Thomas Morley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he occasionally works part-time for Lucasfilm, portraying Darth Vader in various media and promotional appearances. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, with a focus on tailored, discrete planning engagements.

Barry Pinsky is a financial advisor with UBS Financial Services in Sherman Oaks, CA. He holds Series 63 and Series 65 licenses and has 28 years of industry experience, including 18 years with UBS. He has authored an article for a professional CPA magazine. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Dan Chu is a financial advisor with Primerica Advisors in Rosemead, CA, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Primerica Advisors since 1988 and previously worked at In Home Solution Services from 2018 to 2022. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

Cameron Thornton is a CFP® credentialed financial advisor with 43 years of industry experience. He is currently with Cetera, joining the firm in 2023, and has held leadership roles at CTA Wealth Advisors, Inc. and Cetera Wealth Services, LLC. Outside of advisory work, he provides tax preparation and accounting services through his sole proprietorship and serves as a public relations spokesperson for a retreat center. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and third-party investment managers and multiple program structures.

Isaac Iny is a financial advisor at LPL Financial with 32 years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked for Next Financial Group for 21 years. Iny is also involved as a non-variable insurance agent and manages a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research-supported investment strategies.

Sarah Fodrea is a Vice President and Wealth Planner at Fidelity Investments, where she has worked since 2015. In her current role, she partners with clients to understand their financial goals and develop customized financial plans tailored to their unique needs. Sarah emphasizes building strong relationships with clients and their families based on trustworthiness, reliability, and competence. Prior to becoming Vice President, Wealth Planner, Sarah held roles as a Financial Consultant and Investment Consultant at Fidelity Investments. Her career also includes extensive experience at AIG Capital Services, Inc., where she served as Director of Internal Sales, Manager of Internal Sales, and Internal Wholesaler from 2000 to 2015. She holds a California Insurance License.

Jeff Kritzberg is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, and spent fifteen years at Pitney Bowes before transitioning to financial services. Outside of advising, he is involved in sales of small group health insurance through the Kaiser Foundation Health Plan. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, access to model portfolio programs, third-party asset management, and a range of brokerage and insurance products through an integrated adviser and sales platform.

Hyunseon Roe is a financial advisor at LPL Enterprise with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. Roe is based in Sherman Oaks, CA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Brian Schwartz is a financial advisor at LPL Financial with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Western International Securities, Inc. and Financial West Group. Outside of his advisory role, he is an attorney providing legal services and operates a separate insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting through a national network of representatives, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Esteban Sanchez is a Financial Consultant at Fidelity Investments, where he has been working since 2016. He has more than a decade of experience in financial services, having held roles as an Investment Consultant from 2014 to 2016 and as a Financial Representative from 2013 to 2014 within the same company. His expertise includes developing comprehensive financial plans tailored to individual client needs. Esteban holds a California Insurance License, supporting his work in financial consulting. Outside of his professional role, Esteban has personal interests in camping, family activities, hiking, movies, and volunteering.

Jeff Selman is a Financial Consultant currently working at Fidelity Investments since 2021. In his role, he focuses on developing personalized financial plans tailored to individual client needs and goals, guiding clients through various stages of their financial lives. Jeff's professional experience includes positions as an Investment Consultant and Relationship Manager at Fidelity Investments, as well as a Financial Consultant at Equitable Advisors from 2016 to 2020. He holds a California Insurance License, supporting his work in financial planning and advisory services.

Koorosh Zartoshty is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Centaurus Financial Inc., Cetera Advisor Networks LLC, and Summit Financial Group. In addition to his advisory work, he is involved with Premfin Inc., a business entity for tax and investment purposes. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning and advisory programs with discretionary and non-discretionary management, supported by research and model portfolios.

Rodolfo Calderon is a financial advisor with Merrill in San Fernando, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, The Prudential Insurance Company of America, Pruco Securities LLC, and HCL Technologies. Calderon has worked at Merrill and Bank of America since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Schramm is a CFP®-designated financial advisor with 16 years of industry experience, currently affiliated with Raymond James Financial in Valencia, CA. He has been associated with Raymond James Financial Services Advisors Inc. since 2015 and leads the Schramm Financial Group, which he established in 2016. Outside of his advisory role, Schramm serves as a pastor for a congregation of approximately 300 members. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary investment consulting using various analytical tools and supports a broad network of advisors and affiliated firms.

Jesse Thurber is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial. He has held roles at BancWest Investment Services and Bank of the West since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Sergio Lazzara is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, currently serving at Morgan Stanley Private Bank, National Association. He is also a board member of the Northlake Homeowners Association, a nonprofit organization in Valencia, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to assist in modeling financial outcomes.

Celeste Diaz is an Investment Consultant at Fidelity Investments, where she has been serving since 2025. She previously held positions at Fidelity as a Relationship Manager from 2024 to 2025 and as a Financial Representative from 2022 to 2024. Prior to her tenure at Fidelity, she worked as an Insurance Representative at State Farm from 2019 to 2022. In her role as an Investment Consultant, Celeste focuses on creating individualized investment strategies tailored to each client's unique goals. She emphasizes understanding the underlying motivations behind clients' objectives to ensure investments align with their priorities. Celeste holds a California Insurance License. Outside of her professional activities, she enjoys outdoor and culinary pursuits including beach activities, camping, cooking and baking, gardening, hiking, and exploring diverse cuisines.

David Hernandez is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He previously worked at Dickinson Graham Capital Management before joining Merrill and Bank of America in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Karlo Tajian is a financial advisor at Merrill with a Series 66 credential. He has been with Merrill since 2024 and has held prior positions at Bank of America and various other organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Krupp Jr. is a financial advisor with LPL Financial in Valencia, CA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with LPL Financial since 2018 and has worked concurrently at INVEST Financial Corp since 2009. Outside of his advisory role, he serves as Scholarship Chairman for the Far West Ski Association, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and provides research and model portfolios through an extensive network of investment adviser representatives.