Sara Hibbs is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Cambridge Investment Research Advisors and ProEquities, Inc. In addition to her advisory work, she owns a lawn care business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a range of advisory and brokerage services.

Kenneth Bluestein is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 25 years of experience in providing financial and wealth management advice and services to affluent families, individual clients, closely-held businesses, and non-profit organizations. His expertise includes family wealth management strategies, legacy planning, retirement income, portfolio management services, and small business strategies. Kenneth works closely with clients through personal consultations to establish quantifiable goals and prioritize their financial needs. He develops and implements customized strategies leveraging a wide variety of financial instruments, including developing tailored approaches for corporate retirement plans. He holds a Bachelor of Science degree in Corporate Finance from the University of Alabama System and maintains FINRA registrations Series 7, Series 63, and Series 65. Additionally, he holds the designation of Personal Investment Advisor (PIA). Outside of his professional role, Kenneth engages in community involvement and enjoys golf, coaching basketball, and traveling with his wife, Karen, and their three children.

Mary Mullin is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at Morgan Stanley and Adams Beverages, as well as seven years at The University of Alabama. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donna Womack is a financial advisor at Morgan Stanley with Series 63 and Series 66 licenses and 35 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets from 2003 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with comprehensive financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models in its advisory process.

Michael Turnbough is a financial advisor with Raymond James & Associates in Birmingham, AL. He holds Series 63, 65, and 66 licenses and has 32 years of industry experience, including 14 years with Raymond James. Raymond James & Associates is a large firm serving individuals, institutional clients, and various organizations with financial planning and investment consulting. The firm offers a range of portfolio management styles and specialized services, including municipal advisory and employer consulting programs.

Charles West II is a financial advisor with Morgan Stanley who holds Series 63, 65, and 66 licenses and has 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, West participates in community activities as a member of the Finance Committee for the Black Chamber of Commerce of Palm Beach County and assists with property rehabilitation projects related to agriculture and real estate through a family enterprise in Alabama. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to tailor plans to client needs.

Bonnie Brewer is a financial advisor at Cetera with 12 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Ameriprise Financial Services, and SA Stone Wealth Management. Outside of advising, she is involved in retail and online sales through her role at Pottery Barn. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Michael Jones is a financial advisor with Primerica Advisors in Birmingham, AL, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked at PFS Investments Inc. since 2020 and has been involved with Primerica Financial Services since 1995. Outside of his advisory role, he is the owner and salesperson of Harmony Remodeling, Inc., a non-investment-related business. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Michael Mullis is a financial advisor at LPL Financial with 27 years of industry experience. He holds the PFS™ and Series 63 designations and has previously worked at Kestra Advisory Services and Securities America Advisors. Mullis is co-owner of an investment-related real estate business with family involvement. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advisors with a range of discretionary and non-discretionary investment options supported by operational and research tools.

Kelly Webb is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 63 designation and 25 years of industry experience. She previously worked at Merrill from 2008 to 2022 before joining Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models as part of its advisory services.

Clay Wheeler is a financial advisor with Wells Fargo Clearing in Birmingham, Alabama, holding Series 63 and Series 65 licenses and 26 years of industry experience. He previously worked at Bank of America, N.A. for 11 years before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Clay Kaplan Jr. is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at First Horizon Advisors, Iberia Bank, Regions Bank, and Morgan Keegan & Company, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Elliot Hicks is a financial advisor at OSAIC with 26 years of industry experience. He holds the CFP® and Series 63 designations and previously worked for Securities America, Inc. and Securities America Advisors from 2015 to 2024. In addition to his advisory role, he serves as executor of his brother and sister-in-law’s will. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a broad network of advisers, utilizing asset-allocation tools, risk-tolerance assessments, and third-party money managers to construct and manage portfolios.

Ronald Fritze is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Wachovia Securities Financial Network since 2009. Outside of his advisory work, he has ownership interests in a hunting club and manages an investment-related financial business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu focusing on diverse client needs, supported by proprietary research and tools.

Thomas Ward Jr. is a financial advisor at Stifel with Series 63 and Series 65 credentials and 40 years of industry experience. He has been with Stifel since 2015. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, which serve as a basis for client decisions.

Eugenia Smallwood is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. Her prior experience includes roles at PNC Managed Account Solutions, St Johns Wealth Management, and BBVA Compass Investment Solutions. She serves as a trustee for family trusts and acts as executor and fiduciary for estate matters. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines extensive research and analytics with a broad range of brokerage and advisory solutions.

Kenneth Yarbrough is a financial advisor with Raymond James & Associates based in Birmingham, AL. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. Yarbrough has been with Raymond James & Associates since 2013 and also serves on the Council On Accreditation Of Nurse Anesthetist since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Elizabeth Anderson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Her prior work includes nine years at Concourse Financial Group Securities Inc. She serves on several boards, including as Chair of the Board of Directors for the Investments & Wealth Institute and as a board member of the Financial Services Institute and the Freshwater Land Trust. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients nationwide. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Gregory Majors is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds a Series 66 designation and has been with Raymond James for 13 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional accounts, and municipal entities, offering a range of financial planning, consulting, and advisory services with a primarily non-discretionary approach.

Arin Lawrence is a financial advisor at Wells Fargo Advisors with Series 66 credentials and one year of industry experience. Before joining Wells Fargo Advisors, Arin was involved in the restaurant business, including roles at Little Donkey Taqueria, LLC and Saigon Noodle House. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions using a broad planning menu that includes retirement, education, risk management, and specialized services such as business-owner transition and divorce planning. The firm combines advisory services with other financial products and referral channels to serve clients with diverse financial needs.