William Glenn III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with a select group of high net worth individuals and retirees to manage various aspects of their financial lives, including family wealth management strategies, personal retirement planning, and retirement income. William focuses on creating personalized wealth management plans tailored to each client's financial needs, objectives, time horizon, and risk tolerance. With over 25 years of experience in Marin County's financial community, William emphasizes the importance of strong client-advisor relationships and offers access to a wide range of Merrill Lynch specialists to develop tax-efficient strategies and customized solutions. He often collaborates with clients' tax and legal advisors to optimize financial outcomes and periodically reviews clients' plans to ensure alignment with their goals. William is a third-generation Marin County resident who graduated from Sir Francis Drake High School and earned a Bachelor of Science degree in Business from California Lutheran University. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He currently resides in Novato, California with his wife and two children and is involved in community activities and personal interests such as baseball, basketball, biking, billiards, hiking, horseback riding, hunting, refereeing, softball, and tennis.

Rowan Beach is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Michael Hobson is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a wider range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Winfred Lai is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2018, serving in various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Paraplanner at Pharaoh Financial in 2014. Throughout his career, Winfred has collaborated closely with clients to develop financial strategies that align with their goals and values. He emphasizes listening to clients to understand what is important to them and works alongside them through their financial journey. Winfred holds a California Insurance License.

Joseph Gil is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers investment and planning services through various advisory and broker-dealer arrangements.

Gregory Lee is a CFP®-certified financial advisor with Charles Schwab, holding a Series 66 license and two years of industry experience. His prior work includes roles at Charles Schwab Bank SSB, BioMarin Pharmaceutical Inc., and Beacon Pointe Advisors. He also has experience working at the University of San Francisco and the Chinatown YMCA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage and custody services.

Jennifer Dailey is a financial advisor with Equitable Advisors in San Francisco, CA, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Equitable Advisors and its predecessor, Axa Advisors, since 2005. Dailey serves on the Board of Directors at the San Francisco Yacht Club. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a range of advisory models and works with third-party asset managers, emphasizing personalized client assessment and varied investment solutions.

Erin Ackenheil is a financial advisor with Ameriprise in Novato, CA, holding a Series 66 designation and one year of industry experience. She has concurrently worked at Black Point Insurance since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Steven Gold is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Western International Securities, Inc. for 15 years. Gold is also the owner of T/O Devices and serves as president of Sustainable Grant Making Partners, a nonprofit foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of investment solutions including financial planning, model portfolios, and institutional platforms.

Thomas Davis is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 65 designations and over 22 years of industry experience. He has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 2001. In addition to his advisory role, Davis has worked as an independent insurance agent selling fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while also maintaining extensive non-advisory financial services.

Sandy Magid is a financial advisor with Cetera, holding a Series 66 credential and bringing 27 years of industry experience. Prior to joining Cetera in 2025, he worked extensively with Avantax and maintained a longstanding role at Magid Accountancy Corporation, a CPA practice he has led since 2004. He is involved in various activities outside of direct advisory work, including serving as President and board member of the Marin County Estate Planning Council and holding trustee roles for multiple family trusts. Cetera Investment Advisers LLC serves a diverse client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

James Gilmore is a financial advisor at Ameriprise with nine years of industry experience. His prior roles include positions at Janus Henderson Distributors US LLC, Janus Henderson Investors US LLC, Janus Distributors LLC, and Janus Management Holdings Corp. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, providing written recommendation reports and ongoing advice based on investment research, algorithmic tools, and third-party data.

Cynthia Morris is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and over 17 years of industry experience. Her career includes prior roles at Litman Gregory Wealth Management, Sensiba San Filippo Financial Advisers, Rand & Associates, and RBC Securities. She is currently based in Mill Valley, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of clients including individuals, high-net-worth clients, and institutions.

Barbara Heaton is a financial advisor with LPL Enterprise, holding Series 63 and 65 licenses and bringing 40 years of industry experience. She has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for nearly four decades. Outside of advisory work, she is a business owner of a sports bar in San Francisco. LPL Enterprise serves a broad client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and participation in wrap programs.

Nolan Phillips is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo in 2026, he worked at UBS Financial Services Inc. for six years and has also held positions at Amazon Inc. and Bank of Marin. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets, offers both brokerage and advisory solutions, and utilizes research from the Wells Fargo Investment Institute alongside third-party analytics.

Mei Lian is a Planning Consultant at Fidelity Investments, where she partners with individuals and families to develop financial plans aligned with their evolving goals. She focuses on educating and empowering clients to understand their full financial picture and make informed decisions to pursue their lifelong objectives. She has been with Fidelity Investments since 2024, serving initially as a Financial Representative, then as a Relationship Manager before assuming her current role in 2026. Prior to joining Fidelity Investments, Mei worked as a Private Client Banker at J.P. Morgan Chase from 2023 to 2024 and as an Appraisal Specialist at First Republic Bank from 2022 to 2023. Mei holds a California Insurance License. Outside of her professional work, she enjoys exploring food and traveling.

Stephanie Olson is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Her professional activities include advisory roles connected to Green River Financial Services and Cambridge Investment Research. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals with a range of portfolio management options and institutional features.

David Swartz is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management in Mill Valley, California. He brings over thirty years of experience in investment management, assisting clients with various aspects of their financial lives, including investments, legacy planning, tax considerations, credit needs, long-term strategy, and family dynamics. David is a CFA® charterholder and has worked extensively in family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategy, and tax minimization. Prior to joining Merrill, David was the Director of Investment Management for the Northern California Region of Northern Trust Bank, where he managed a large portfolio and supervised a team of portfolio managers. He has also held senior management and portfolio management positions at other major banks. David earned both his B.S. degree in Journalism and M.B.A. in Finance from the University of Florida and holds the Chartered Financial Analyst (CFA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE) designations. Outside of his professional career, David has served on the Board of Directors of the Community Music Center in San Francisco and has been involved in various other community organizations. He enjoys cooking, football, ice hockey, music, photography, racquetball, reading, spending time with his family, traveling, and watching movies.

Lauren Zee is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of experience in the industry. She has been with Charles Schwab and Charles Schwab Bank since 2022. Outside of her advisory role, she coaches wrestling at Sacred Heart Cathedral, the high school she attended. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts.

Martin Dunn is a Series 66 licensed financial advisor with Charles Schwab, based in Corte Madera, California. He has 26 years of industry experience and has been with Charles Schwab and Charles Schwab Bank since 1998 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance alongside access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.