes centralized macroeconomic research, client-specific Investment Policy Statements, and portfolios constructed from liquid strategies, third-party independent managers, and private alternative investments.

Chelsea Salins is a financial advisor at Cerity Partners LLC with one year of industry experience. She holds a Series 65 credential and has previously worked at Galileo Planning Group. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

Pablo Albarran is a financial advisor with Transamerica Financial Advisors in Santa Clara, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and is also involved with Dream Builder Financial and Silicon Valley Enterprise, Inc. Outside of advisory work, Albarran is engaged in health insurance sales through Matrix Insurance Agency. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers to implement its advisory services, supported by platforms such as Transamerica ONE and TFA365, managing approximately $1.7 billion in regulatory assets under management.

Andrew Porter is a financial advisor at Corient with seven years of industry experience. He holds a Series 65 designation and has worked previously at Portola Partners and Brownson, Rehmus & Foxworth. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and continuous portfolio monitoring using advanced risk management tools.

Jack Nelson is a Series 65 licensed financial advisor at Corient with one year of industry experience. His prior roles include positions at Crewe Advisors, Andersen, and Thomas Doll CPA's. He previously worked in education at Brigham Young University and Monte Vista High School. Corient provides investment advisory and financial planning services to a diverse range of clients, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses risk management tools and stress testing to align portfolios with client objectives.

Sajni Shah is a financial advisor at Private Advisor Group, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with firms including Fidelity Investments, Bank of America, Merrill, Mariner Independent, and LPL Financial. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of programs and access to third-party asset managers and model portfolios.

Parth Parikh is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 66 and Series 63 licenses and one year of industry experience. He has worked at several financial institutions including Bank of America, Merrill, and Wells Fargo. Parikh also owns a technology business, Parikh Brothers and Associates, where he manages operations and daily activities. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary portfolio options supported by a global asset management approach.

Rigoberto Ruiz is a financial advisor with Eagle Strategies (NY Life) in San Mateo, CA, holding a Series 66 designation and seven years of industry experience. His career includes roles at NYLIFE Securities LLC, New York Life Insurance Co., Edward Jones, and Wells Fargo Clearing Services. Outside of his advisory work, he is the owner of Armor Property Investment LLC. Eagle Strategies serves a diverse client base including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a range of program types tailored to client goals and Plan Sponsor criteria, primarily managing assets on a non-discretionary basis.

Stephen Cheng is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Transamerica Financial Advisors since 2012 and World Financial Group since 2001. He is also involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory model primarily utilizes model portfolios and third-party managers, supported by proprietary and external solutions.

John Micek IV is a financial advisor at IEQ Capital, LLC with three years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Third Leaf Partners and Criterion Capital Management. Outside of advising, he is the proprietor of Red Stitch Wine Group, a Napa winery, and serves as a director of a cybersecurity startup, Circle Systems. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, and institutional clients. The firm’s investment approach combines macroeconomic research with customized Investment Policy Statements, utilizing a diverse mix of liquid strategies, independent managers, and private alternatives.

Hadi Ahmadi Aval is a CFP® professional with seven years of industry experience, currently affiliated with Eagle Strategies (NY Life) in San Jose, CA. He operates Aval Financial Strategies and Insurance Solutions, Inc., through which he sells New York Life products and brokers non-registered insurance products. His career includes roles at NYLIFE Securities LLC and New York Life Insurance Co. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and corporate clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes customized advice delivered through multiple program types and manages the majority of its assets on a non-discretionary basis.

Xiao Lin is a Certified Financial Planner® with five years of experience at Transamerica Financial Advisors and additional background as a Certified Divorce Financial Analyst since 2026. She has worked in health insurance sales and related businesses for over 15 years and is involved with Zhong Shi & Associates, Inc., a spouse-owned non-investment business. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, offering advisory and broker-dealer services through proprietary and third-party investment models with both discretionary and non-discretionary options.

Denny Tsuei is a financial advisor at HSBC Securities (USA) Inc. with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at HSBC Bank USA, N.A. and several other firms, including Citigroup and TD Ameritrade. Outside of his advisory role, he serves as a bank officer at HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm employs a structured investment process based on model risk profiles and utilizes affiliated asset management and fund due diligence services.

Jigisha Bengali is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience and holds a Series 66 designation. She has worked at Charles Schwab, Charles Schwab Bank, Bank of America, and Merrill. Outside of her advisory role, she has passive involvement in rental property management inherited and shared within her family. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools.