Stephen Wright is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley and its private bank since 2022 and previously spent nearly a decade at E*TRADE Capital Management and E*TRADE Securities. Outside of his advisory work, he is an officer at Zooganic Studios, a company involved in animation content creation and distribution. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models as part of its financial planning process.

Austin Arnoldini is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and over five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company, Northwestern Mutual Life Insurance Company, NYLife Securities LLC, Centene, and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jared Hemann is a CFP® with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. He has worked at Wells Fargo Clearing in two separate periods, totaling seven years, with additional experience at San Diego State University and the University of California, San Diego. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, and serves as an ERISA fiduciary when providing investment advice.

Thomas Morley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he occasionally works part-time for Lucasfilm, portraying Darth Vader in various media and promotional appearances. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, with a focus on tailored, discrete planning engagements.

Spencer Griffith is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works directly with clients to understand their financial goals and develop strategies tailored to pursue those objectives. His services encompass a broad range of areas including general investing, retirement planning, and saving for unforeseen circumstances. Additionally, he can facilitate access to specialists from Bank of America concerning banking, credit, home financing, and small business solutions. Spencer's expertise covers Divorce Transition Planning, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Individual and Corporate Investment Strategy, and Retirement Income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the California State University System.

Kevin Miller is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade. Charles Schwab serves a large client base, primarily high‑ and ultra‑high‑net‑worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by Schwab’s research and alternative investment due diligence.

Dennis Clapp is a CFP® with 16 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior experience includes roles at Bank of America, Merrill, and Wells Fargo. Outside of his advisory work, he owns a holding company for collector cars and manages a storage facility renting space to car collectors, and he also contracts as a social media influencer for the Chinese Culture Development Center. J.P. Morgan Securities LLC primarily provides investment consulting and advisory services to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Matthew Piedmonte is a financial advisor with Ameriprise in Westlake Village, CA, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement‑income planning focused on dependable income sources and tax‑aware withdrawal strategies.

Isaac Iny is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. Prior to joining LPL Financial in 2025, he worked at NEXT Financial Group for 21 years, Wells Fargo Clearing for one year, and Prudential Equity Group, LLC for five years. He is also involved as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides various financial planning and portfolio management options supported by tools like machine learning, serving a large network of over 22,800 advisors and managing substantial discretionary assets.

Richard Burress is currently Vice President and Branch Leader at Fidelity Investments, a position he has held since 2014. In this role, he leads a team of financial professionals dedicated to collaborating with individuals and families to develop comprehensive financial plans. Prior to this, he served as Assistant Branch Office Manager at Fidelity Investments from 2012 to 2014. His earlier experience includes serving as Vice President and Financial Consultant at Charles Schwab & Co., Inc. from 2000 to 2012 and as an Investment Advisor at John Hancock Financial Services from 1999 to 2000. Richard holds a California Insurance License. Outside of his professional responsibilities, Richard's personal interests include activities such as scuba diving, snowboarding, swimming, traveling, and spending time at the lake.

Michael Kent is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2011, following a brief tenure at Viapromeds. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering services on a non-discretionary basis.

Trevor O'Shaughnessy is a Financial Consultant currently working at Fidelity Investments since 2025. He has experience as an Investment Consultant at Fidelity Investments from 2024 to 2025, a Financial Advisor at Tamar Securities, LLC from 2023 to 2024, and a Financial Representative at Northwestern Mutual from 2022 to 2023. Trevor holds a California Insurance License. He focuses on working with clients to help instill confidence in their financial future by assisting them in developing actionable plans to pursue their financial goals. Outside of his professional work, Trevor has interests in cars, football, golf, music, parenthood, and pets.

Sarah Fodrea is a Vice President and Wealth Planner at Fidelity Investments, where she has worked since 2015. In her current role, she partners with clients to understand their financial goals and develop customized financial plans tailored to their unique needs. Sarah emphasizes building strong relationships with clients and their families based on trustworthiness, reliability, and competence. Prior to becoming Vice President, Wealth Planner, Sarah held roles as a Financial Consultant and Investment Consultant at Fidelity Investments. Her career also includes extensive experience at AIG Capital Services, Inc., where she served as Director of Internal Sales, Manager of Internal Sales, and Internal Wholesaler from 2000 to 2015. She holds a California Insurance License.

Kevin Wright is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Albert Cornel is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of advisory work, he serves as a paralegal collecting trust-related documentation and teaches kickboxing and hot yoga classes. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers. The firm offers integrated brokerage and advisory services and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Brandon Fraye is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and having two years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at UBS from 2019 to 2021 and has held various roles outside the financial services sector, including positions at California State University Northridge and The Sandwich Spot. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Brian Schwartz is a financial advisor at LPL Financial with 25 years of industry experience. He holds a Series 66 designation and has worked at firms including Western International Securities, Financial West Group, Ameriprise, Citigroup Global Markets, Merrill, and Morgan Stanley. In addition to his advisory work, he is involved in legal services as an attorney. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers comprehensive advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across a variety of asset classes.

Jeffrey Cordova is a financial advisor with Ameriprise Financial Services and holds a Series 66 designation. He has 17 years of industry experience, including roles at Ameriprise since 2016. Outside of his advisory work, he serves as President on the Board of Directors for Valley Circle Estates HOA in Sherman Oaks, CA. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Todd Smith is a financial advisor with LPL Financial, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 41 years of industry experience, including prior roles at National Planning Corporation and Cetera Wealth Services. Outside of his advisory work, he is involved in music as a DJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset allocations.

Rene Randel is a CFP® and CPA with 26 years of experience in financial advising. He is currently with Cetera and has previously worked with Avantax Advisory Services and Avantax Insurance. In addition to his advisory role, he owns a tax preparation and accounting business. Cetera Investment Advisers LLC serves a wide range of clients including individuals, corporate, charitable, and institutional accounts through a multi-manager platform offering diverse investment strategies and portfolio management services.