Alan Iinuma is a financial advisor at Osaic with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at SagePoint Financial, Inc. and Independent Capital Management. Outside of advisory work, he is involved in assisting clients with estate planning information gathering and has experience referring clients to mortgage brokerage services. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with tools for portfolio optimization and offers a range of managed account programs alongside alternative investment options.

Jasmine Alicea is a financial advisor at Edward Jones with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Nationwide Investment Services Corp and Unionbanc Investment Services. Outside of her advisory role, she serves as Secretary for the Tamarack Home Owners Association in Simi Valley, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors.

Christopher Goodenough is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Outside of his advisory role, he is involved with Konsulting by Kamerman, providing meeting preparation services for Ameriprise financial advisors. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis through a centralized consulting team to provide non-discretionary recommendations, emphasizing the use of Ameriprise managed accounts and algorithmic tools overseen by a Retirement Income Oversight Committee.

Charlotte Lowe is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2022, previously serving at Wells Fargo Clearing, Merrill, and UBS Financial Services. Outside of her advisory role, she is the chapter head of THE W SOURCE, a women’s networking group in Santa Barbara, focusing on organizing meetings and sharing opportunities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and investment committee estimates.

Michael Drews is a financial advisor at Cetera with 15 years of industry experience and holds the Series 66 designation. He previously worked at Avantax Advisory Services and related entities for 13 years. Outside of his advisory role, Drews owns and operates multiple tax and accounting firms where he provides tax preparation, bookkeeping, and investment advice. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Megan Lermer is a financial advisor with UBS Financial Services, holding a Series 63 designation and 28 years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney and Stifel. Outside of her advisory work, she has been involved in data entry activities with Pathmatics. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances.

Natasha Tyagi Gilbert is a Series 66-registered financial advisor at UBS Financial Services with 26 years of industry experience. She has been with UBS since 2000. Outside of her advisory role, she is involved in property management through ownership of a rental property business. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services that include financial planning and portfolio management supported by proprietary research and institutional trading capabilities.

Larry Coltin is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has worked at LPL Financial since 2021 and has prior experience with Paul Gross and Waddell & Reed, Inc. Coltin was also involved with the Kiwanis Club of Palmdale for nearly three decades and the League of Women Voters, Antelope Valley Chapter. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset management.

Lucia Perez is a Series 66-licensed financial advisor with Ameriprise in Santa Paula, CA, with 26 years of industry experience. She has been with Ameriprise and its related entities since 2000. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written Recommendation Reports and ongoing retirement income planning advice focused on dependable income and tax-aware withdrawal strategies.

Nava Spivak is a CFP® professional with 20 years of experience in the financial services industry. She has worked at Wells Fargo Clearing since 2016 and previously held roles at U.S. Bancorp Investments, Cetera Investment Services, and Wamu Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to support portfolio construction and offers both brokerage and advisory solutions.

Scott Nelson is a CFP® with 20 years of industry experience. He is currently with LPL Financial and has prior experience at Lincoln Financial Advisors. Nelson is also employed by California Lutheran University, where he has worked since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

James Zgliniec is the Vice President and Wealth Planner at Fidelity Investments, where he currently leads a team dedicated to developing custom wealth strategies that align with clients' goals. He has been with Fidelity since 2017, progressing through roles including Senior Relationship Manager and Financial Consultant before assuming his current position in 2023. James holds a California Insurance License, which supports his expertise in offering comprehensive financial advice. His professional approach centers on collaboration and personalized planning to help families manage their finances effectively. Outside of his professional work, James has personal interests that include spending time at the beach, cooking and baking, watching football, listening to music, parenting, and caring for pets.

Nicholas Desmond is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked at various organizations including California Lutheran University and the YMCA of the Foothills. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Mark Vandeburgt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at Wells Fargo Investments, Wamu Investments, and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

James Roberts III is a financial advisor with Wells Fargo Advisors in Camarillo, California, holding a Series 66 designation and 10 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked at Bank of America and Merrill from 2016 to 2022. He is also involved in investment-related business activities, including ownership in Ridgeline Private Wealth Management, LLC, and FTS Capital Investment Group Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, and integrates advisory services with various financial product offerings.

M Cecilia Cuevas is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2004, she has accumulated nineteen years of experience in the financial services industry. Her expertise includes corporate benefit programs, such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. She assists corporate executives in integrating their corporate benefits into a comprehensive long-term financial strategy. Cuevas focuses on areas including divorce transition planning, employee benefits planning, family wealth management strategies, personal retirement planning, investment consulting for defined contribution plans, and portfolio management services. Cuevas holds multiple professional designations, including Certified 401(k) Professional (CkP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned a bachelor's degree from the University of Southern California and a master's degree from California Lutheran University. Fluent in both Spanish and English, she emphasizes one-on-one collaboration with clients to develop personalized financial strategies aimed at achieving their long-term goals. In addition to her professional work, Cuevas participates in community volunteer activities. Her personal interests include music, reading, swimming, and traveling. She is committed to acting in the best interest of her clients and supporting their financial wealth management objectives.

Jason Leibovitch is a Wealth Management Advisor at Merrill Lynch Wealth Management in Century City. He works closely with clients to develop personalized financial strategies aimed at helping them achieve their long-term goals. Jason leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of clients’ financial lives, including asset allocation, education funding, retirement income planning, tax minimization strategies, and estate planning. Before joining Merrill Lynch, Jason gained experience working with companies raising capital and going public via Regulation A+ and ran a media company specializing in Film & Television Packaging and Finance. His background includes extensive work with high net worth individuals and families, entrepreneurs, venture capitalists, multinational corporations, executives, and legal professionals. Jason holds multiple professional designations, including Accredited Asset Management Specialist (AAMS), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). He earned his bachelor's degree from the University of California System. Outside of his professional work, Jason’s personal interests include biking, golfing, and reading.

Gloria Rodriguez is a financial advisor with Wells Fargo Advisors who holds a Series 66 designation and has 22 years of industry experience. She has worked at several related Wells Fargo entities since 2005, including Wells Fargo Clearing and Bancwest Investment Services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory services with banking, lending, and trustee products.

Ashley Smith is a CFP® with 12 years of experience in financial advising, currently serving clients at Wells Fargo Advisors since 2014. She is based in Westlake Village, CA, and holds the Series 66 designation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, supported by proprietary research and tools.

Nathan Sakuma is Vice President and Branch Leader at Fidelity Investments' Thousand Oaks Investor Center. In this role, he leads a team of financial professionals dedicated to understanding clients' goals and helping them build customized financial plans. He has been with Fidelity Investments since 2022. Prior to that, Nathan held positions at TD Ameritrade, serving as Branch Manager from 2005 to 2022 and as an Investment Consultant from 2001 to 2005. Nathan holds a California Insurance License.