John Limpert is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Brokers International Financial Services since 2007 and operates John Limpert Financial & Insurance Services, Inc. Additionally, he is involved as an independent insurance agent and owns a tax preparation business managed by a tax professional. Integrity Alliance serves a broad client base, including individuals, corporations, and qualified retirement plans, through a large network of over 300 advisors managing approximately $5.4 billion in client assets. The firm offers a range of portfolio management and financial planning services, utilizing strategic, tactical, or adaptive investment approaches across multiple platforms.

Robert Rainey is a financial advisor with Integrity Alliance, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 38 years of industry experience, including roles at Lion Street Advisors and Visionlink Corporate Insurance Services, where he has been involved for nearly two decades. Outside of his advisory work, Rainey is engaged in compensation consulting through VisionLink Advisory Group, Inc. and develops software solutions for corporate bonus and incentive plan management. Integrity Alliance is a large advisory and brokerage firm serving individual investors, corporations, and qualified retirement plans. The firm offers a diverse range of investment options including advisor-managed accounts, model portfolios, and third-party sub-advisers, supported by comprehensive operational capabilities and insurance services.

Lawrence Smith is a financial advisor with Centaurus Financial, Inc. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has been with Centaurus Financial since 2007. Outside of his advisory role, he owns and operates a sales business called First Portfolio Financial. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management solutions, including discretionary and non-discretionary arrangements, employing various analytical approaches and third-party resources.

Christopher Lenihan is a financial advisor with D.A. Davidson & Co. in Irvine, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes service at the LA County Fire Department and seven years at the Robert E Harris Agency. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services from ERISA retirement plan advisory to comprehensive financial planning and private wealth management, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Austin Mc Gowan is a financial advisor with J. W. Cole Advisors, Inc. in Irvine, CA, holding Series 66 and Series 63 licenses with two years of industry experience. His prior roles include positions at Platinum Equity Advisors, LLC and KPS Capital Partners, LP. J. W. Cole Advisors operates a large network of independent investment adviser representatives and offers fee-based portfolio management, financial planning, retirement plan services, and access to third-party manager platforms for individual, high-net-worth, and institutional clients. The firm employs a combination of fundamental and technical analysis along with model or manager-based strategies, and advisors may manage client accounts on either a discretionary or non-discretionary basis.

Chad Milling is a financial advisor with Planmember Securities Corporation, holding the CFP® designation and Series 63 and 65 licenses, with 31 years of industry experience. He has been involved with Highmark Financial Solutions Group since 2010 and has worked in tax and financial services as well as with the Mccloskey Agency since 1994. In addition to his advisory role, he is active in insurance sales, focusing on long-term care. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation approach with risk-based mutual fund portfolios and supports clients through education, personalized planning, and participant services.

Amir Boghdady is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and provides bespoke discretionary solutions for high-net-worth relationships.

Mary Mar is a CFP® with 39 years of industry experience, currently serving at SPC since 2009 and previously with Sigma Financial Corporation since 2000. She is based in Laguna Hills, CA. Mary serves as chair of the Rotary District 5320 Finance Committee and is a board member of the Montilla Homeowners Association in Irvine, CA. SPC serves a diverse range of clients including high-net-worth individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services with a notable corporate structure that integrates affiliated broker-dealers and insurance agencies.

Madhavi Holay is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory in Irvine, CA. Her prior experience includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standardized asset allocation models and Schwab research tools. The firm delivers annual financial reviews and investment recommendations while clients retain final trading decisions.

Austin Lemoine is a financial advisor with Independent Financial Group, LLC and holds the Series 66 designation. He has one year of experience in the financial industry and previously worked in various emergency medical and fire rescue roles. He has been involved with Murrieta Fire & Rescue since 2020. Independent Financial Group is a large enterprise firm serving individuals, high-net-worth clients, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services through a combination of in-house and third-party managed portfolios, utilizing both discretionary and non-discretionary strategies tailored to client risk profiles.

Melissa Jones is a financial advisor with J. W. Cole Advisors, Inc. She holds Series 63 and Series 65 licenses and has 40 years of industry experience. Her career includes roles at J.W. Cole Advisors, J.W. Cole Financial, Douglas W. Jones Associates Financial and Insurance Services, Accent Insurance Brokerage, and Transamerica Life. Outside of her advisory work, she authored a book on Oregon Trail history and created a related website. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a national network of over 400 independent representatives. The firm offers portfolio management, financial planning, access to third-party managers, and multiple managed account solutions, implementing investment decisions through discretionary or non-discretionary approaches.

Richard Yuen is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds a Series 66 designation and has worked at CitiGroup, UnionBanc Investment Services, and MUFG Union Bank since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs combined with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities alongside unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Jake Alexis is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and RBC Capital Markets. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs that include multi-asset, multi-manager strategies. The firm combines large institutional scale with unique market roles, providing both discretionary and non-discretionary portfolio management alongside broker-dealer execution and custody services.

Caden Wiles is a CFP® and holds a Series 66 license with five years of industry experience. He is currently an advisor at Schwab Wealth Advisory and previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., The Vanguard Group, and Road Runner Sports. Wiles is based in Irvine, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Charles Schwab’s proprietary tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Jeffrey Dewees is a financial advisor with Sanctuary Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior experience includes roles at Merrill and Bank of America, N.A. He is also an officer and director of Auric Capital Partners. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports over 400 independent investment adviser representatives who employ a variety of investment strategies and utilize multiple managed account platforms.

Michael Andrews is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, where he has worked since 2022. His prior experience includes roles at Charles Schwab and USAA Financial Planning Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Ronald Perez is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 16 years with Legend Equities Corporation. The firm serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. Lincoln Investment provides a range of financial planning and investment management services, utilizing both strategic and dynamic approaches overseen by its Investment Management & Research team.

Banqi Yang is a CFP®, CFA®, and holds a Series 66 license with 12 years of industry experience. He is currently with Creative Planning, LLC and previously worked at Goldman Sachs & Co. LLC and The AYCO Company, L.P./Mercer Allied. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a broad range of affiliated non-investment businesses such as an affiliated law firm, trust company, and retirement plan recordkeeping services.

Rui Hu is a ChFC® and Series 66-registered financial advisor with four years of industry experience. He currently works at HSBC Securities (USA) Inc. and is concurrently a Bank Officer with HSBC Bank (USA) N.A., an affiliate of the securities firm. His prior experience includes roles at MML Investors Services LLC and MassMutual Life Insurance Company. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing a variety of client-directed and fully discretionary investment options. The firm’s investment approach integrates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, servicing a substantial portion of assets through non-discretionary client-directed portfolios.

Ross Christiansen is a financial advisor with Guardian Life and holds Series 63 and Series 65 credentials. He has six years of industry experience, including roles at Guardian Life, Park Avenue Securities, and Northwestern Mutual. Christiansen previously owned Rocketology LLC and currently receives residual income from the sale of that company. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs. The firm combines proprietary and third-party models and offers both discretionary and non-discretionary advisory relationships.