Santo Montalbano is a financial advisor with J.W. Cole Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2016 to 2020 before joining J.W. Cole in 2020. Montalbano is also the managing partner of JWC Wealth Management, where he oversees approximately 125 clients and manages advisors and staff. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and offers fee-based portfolio management, financial planning, and retirement plan services for individuals, high-net-worth clients, and institutional accounts. The firm employs a variety of investment strategies and platforms, including digital advice and third-party managers, serving clients through both discretionary and non-discretionary arrangements.

Tyrone Debique is a CFP® with 27 years of experience in the financial industry, currently serving at Truist Advisory Services. His prior work includes roles at BB&T Securities, LLC and SunTrust Advisory Services. Outside of his advisory career, he is involved in managing and owning several nutrition and fitness-related businesses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research and inter-affiliate integration.

Christopher Holway is a financial advisor with Voya Financial Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Voya Financial Advisors since 2015. Outside of his advisory role, he is also an independent insurance agent. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of advisory programs including model portfolios, third-party money manager accounts, and both discretionary and non-discretionary investment options, supported by an active broker-dealer distribution model and extensive affiliate network.

David Poudrier is a Certified Financial Planner (CFP®) with 15 years of industry experience. He is currently with Savant Wealth Management and previously worked at Exencial Wealth Advisors, Willingdon Wealth Management, and Charles Schwab. Savant Wealth Management serves a wide range of clients including individuals, families, pension and profit-sharing plans, charitable organizations, and corporations, offering comprehensive wealth management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and maintains approximately $55.6 billion in assets under management.

Jonathan Rojas is a financial advisor at Steward Partners Investment Advisory, LLC with four years of industry experience. He holds the Series 65 and Series 63 credentials and has previously worked at Citigroup Global Markets Inc, U.S. Bank, and Raymond James Bank. Steward Partners Investment Advisory, LLC is an enterprise-scale, SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering a range of investment advisory and financial planning services through both discretionary and non-discretionary portfolio management.

James Granat is a financial advisor at Independent Financial Partners with two years of industry experience. He holds the Series 66 designation and has prior experience at Wilson Business Group, Tate High School, Pensacola State College, and Northwest Florida State College. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

James Neshewat is a financial advisor at J.W. Cole Advisors, Inc. with 14 years of industry experience. He holds a Series 66 designation and has been with J.W. Cole Advisors and J.W. Cole Financial since 2013. Outside of his advisory role, Neshewat serves as chairman of the Palatka Housing Authority Board of Commissioners and is involved in estate planning through his partnership in a law firm. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a network of over 400 independent advisors. The firm offers portfolio management, financial planning, and access to multiple managed account solutions, implementing investment decisions on both discretionary and non-discretionary bases.

Vicki Beam is a financial advisor at J.W. Cole Advisors, Inc. with 24 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.W. Cole Advisors and J.W. Cole Financial since 2011. Outside of her advisory work, she is involved in Michigan College Planning, LLC, which provides college planning assistance, and serves as president of Keep Whitewater Rural, a local group focused on township planning enforcement. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party investment managers, and multiple managed account solutions.

Anthony Rome is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL. He has been affiliated with Sequoia Financial Group and its related entities since 2018 and previously worked at PNC Investments, Harwood Advisory Group, and AXA Advisors. Sequoia Financial Advisors, LLC offers wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including high-net-worth individuals, family offices, corporations, and charitable organizations. The firm employs a mix of model and custom portfolio management strategies utilizing various investment vehicles, supported by an Investment Policy Committee and ongoing research and due diligence.

Curtis Yourkievitz is a CFP® professional at J. W. Cole Advisors, Inc. in Tampa, FL, with 21 years of experience in the financial industry. He has been with J.W. Cole Advisory, Inc. and J.W. Cole Financial, Inc. since 2009. Outside of his advisory role, he serves as an Assistant Scout Master for Scouting America. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and provides fee-based portfolio management, financial planning, retirement services, and access to third-party investment platforms for individuals, high-net-worth clients, and institutions. The firm employs a mix of fundamental and technical analysis, model and manager-based strategies, and offers both discretionary and non-discretionary account management.

Tammy Engel is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and having four years of industry experience. She has worked at Transamerica Investors Securities Corporation since 2022 and at Transamerica Life Insurance Company since 2017. Her earlier experience includes roles at Innovative Designs Inc., R'Club, and the Pinellas County School District. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and advisory services focused on asset allocation, contribution rates, and retirement timing. The firm uses proprietary tools from Morningstar Investment Management for portfolio construction and oversight, providing both discretionary and non-discretionary advice to a large client base.

Jeannine Klos is a financial advisor at Truist Advisory Services with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors and Truist Investment Services. Outside of her advisory role, she serves as a non-compensated corporate treasurer for a privately held residential real estate appraisal firm owned by her family. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm’s offerings include asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that leverages third-party platforms and AI-enabled research tools.

Jacob Hoover is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and two years of industry experience. Prior to joining Steward Partners, he worked in education at several institutions including Florida State University and the University of South Florida. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of advisory and financial planning services with both discretionary and non-discretionary portfolio management.

Barrington Brower Jr. is a financial advisor with J. W. Cole Advisors, Inc. based in Tampa, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Gabor Financial Solutions and SnapRaise. Outside of his advisory work, he provides notary public services. J. W. Cole Advisors operates a large network of independent investment adviser representatives, offering fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary account management and access to multiple third-party managers.

John Kennedy is a CFP® with 15 years of industry experience, currently affiliated with J.W. Cole Advisors, Inc. since 2017. His prior roles include positions at Mosaic Wealth Management and G.A. Repple & Company. Outside of his advisory work, he is involved in estate planning services through CandorPath Estate Planning Services, collaborating with attorneys to create estate plans. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, and access to various managed account solutions, implementing investment decisions on both discretionary and non-discretionary bases.

Susan Chandler is a financial advisor at Oppenheimer with 26 years of industry experience. She has been with Oppenheimer since 2010 and holds Series 63 and Series 65 licenses. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, using strategic and tactical asset allocation alongside various investment vehicles, and acts as a qualified custodian for client assets.

Jakob Muehlschlegel is a Series 66 licensed financial advisor with Independent Financial Partners, based in Tampa, FL. He has four years of industry experience and has worked at IFP Securities, LLC since 2021. His prior roles include positions at Synovus Bank, Finances for the Fearless, and involvement with Medinah and Bowes Creek Country Clubs. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with notable capabilities in retirement-plan advisory and pension consulting.

Scott Satalino is a financial advisor with Valic Financial Advisors, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. His career includes roles at Aetna Investment Services and Equitable Distributors, LLC. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

Jared Knowles is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC since 2019. His prior experience includes roles at LPL Financial and Triad Advisors. He is also the owner of CF Thumbs Up LLC, a business unrelated to investment advisory. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Jason Hyslop is a CFP® professional with 25 years of industry experience, currently serving at Truist Advisory Services. He previously worked at Raymond James & Associates for 19 years and spent time with Raymond James Insurance Group. Hyslop holds Series 63 and Series 65 licenses and is based in Tampa, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.