Jin Cheng Wu is a financial advisor at Merrill with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Bank of America, JPMorgan Chase Bank, and JP Morgan Securities LLC. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Matthew Cameron is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 66 licenses and 27 years of industry experience. His prior firms include Merrill and Polaris Wealth Advisory Group. He has been with Wells Fargo Clearing since 2011, currently serving his clients through the firm. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines in-house research with third-party analytics to support its investment decisions.

Dorothy Lee is a financial advisor at LPL Financial with 19 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at National Planning Corporation for five years. Outside of advisory work, Lee serves as a financial executive and principal involved in fixed insurance products with Trilogy Financial Services Inc. and ACSIA Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of financial planning and investment services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides access to model portfolios, third-party asset managers, and institutional platforms, supported by technology tools for operational and research purposes.

Leon Augustine is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 19 years of industry experience. He previously worked at Edward Jones for nine years before joining Cambridge in 2016. Outside of advising, Leon is involved in tax preparation and accounting services through Lewis Taxation & Accounting Service and operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies under the Founders Gate Capital brand.

Stacie Giddings is a financial advisor at Charles Schwab & Co., Inc. with 18 years of industry experience. She holds Series 65 and Series 63 licenses and has held roles at multiple firms including Guardian Wealth Advisors, Perigon Wealth Management, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Leonard Tallerico is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1985 and brings over 39 years of experience navigating client portfolios through various market cycles. Leonard employs a planning-based approach combined with discretionary portfolio management to assist clients in achieving their financial goals and objectives. Leonard’s expertise covers a broad range of client focus areas including college education planning, family wealth management strategies, retirement income, socially responsible and ESG investing, and portfolio management services. He integrates personalized wealth management strategies with insights from Merrill and lending solutions from Bank of America to create plans tailored to clients' priorities and aspirations. Leonard holds a Bachelor’s degree in accounting from Santa Clara University and began his career on the professional staff of Price Waterhouse in San Francisco from 1981 to 1985. He is a CERTIFIED FINANCIAL PLANNER® professional, CERTIFIED PLAN FIDUCIARY ADVISOR, Personal Investment Advisor, and Retirement Accredited Financial Advisor. In addition to his professional work, Leonard participates in community volunteer activities and values spending time with his family. His personal interests include golfing and hiking.

Christopher Madril serves as Vice President and Branch Leader at Fidelity Investments. In this role, he leads his team to provide clients with financial plans tailored to benefit them and their families both now and in the future. He emphasizes access to Fidelity's brand, technology, and cost-efficient investment platform in his approach to client service. Mr. Madril has extensive experience in the financial services industry. He has held various positions, including Branch Manager at Fidelity Investments since 2017, Assistant Branch Manager from 2016 to 2017, Private Banker at Morgan Stanley from 2014 to 2016, and multiple roles at Wells Fargo Bank from 2006 to 2014, such as Branch Manager and Relationship Manager. He began his career as a Financial Services Professional at New York Life in 2005. He holds a California Insurance License, supporting his work in financial planning and investment management.

Margaret Ash is a Financial Consultant currently with Fidelity Investments since 2019. She has 15 years of experience in financial consulting, specializing in portfolio management, retirement planning, and risk mitigation. She holds FINRA Series 6, 7, 63, and 66 licenses and serves as a fiduciary. Prior to her current role, Margaret worked as a Senior Financial Advisor and Vice President at Union Bank Investment Services from 2017 to 2019, a Financial Advisor at Merrill Lynch from 2015 to 2017, a Personal Banker at Bank of America in 2015, and a Financial Representative at Metlife - New England Financial from 2010 to 2015. She also holds a California Insurance License. Outside of her professional work, Margaret enjoys family activities, fitness, hiking, running, skiing, and traveling.

Brian Chew is a financial advisor with Cetera, holding Series 63 and Series 65 designations and possessing 26 years of industry experience. He has worked with firms including VOYA Financial Advisors and Cetera Wealth Services and has been a registered representative since 2002. Outside of advisory work, he operates as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with discretionary and non-discretionary program options.

Andy Hawkey is a CFP® professional with 35 years of industry experience, currently serving as an advisor at OSAIC since 2002. He previously spent over two decades at Pim Financial Services, Inc. Outside of his advisory role, Hawkey is a licensed life insurance agent and occasionally works with third-party specialists to evaluate life insurance and fixed annuity options for clients. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, and is notable for its scale, complex affiliate network, and private-equity ownership.

Evan Eggers is a financial advisor with Mass Mutual Investors Services in Corte Madera, CA. He holds Series 66 and Series 63 designations and has six years of industry experience. Prior to joining Mass Mutual Investors Services in 2024, he worked at MassMutual Life Insurance Company and operated Eggers Consulting for seven years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Sam Black is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of investment guidance using multi-asset model portfolios and alternative investment options.

Jonathan Korzekwa is a financial advisor at Fidelity with 10 years of industry experience and holds a Series 66 designation. His prior work includes roles at JP Morgan Securities, Charles Schwab, ETrade, and earlier periods at Fidelity, along with business experience in the restaurant industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Peter Green is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Citigroup Global Markets and Wells Fargo. Outside of his advisory work, he is involved in coaching water polo at the high school and club levels. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their approach combines quantitative and qualitative due diligence, includes an ESG eligibility framework, and leverages affiliates for implementation and portfolio services.

Ryan Romines is a financial advisor with Ameriprise in San Rafael, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in fiduciary activities and serves as an executor. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Boriss Bikosvili is a Vice President and Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial guidance, focusing on helping clients discern and achieve their goals through tailored wealth strategies. Boriss serves a diverse client base including executives, business owners, professionals, and individuals approaching or enjoying retirement, assisting them with portfolio management, legacy planning, and retirement income strategies. With more than a decade of experience in wealth management and banking, Boriss has previously held the role of Vice President of Investments and Financial Advisor at JP Morgan. He holds a Bachelor's Degree in Finance from the University of San Francisco and is a CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Russian. Outside of his professional duties, Boriss is active in his local community, serving as Vice President of his Homeowners' Association. His personal interests include woodworking, cooking, boxing, and Judo. He values clear communication and attentive service, aiming to help clients become informed stewards of their wealth.

Patrick Carlin III is a financial advisor with Wells Fargo Advisors in San Rafael, CA, holding a Series 66 designation and six years of industry experience. He previously worked at Oppenheimer & Co. Inc. and Forester's Financial, among other firms. Outside his advisory role, Carlin manages the day-to-day operations of California Street Wealth Management LLC and Castlederg Capital Management Corp. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with other financial products, serving clients who meet certain net-worth thresholds.

Perry Trimble is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Christopher Burke is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at UBS since 2017, following prior roles at Wright Fund Management and Northern Lights Distributors. He serves on the board of Life Service Alternatives, a nonprofit providing community living and programs for adults with disabilities, where he chairs the Investment Committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages a broad range of investment and capital markets services.

Jeff Loventhal is a financial advisor at J.P. Morgan Securities with 35 years of industry experience. He holds a Series 63 designation and has worked with various entities within the J.P. Morgan organization since 2006, including J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Its advisory program offers non-discretionary, written asset allocation advice and customized performance reporting, supported by centralized due diligence and a comprehensive investment manager search process.