Aaron Francis is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and 17 years of industry experience. He previously worked at UBS Financial Services for three years and Scottrade, Inc. for ten years. Outside of his advisory role, he serves as the executor of an estate and also acts as trustee for a living trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Stephen Nsien is a financial advisor at J.P. Morgan Securities in Frisco, TX, holding Series 63 and Series 65 licenses with four years of industry experience. His prior experience includes roles at Fisher Investments and Ontellus, as well as operating a notary business providing services in correctional facilities. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and manager due diligence to deliver customized, non-discretionary advice.

Travis Taylor is a financial advisor at Merrill with 28 years of industry experience. He holds Series 65 and Series 63 credentials and has been with Merrill since 1999, also spending part of his recent career at Bank of America. He serves on the Social Enterprise Steering Committee for Grace Avenue United Methodist Church in Frisco, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Alec Bennett is a financial advisor at Mass Mutual Investors Services with two years of industry experience. Prior to his financial advisory career, he served seven years in the U.S. Army and currently holds a position as a Civil Affairs Captain in the U.S. Army Reserve. He also works as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual planning engagements using firm-approved analytical tools, with implementation options available through separate brokerage or insurance arrangements.

Suhrob Karimov is a financial advisor with Ameriprise in Frisco, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for seven years and at Crest Cadillac, part of Berkshire Hathaway Automotive, for two years. Karimov also provides financial advice through RBFCU. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations focused on income sources, tax efficiency, and withdrawal strategies.

Homer Ramirez is a CFP® professional with 14 years of industry experience, currently serving at Raymond James & Associates since 2024. Prior to this, he worked for nine years at JPMorgan Securities LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Lloyd Woelfle is a CFP® with 49 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Woelfle is co-owner of Woelfle-Notman, LLC and RDLP Corp, businesses involved in managing his advisory operations and related office services. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Margaret Sanchez is a financial advisor with Merrill in Frisco, TX, holding a Series 63 designation and 36 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is a co-owner of a family rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Tyler Dempster is a CFP® professional with nine years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has prior experience with Securities America Advisors. Outside of his advisory role, he is involved in financial education as a presenter and author. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of strategies and platform options tailored to client objectives.

Nash Noorali is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Northwestern Mutual Investment Management and JPMorgan Chase Bank, N.A. Noorali is also involved in non-investment business activities, including ownership interests in a commercial real estate firm and a retail corporation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

John Kopenhaver is a Certified Financial Planner (CFP®) with 32 years of experience in the financial services industry. He is currently with LPL Financial and has held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management options.

Rusti Rogger is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 22 years of industry experience. She previously worked at UBS Financial Services for 26 years before joining Wells Fargo. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Jarvis is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 35 years of industry experience. He has worked at Cetera since 2017 and previously spent eight years at Girard Securities, Inc. He also manages his own financial and insurance services firm, Legacy Financial Advisors, and is involved in selling life, disability, and long-term care insurance. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that supports various investment strategies and custodial arrangements.

Karen Hawthorne is a financial advisor with Merrill based in Frisco, TX, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Merrill for 26 years, beginning in 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies guided by internal and third-party managers.

Marion Parker is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services LLC. Outside of finance, Marion has been involved with fitness-related ventures including Rumble Boxing, Total Fitness Kickboxing, and Camp Gladiator. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Muralidharan George is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their personal priorities and financial goals. His approach involves developing tailored strategies that address a variety of needs, such as retirement planning, funding education, and managing unexpected expenses. He emphasizes simplicity and transparency in wealth planning, aiming to make the process accessible and aligned with each client's unique circumstances. Mr. George holds a Personal Investment Advisor (PIA) designation and has earned a Master's Degree, an MBA, both from Wayne State University, as well as a Bachelor's Degree from Bharathiar University. Proficient in multiple languages including English, Hindi, Tamil, Telugu, Kannada, and Malayalam, he is positioned to serve a diverse client base. He is affiliated with Merrill Lynch Wealth Management as his primary professional organization.

Mark Blankinship is a financial advisor with Ameriprise in Van Alstyne, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. His career includes prior roles at Logsdon Wilson Wealth Advisors LLC, Raymond James Financial Services Advisors, Inc., and a previous tenure at Ameriprise. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering personalized, research-driven recommendations focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic tools with advisor oversight to tailor plans, while offering a broad range of advisory, brokerage, and insurance solutions.

Lucas Chavez is a financial advisor with RBC Capital Markets in Dallas, TX, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Farmer's Insurance, Metlife, and several other firms. Outside of finance, he works as a rideshare driver and bartends at an Afghani restaurant in Dallas. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services, with tailored investment strategies implemented through a mix of internal and external managers.

Charles Daniel is a Wealth Management Advisor at Merrill Lynch Wealth Management based in Frisco, TX. He focuses on assisting business owners who are planning to exit within the next 3-5 years, helping them develop long-term wealth plans and maximize their assets. His approach includes personalized wealth management strategies tailored to individual goals and circumstances. With expertise in areas such as pre-sale planning for business owners, portfolio design, college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income, Charles works collaboratively with clients and their families to provide thoughtful advice. He leads a team with over 50 years of wealth management experience, emphasizing comprehensive understanding of clients' financial situations and personal goals. Charles holds a Bachelor's Degree from the University of Southern California and holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. He is a member of the USC Alumni Association. In addition to his professional work, Charles is involved in community volunteering and enjoys cooking, golfing, tennis, traveling, and spending time with his family.

Garrett Linker is a Series 66-credentialed financial advisor with 13 years of industry experience. He is currently with Cetera and has held roles with various Cetera entities since 2020, as well as prior experience at First Allied Advisory Services and Linker Financial Group. Outside of his advisory work, he serves on the Prosper ISD School Board and is an elected board member of the Prosper Historical Society. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting a broad network of over 10,000 advisors and more than $256 billion in assets under management.