Padraic Spain is a financial advisor at Empower Advisory Group with one year of industry experience. He holds a Series 66 designation and has worked previously at firms including Fidelity Investments and Singer Wealth. Spain’s background also includes a long tenure at Shepherd Kaplan Krochuk from 2006 to 2022. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach emphasizes long-term portfolio returns and integrates tightly with Empower’s recordkeeping and administrative platforms.

Renee Johnson is a financial advisor with Truist Advisory Services, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. She previously worked at JPMorgan Chase Bank and Wells Fargo in various roles from 2015 to 2025. Outside of her advisory work, she serves on the executive board and finance committee of Friends of WLRN, a local public media nonprofit, and is on the executive board of the Boca Bowl, an event managed by ESPN Events. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary approaches supported by third-party platforms and manager relationships.

Harvey Stein is a ChFC® credentialed financial advisor with Independent Financial Partners, bringing 42 years of industry experience. He has held roles at IFP Securities, LLC since 2019 and has been with Independent Financial Partners since 2011. Stein serves as a trustee for several family trusts, including the Melvin Siegel Credit Shelter Trust and other non-investment related life insurance trusts. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of about 261 independent advisors. The firm offers a decentralized advisory model with discretionary and non-discretionary management options and is noted for its retirement-plan advisory and pension consulting capabilities.

Larry Saffer is a financial advisor at Guardian Life with 35 years of industry experience, holding Series 63 and Series 65 credentials. He has been with Guardian Life since 1991 and founded the Broward Business Networking Group, where he serves as president. Outside of his advisory work, he coaches ice hockey for youth aged 10 to 14. Guardian Life’s Park Avenue® Wealth Management operates as a dually registered broker-dealer and SEC-registered investment adviser, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and a range of advisory programs.

Howard Kramer is a CFP® professional with 38 years of experience in the financial services industry. He is currently with Commonwealth Financial Network, where he has worked since 1998 with a brief tenure at Merited Wealth, LLC. He is also president of H.A. Kramer & Associates, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers multiple program structures and manages discretionary model portfolios through its Investment Management and Research team.

Evelyn Tai is a financial advisor with Eagle Strategies (NY Life) based in Sunrise, FL. She holds the ChFC® designation and Series 63 license, with 29 years of industry experience. She has been associated with New York Life and Nylife Securities Inc. since 1996. Outside of her advisory role, she is a shareholder in a reinsuring company related to life insurance products and an officer in a real estate investment company. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored solutions across multiple program types, emphasizing non-discretionary management and fiduciary responsibilities, particularly in retirement plan services.

Alfredo Martinez is a financial advisor at HighTower Advisors with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with HighTower since 2016. Martinez is also involved with Capstone Strategic Wealth Advisors, LLC, providing administrative services related to RIA practices. HighTower Advisors delivers investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles.

Jose Fonte is a financial advisor at Truist Advisory Services in Weston, FL, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Thrivent Investment Management and Truist Investment Services, along with teaching positions at Florida International University, Florida Atlantic University, and St. John Paul II High School. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration.

Zain Mir is a financial advisor with Truist Advisory Services holding a Series 66 license and one year of industry experience. He has worked within the Truist organization since 2015 in various roles across Truist Bank and Truist Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to support investment decisions and fiduciary responsibilities.

Juan Lenis is a financial advisor with Truist Advisory Services and holds a Series 66 designation. He has 12 years of industry experience, including a decade at Merrill and Bank of America. Lenis serves on the board of the Florida International University Broward Alumni Association, where he assists in planning networking events and providing career guidance to students. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm implements advice through a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Jeffrey Klatzko is a financial advisor at Equity Services, Inc. with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and Northwestern Mutual. Outside of his advisory role, he is involved with the Palm Beach Gardens Youth Athletic Association and serves on the board of the William T. Dwyer High School Finance Academy. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently uses third-party asset managers, combining long-term strategies with options for shorter-term trading.

Mitchell Rubin is a CFP® with 29 years of industry experience, currently with Hornor, Townsend & Kent, LLC. He previously worked at Next Financial Group, Inc. for 14 years and has operated an insurance brokerage and pension plan administration business. Rubin serves on the boards of several nonprofit organizations, including the Small Business Council of America and the Metropolitan Equestrian Team, and is involved in equestrian activities through his ownership of The Lara Group, Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm provides both advisory and broker-dealer services, featuring third-party asset manager relationships and discretionary and non-discretionary account options.

Mitchell Smith is a financial advisor at TLG Advisors, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 designations and has held roles at The Leaders Group Inc and Kestra Financial Services, Inc. He is also a managing principal and partner at Vanbridge, where he oversees business operations. TLG Advisors serves individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and other institutional investors. The firm’s investment approach emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, with many accounts managed through sub-advisors and program platforms.

Jackson Halliwell is a financial advisor at Rockefeller Financial LLC with one year of industry experience. He holds the Series 66 designation and has worked at Rockefeller Financial since 2025. Prior to his advisory role, he spent four years at Babson College and four years at Miami Country Day School. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer that offers securities transactions, variable insurance products, and placement and investment banking services.

Abraham Ser is a financial advisor at Valic Financial Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Valic Financial Advisors since 2019. Prior to this, he was associated with Agia, where he also serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Craig Kirsner is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at AE Wealth Management since 2017 and leads Kirsner Wealth Management since 2022. Outside of his advisory role, Kirsner is the owner of OutstandingEbooks, Inc., an internet-based eBook sales business, and is an author of investment-related books. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining AEWM-managed, third-party, and advisor-managed models, along with services such as financial planning, discretionary asset management, and plan consulting.

Gonzalo Perez Verdia is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2007. Outside of his advisory role, he owns short-term rental properties in Weston, Florida, and Tulum, Mexico. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and derivative services.

Angela Parkinson Flores is a financial advisor at PNC Wealth Management in Fort Lauderdale, FL, with one year of industry experience. She holds the Series 66 designation and has worked with PNC Investments LLC since 2025, following an 18-year tenure at PNC Bank. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio offering for employees that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs with annual rebalancing.

Asher Lieblich is a financial advisor with Commonwealth Financial Network, holding the CFP® and Series 63 designations and bringing 36 years of industry experience. His career includes long tenures at Avantax Advisory Services and Avantax Investment Services, as well as operating his own firm, A Lieblich & Co, since 1980. Outside of advising, he provides tax preparation and accounting services through Lieblich Financial Services. Commonwealth Financial Network serves a national network of advisors and their clients, offering various advisory programs, wealth management, and retirement plan consulting. The firm supports its advisors with operations, trading, technology, compliance, and practice-management resources, while providing access to a broad range of investment products and discretionary model portfolios.

Ryan Malfitano is a CFP® professional with 16 years of industry experience, currently serving at Ameritas Advisory Services, LLC. He has held roles at several Ameritas affiliates since 2012 and is also an independent insurance agent licensed to sell fixed insurance products through Lawless, Edwards & Warren LLC. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to a diverse clientele, including individuals, corporations, and institutional clients. The firm utilizes both in-house and third-party investment strategies and offers a range of discretionary and non-discretionary programs.