Michelle Collins is a Series 66-credentialed financial advisor at Charles Schwab with nine years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank SSB since 2014 and 2019, respectively. Collins serves as the Local Chapter Board Secretary for the Securities Industry Association of Hawaii, attending quarterly meetings and documenting schedules and minutes. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory relationships with access to affiliated discretionary portfolios, offering multi-asset model portfolios and a formal alternative-investment onboarding process.

Grant Hashiba is a CFP® professional with 26 years of experience in financial advising, currently affiliated with LPL Financial in Honolulu, HI. His prior roles include positions at Cetera Wealth Services, Valic Financial Advisors, and operating Island Wealth Management as an independent registered investment advisor. He provides financial planning and consulting services through Island Wealth Management, an activity separate from his work at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and participant-level retirement advice, supported by a network of more than 22,800 advisors.

Jeffrey Chang is a financial advisor with Cetera, holding a Series 63 designation and bringing 28 years of industry experience. He has a diverse professional background including roles at Avantax Advisory Services and ownership of Chang & Company, CPA, Inc., an accounting firm he has led since 1990. Chang serves as an elected trustee for the United Chinese Society of Hawaii and sits on the board of directors for AOAO Century Square, a commercial office condominium in Honolulu. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform that includes both affiliated and third-party investment options.

Richmond Lee is a financial advisor at Raymond James Financial with three years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones, First Hawaiian Bank, and Bank of Hawaii. Outside of finance, he operates a balloon twisting business in Honolulu. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and other clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized municipal and public-finance capabilities.

Sean Smith is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at multiple firms, including The Strategic Financial Alliance and Cambridge Investment Research Advisors. Smith is also involved with The Retirement Coach LLC, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Gordon Sato is a CFP®-designated financial advisor with over 42 years of industry experience. He has worked at Osaic since 2017 and previously held roles at Signator Investors, Inc., Pyramid Insurance Center Ltd, and Intersecurities, Inc. In addition to his advisory work, he operates a sole proprietorship selling fixed life insurance, annuities, and health insurance products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors, providing integrated brokerage and advisory services, financial planning, and access to various investment platforms and third-party managers. The firm employs asset-allocation tools and risk management strategies to construct portfolios across multiple asset classes on both discretionary and non-discretionary bases.

George Hirai is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing and its predecessor firm since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kiyonobu Oda is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1993. In his role, he assists clients in building wealth management strategies tailored to their individual needs, emphasizing a comprehensive approach and informed decision-making. His expertise includes college education planning, divorce transition planning, family wealth management strategies, and services for endowments, foundations, and non-profits. He also provides support for defined benefit and defined contribution plans, liquidity management, personal retirement planning, portfolio management services, and retirement income. Kiyonobu holds a Bachelor's Degree from the University of Hawaii System. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC).

James Seto is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley since 2009, including over a decade at Morgan Stanley Private Bank, National Association. His prior experience includes roles at Citigroup Global Markets, Wells Fargo Clearing, and Prudential Equity Group, LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Bradley Itagaki is a CFP® with 15 years of experience, currently serving at Raymond James Financial in Honolulu, HI. He has been with Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. since 2017 and also works with First Hawaiian Bank. Outside of his advisory roles, he devotes significant time as a Wealth Advisor at First Hawaiian Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers programs that integrate technology and specialized advisory services.

Haruka Shoji is a financial advisor with LPL Financial in Honolulu, HI, holding a Series 66 designation and seven years of industry experience. Her work history includes roles at Central Pacific Bank since 2018 and entrepreneurial experience with UniValue Creations LLC from 2013 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and retirement advice, with account management supported by proprietary research and technology tools.

Robert Habeeb is a Financial Advisor with Merrill Lynch Wealth Management. He began his career at JP Morgan Chase, where he served high-net-worth clients with cash management and credit solutions before transitioning into wealth management. Currently, he guides individuals and families with substantial means through the complexities of financial planning, focusing on turning wealth into lasting freedom and security. Robert holds a Bachelor's Degree in Capital Markets and Business Economics from Bentley University and holds the designation of Personal Investment Advisor (PIA). His expertise includes equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He works with high-net-worth individuals and business owners to coordinate complex financial elements into intentional strategies, bringing clarity and alignment to long-term priorities. Outside of his professional work, Robert enjoys camping, cooking, football, golfing, hiking, music, reading, rock climbing, and spending time with his family. His mission is to provide enduring financial stewardship that ensures continuity, security, and impact across generations.

Brett Sasaki is a financial advisor with LPL Financial in Honolulu, HI, holding a Series 66 designation and seven years of industry experience. He has worked with LPL Financial and Central Pacific Bank since 2018 and previously spent three years with American Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party strategies.

Phuong Ly is a Series 66-licensed financial advisor with Edward Jones in Honolulu, HI, with 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Wang Kar Lee is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Lee has worked at Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he operates a sole proprietorship. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including the use of Monte Carlo simulations and global return estimates.

Dennis Fukushima is a Wealth Management Advisor with Merrill Lynch Wealth Management, providing personalized financial strategies to help clients pursue their long-term goals. He serves as a primary point of contact, leveraging a team of investment professionals and the extensive resources of Merrill Lynch and Bank of America to deliver disciplined wealth management solutions. With over 30 years of investment experience, Dennis specializes in services for endowments, foundations, non-profits, portfolio management, retirement income, and women and wealth. Dennis holds the Certified Investment Management Analyst® (CIMA) designation, awarded by the Investments & Wealth Institute™ in collaboration with the MIT Sloan School of Management. He also carries the Personal Investment Advisor (PIA) credential and earned a bachelor’s degree from the University of Hawaii System. Rooted in the Hawaiian islands for four generations, Dennis participates actively in the local community. He volunteers with various non-profit organizations including Aiea High School and the Kiwanis Club of Pearl Harbor, continuing Merrill’s tradition of community involvement where he serves.

Luke Bales is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bare Wealth Advisors and the Center For Financial Literacy. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Alyssa Mc Candless is a financial advisor with Raymond James Financial in Honolulu, HI, holding a Series 66 designation and four years of industry experience. She has worked at Raymond James Financial since 2020 and is also employed at First Hawaiian Bank, where she provides administrative support and account servicing to private wealth management clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored non-discretionary planning and analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Reid Takamoto is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively, and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Joshua Boney is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he collaborates with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. His areas of focus include general investing, retirement planning, and preparation for unexpected financial events. Additionally, he facilitates access to specialists for banking, credit, home financing, and small business solutions within Bank of America. Joshua holds a Bachelor's Degree from the University of Hawaii System and a Master of Business Administration (MBA) from Carnegie Mellon University. He has earned the designation of Personal Investment Advisor (PIA), reflecting his expertise in investment management. Through ongoing advice and guidance, he supports clients as their financial needs evolve.