Michael Fredi is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been associated with Cetera and its related entities since 2015 and also maintains a role with Regions Bank. Outside of his advisory duties, he serves on the Board of Directors and as the Corporate Membership Director of the Highland Hundred Football Booster Group supporting the University of Memphis football program. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and third-party investment strategies.

Darrel Sumner is a financial advisor at Mass Mutual Investors Services with 27 years of industry experience. He holds a Series 63 designation and has previously worked at Metlife Securities Inc. and New England Securities. Outside of his advisory role, he is a partner at SFP Benefits, an insurance brokerage specializing in group health and employee welfare benefits. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using technology-supported, collaborative client engagements.

Wesley White is a financial advisor at Osaic Wealth Inc. with one year of industry experience. He holds a Series 66 designation and has prior work experience with Clayton, H.T. Hackney, and the United States Army. Wesley also has a background in education and serves as a 1099 wealth advisor for Century Financial LLC, where he is a featured advisor on the firm’s website. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors such as high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides a range of investment advisory and brokerage services supported by integrated tools and third-party solutions to manage portfolios across multiple asset classes.

Lindsey Rhea is a CFP® with 18 years of experience in the financial industry. She has been with LPL Financial since 2021 and previously worked for Wells Fargo Advisors Financial Network LLC for 10 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Samuel Carson is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory role, he is a partner in WTWT, LLC, an entity formed to purchase a condominium. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides a broad range of capital markets services.

David Kemper is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 credentials and bringing 11 years of industry experience. He has worked at Raymond James since 2019 and previously spent four years with Axa Advisors, LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through a range of programs and institutional services.

James Wells III is a financial advisor at Morgan Stanley in Memphis, TN, holding Series 63 and Series 65 licenses with 32 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he serves as a trustee for a family trust and receives royalty payments from mineral rights in Mississippi. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through tailored strategies and a structured planning process.

Daniel Threlkeld is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 credentials and 11 years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2013 to 2019. Outside of his advisory role, Threlkeld serves as treasurer for two nonprofits focused on distracted driving awareness and cultural exchange, and he is a chapter advisor for the Omicron Epsilon chapter of Kappa Alpha Pi fraternity. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Matthew Bailey is a financial advisor with Cambridge Investment Research Advisors in Germantown, TN, holding a Series 66 designation and 25 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and is also associated with Pathway Financial Services, Inc., which he owns. Outside of his advisory roles, he serves as president of the Washington Square Condo Association in Memphis and as secretary/treasurer of the Germantown Baptist Church Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, delivered through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Richard Jones is a CFP®-designated financial advisor with MassMutual Investors Services in Memphis, TN, where he has worked since 2009. He has 30 years of industry experience and holds a Series 63 license. Outside of his advisory role, he owns and operates a brokerage and life and health sales business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative annual financial planning engagements and offers a range of specialized programs including divorce planning and employer-sponsored planning.

Anthony Young is a financial advisor with Thrivent Investment Management in Chattanooga, TN, holding Series 63 and Series 65 credentials and six years of industry experience. His prior work includes roles at Edward Jones and self-employment, as well as involvement with Lens Rentals and the University of Memphis. He serves as a board member for the Children's Advocacy Center of Hamilton County and operates an educational YouTube channel focused on the complexities of bourbon and tequila production. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on a wide range of financial planning topics without portfolio management or discretionary trading authority.

Philip Lamoreaux III is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he serves as a conservator managing his mother’s personal finances and healthcare needs. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and provide written recommendations.

Charles Cannon is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and 48 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is a trustee for family trusts and holds a minority ownership interest in a family farm in Memphis, Tennessee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and access to both in-house and third-party managers, along with a range of portfolio management and financial planning services.

Connor Moore is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and previously worked at Merrill and Pandora A/S. He also has teaching experience from Baylor University and Pioneer High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients using a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm’s portfolio management includes discretionary and non-discretionary advisory work, fund advisory, and model portfolio delivery, with a focus on systematic methodologies and long-term asset allocation.

William Deupree III is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James since 2013 and serves as a director and board member for Commercial Bank and Trust, a role he has held since 1998. He is also chairman of the Deupree Family Foundation, which supports local charities, and serves on the board and finance committee of Hutchison School. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary advice supported by extensive affiliate networks and specialized municipal finance capabilities.

William Abraham is a CFP® with 30 years of experience in financial advisory roles. He is currently with RBC Capital Markets, having joined in 2023, and previously worked at Wells Fargo in various capacities from 2009 to 2023. He serves as a committee member at the Church of the Holy Spirit in Memphis, where he participates in discussions regarding parish finances. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs focused on discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailoring strategies to clients’ risk profiles through a combination of internal and third-party investment managers.

Ryan Murray is a CFP® with 18 years of industry experience, currently serving at Fidelity Investments. He has worked with various Fidelity entities since 2008, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing multiple registered investment companies and delivering model portfolios through systematic and long-term asset allocation approaches.

Roy Murrell Jr. is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and seven years of industry experience. His work history includes roles at Charles Schwab Bank, Merrill, and Capital One. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary SMAs, offering multi-asset model portfolios and alternative investment options.

Holly Clark is a financial advisor with Cetera and holds Series 63 and Series 66 licenses. She has 25 years of industry experience and has worked at Cetera Investment Services LLC and Regions Bank since 2015. Clark serves as a wealth advisor and private banker at Regions Bank and is involved in nonprofit activities, including assisting with fundraising at the Orpheum Theatre and serving on the board of the New Ballet Ensemble. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients using a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Weldon Stewart is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following a 13-year tenure at Wells Fargo Advisors LLC. Outside of his advisory work, he serves on the finance committee of Kirby Woods Baptist Church in Memphis, Tennessee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.