Joseph Hague is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes roles at TD Ameritrade and Charles Schwab Bank SSB. Prior to entering the financial industry, he worked at the University of Oklahoma for seven years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary portfolios, using multi-asset model portfolios and a centralized operational structure.

Connor Craddock is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and four years of industry experience. His prior positions include roles at TD Ameritrade and Enterprise Holdings. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with integrated advisory, brokerage, and custody services, offering both non-discretionary advisory guidance and access to affiliated discretionary separately managed accounts.

Ryan Morgan is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has three years of industry experience. His background includes roles at Charles Schwab Bank, Bang Energy, Walmart, and service in the US Army Reserves. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, with a multi-asset model portfolio approach and integrated custody and brokerage services.

Jason Jang is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple firms including Keller Williams Realty and Veryable prior to joining Schwab. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and centralized custodial and supervisory services.

Caleb Kiser is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab Co., Inc. since 2023, including a current role at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wrap fee advisory programs, managed accounts, and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts and features a multi-asset investment approach supported by centralized custody and operational infrastructure.

Robert McGraw is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2019. His prior experience includes roles at GuideStone Financial Resources and Main Street Insurance Agency. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Steven Campbell is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. His background includes roles at Charles Schwab, Cloverpop by Clearbox Decision, Accenture, Charles River Associates, and Target. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory and managed-account services through its integrated wrap fee programs and affiliated discretionary portfolios.

David Kemper is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Fidelity Brokerage Services LLC for 12 years. Outside of his advisory role, he is an independent insurance agent and has been involved as a sales representative of health and beauty products. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals, providing account implementation across multiple platforms and custodians.

Christopher Leotta is a financial advisor at Charles Schwab with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab since 2022, following a 12-year tenure at TD Ameritrade. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure for custody, order routing, and alternative investment due diligence.

Erin Pennix is a CFP® with eight years of industry experience, currently advising at Charles Schwab since 2023. Prior to Schwab, she worked at TD Ameritrade for six years and has experience in insurance and academic roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers multi-asset model portfolios along with a formal alternative investments program.

Sterlin Arledge is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Merrill, TD Ameritrade, and Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment services supported by centralized custody and operational infrastructure.

David Surles Jr. is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses and 11 years of industry experience. Before joining Schwab in 2020, he worked at USAA Investment Management Company and USAA Financial Advisors from 2014 to 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Joshua Braddy is a financial advisor with Charles Schwab holding a Series 66 designation and seven years of industry experience. His work history includes positions at Charles Schwab Bank SSB, Schwab Private Client Investment Advisory, J.P. Morgan Chase Bank, JP Morgan Securities LLC, Merrill, and Bank of America. He is based in Westlake, Texas. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a primarily non-discretionary client relationship model combined with access to discretionary separately managed accounts, employing multi-asset model portfolios and due diligence on alternative investments.

Stewart Flick is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios, written advice policies, and a formal alternative-investment onboarding process.

Timothy Kohn is a financial advisor at Charles Schwab with 25 years of industry experience. He holds the CFP® and CFA® designations as well as Series 66 and Series 63 licenses. His prior roles include positions at Arcus Capital Partners, LLC, Thomaspartners, Inc., and Windhaven Investment Management, Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio investment approach supported by centralized operational infrastructure.

Mark Elafros is a financial advisor at Charles Schwab with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Brookstone Capital Management, American Trust Investment Services, and Ausdal Financial Partners. He is based in Westlake, TX. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with discretionary separately managed accounts and offers a multi-asset, model portfolio investment approach supported by in-house research and a formal alternative-investment program.

Chase Maderious is a financial advisor with Charles Schwab holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple Charles Schwab entities since 2022 and previously at TD Ameritrade. Prior to his financial services career, he held various roles including positions in hospitality and facilities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Dominique Bess is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and three years of industry experience. Their work history includes roles at Charles Schwab Bank SSB since 2023, Charles Schwab since 2018, the University of Indianapolis, and Paychex. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and emphasizes a multi-asset model portfolio approach supported by extensive research and due diligence.

Hugo Roman Jr is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 credentials and has five years of industry experience. Prior to joining Schwab in 2020, he worked at Walgreens Pharmacy from 2011 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Bobby Needham III is a financial advisor at Charles Schwab with 14 years of industry experience. His previous roles include positions at Fidelity Investments and TD Ameritrade. He holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment due diligence process.