Aaron Menard is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping families, individuals, and businesses navigate their financial goals and aspirations. Aaron works closely with clients to understand their priorities and develop personalized investment strategies aimed at pursuing their financial objectives. He specializes in areas including college education planning, legacy planning, managing new wealth, personal retirement planning, and tax minimization. Aaron holds a Bachelor's Degree from Washington State University and a Master's Degree from Seattle University. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Aaron is involved with several professional organizations such as Delta Upsilon International Fraternity, Roseville Area Chamber of Commerce, Rotary Club, and Sacramento Home Winemakers. Outside of his professional life, he spends time with his family and enjoys sports including baseball, basketball, football, golfing, and soccer, as well as traveling.

Ayorinde Akinwande is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 66 designations and six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018 and previously held roles at PFS Investments Inc, Bensource Employee Benefits, Primerica Financial Services, and Georgia State University. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and analytical models. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate agreements.

Harrison Paschal is a financial advisor at Morgan Stanley in Sacramento, CA, holding the Series 66 designation with less than one year of industry experience. Prior to joining Morgan Stanley, he worked in various roles across sectors including education with Vacaville Unified School District and retail with Lululemon Athletica. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and employs a structured financial planning process supported by firm-approved tools and model-based outcome simulations.

Abraham Serrano is a Series 66-registered financial advisor with LPL Financial, based in Sacramento, CA, and has three years of industry experience. He has prior employment history with Leatherby's Family Creamery and The Golden 1 Credit Union. Serrano currently works at both LPL Financial and Leatherby's Family Creamery in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies including machine learning.

Maurice Seitter is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, and Loring Ward Financial Inc. His background also includes roles outside of finance, such as at Whole Foods Market. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research and quantitative analysis in constructing model portfolios from mutual funds, ETFs, and ETPs, and it is noted for its use of algorithmic methods and formal advisory roles to various registered investment entities.

Robert Mclaughlin is a financial advisor with LPL Financial in Roseville, CA, holding a Series 66 designation and having 16 years of industry experience. Prior to joining LPL Financial in 2021, he worked with Waddell and Reed, Inc. and various insurance carriers supporting W&R Insurance Agencies for 11 years. His activities have included insurance sales related to investment products. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering discretionary and non-discretionary portfolio management supported by proprietary research and third-party subadvisors.

Christopher Castillo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He returned to the financial services industry in 2017 following a 22-year career with the Federal Bureau of Investigation and serves clients from his office in Sacramento. Christopher works as part of a larger team focusing on retail and small business clients, providing services Monday through Friday with availability for Saturday appointments for busy professionals. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christopher specializes in addressing the unique financial needs of business owners, executives, and high net worth families. His expertise includes portfolio management, individual and corporate investment strategy, executive compensation, and retirement planning. He utilizes the resources of Merrill Lynch Wealth Management and Bank of America to assist clients in building wealth. Christopher earned a Bachelor's Degree in Mathematics from the University of California. He is a member of several professional organizations such as the Marine Corps League, Rotary Club of Fair Oaks, Society of Former Special Agents of the Federal Bureau of Investigation, and Veterans of Foreign Wars in Folsom, CA. His community involvement includes participation with the Best Friends Animal Society and Rotary Fair Oaks. Christopher speaks English and Spanish.

Kirk Camunez is a financial advisor with Edward Jones in Gold River, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Jacob Numainville is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His background includes positions at Fidelity Investments, Equitable Advisors, and Montage Healdsburg. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a proprietary research process combined with quantitative analysis and algorithmic portfolio construction to manage model portfolios across various asset classes.

Chandler Stone is a financial advisor at OSAIC, holding a Series 66 designation. He has been in the industry since 2025 and has prior experience with Sierra Consulting Group, Yarro Studios Inc, TR Innovations LLC, and Kidnected World. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Franklin Rockwell is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at AXA-Advisors, LLC and has held various roles including at Mindbody and Cal-Poly ASI. Outside of finance, he owns and operates a vending machine business in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Janet Cooper is a financial advisor at Mass Mutual Investors Services with 40 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including LPL Enterprise LLC and Baystate Wealth Management. Cooper is also involved in investment-related activities outside of her advisory role. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved software and collaborative planning methods.

Gina Clark is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. She has worked at Merrill since 2020 and previously spent six years at Hightower Securities, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Vaughn is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with Primerica Advisors since 2006 and Primerica Financial Services since 1997. Outside of investment advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, emphasizing a curated investment approach rather than institutional plan management.

Susanne Zito is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with LPL Financial since 2015 and operates Zito Wealth Management as a DBA for her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Ethan Guensler is a financial advisor with Equitable Advisors, holding a Series 66 designation. He began his career with the firm in 2026 and has prior experience working at Whispering Vine and various roles including at the University of Nevada Reno. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment programs.

Kristin Zehnder is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Merrill for 16 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Radu Prisakar is a financial advisor with Charles Schwab, holding a Series 66 designation and 17 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He also serves in the U.S. Army Reserve as an NCO. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, with a multi-asset, model portfolio approach and integrated custody and brokerage services.

Jodi Pieczynski is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has been with UBS since 1993. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Douglas Van Order is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is president of Tier One Enterprise, Inc., a company focused on sales coaching and goal setting. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved software tools to develop written recommendations within collaborative, annual client engagements.