Ann Williams is a financial advisor at Edward Jones in Ashburn, VA, holding a Series 66 credential with one year of industry experience. Her prior roles include positions at Centrifuge LLC, STEELE Strategies, Strategy and Management Services, Inc., and the United States Conference of Catholic Bishops. Outside of her advisory work, she owns a commercial real estate business and operates a freelance photography service. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies through a nationwide network of financial advisors and branch offices.

Sooyoung Cho is a financial advisor with Edward Jones in Gaithersburg, MD, holding a Series 66 designation and bringing 11 years of industry experience. Prior to joining Edward Jones in 2021, Cho worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC from 2013 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

Stephen Gray is a Wealth Management Advisor based in Leesburg, Virginia, affiliated with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2009 and focuses on retirement planning, wealth strategies, tax minimization, and small business retirement plans. His approach involves a disciplined process to deliver a consistent yet customized wealth management experience, taking the time to understand each client’s individual and professional priorities to establish objectives and develop appropriate strategies. Stephen’s expertise includes education planning, managing new wealth, portfolio management services, tax minimization, and retirement income. He conducts regular reviews with clients to monitor progress toward their goals and to adjust strategies as needed to reflect changes in their lives or businesses. Stephen holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Stephen earned a Bachelor's Degree from George Mason University. He grew up in Fauquier County, Virginia, and is a skilled horseman and animal lover. He has volunteered with Habitat for Humanity and the Humane Foundation. His personal interests include fishing, horseback riding, running, scuba diving, skiing, spending time with family, and traveling.

Benjamin Devine is a financial advisor with Ameriprise in Broadlands, VA, holding a Series 66 designation and over 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory work, he is involved in a business entity, JBRC Companies LLC, and participates in solar energy generation through a solar panel system that produces and sells Solar Renewable Energy Certificates (SRECs). Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Brad Baker is a Financial Consultant at Fidelity Investments, where he has worked since 2023 in various roles spanning from Financial Service Representative to his current position. He collaborates closely with clients to understand their financial goals and preferences, aiming to provide clear and purposeful financial planning. Throughout his tenure at Fidelity Investments, Brad has gained experience in financial consulting, planning, and client relationship management. His approach emphasizes simplicity and partnership in the financial planning process, working alongside clients to pursue their objectives. Outside of his professional role, Brad has interests in baseball, football, running, skiing, and traveling.

Michael Riley is a CFP®-designated financial advisor at RBC Capital Markets with 22 years of industry experience. He previously worked at Ferris, Baker Watts, LLC for five years before joining RBC in 2009. Outside of his advisory role, he owns and actively manages a business involved in horse breeding and showing. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a range of in-house and third-party managers.

Aashish Goel is a financial advisor at Morgan Stanley with 26 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets from 2000 to 2009. He holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment models but generally acts in an advisory capacity without providing individual security recommendations as part of its standalone planning services.

Pamela Settlage is a CFP® professional with 38 years of industry experience. She is currently with LPL Financial and has previously worked at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and has operated Settlage Associates since 1991. Pamela also provides tax preparation and accounting services through Settlage & Associates, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides various investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Steven Cavagnaro is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior work includes positions at M and T Securities, Truist Investment Services, Chevy Chase Financial Services, and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of advisors and advanced operational tools.

Zach Plaster is a Financial Consultant with Fidelity Investments, where he has been serving since 2025. Prior to this role, he held positions as a Planning Consultant and Relationship Manager at Fidelity Investments from 2023 to 2025. He also worked as a Financial Consultant with Equitable Advisors in 2023. Zach helps local families and individuals create personalized financial plans centered on their unique objectives. He collaborates closely with clients to understand their goals and develop strategies aimed at achieving financial success. Having grown up and spent much of his professional life in Northern Virginia, Zach is committed to supporting his local community. He holds a California Insurance License. Outside of his professional work, Zach enjoys bowling, attending social events with friends, playing musical instruments, reading, and playing tennis.

Yevgeny Popovich is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles through a combination of in-house and third-party managers.

Jessica Perry is a CFP®-certified financial advisor with LPL Financial in Ashburn, VA, bringing two years of industry experience. She has worked at several financial institutions, including Potomac Bank Trust & Wealth, Bank of America, Merrill, and Sandy Spring Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Silvia Arrue Carcamo is a financial advisor at Raymond James & Associates with a Series 66 designation and two years of industry experience. Her prior work history includes roles at Raymond James Financial Services, Pro Services, LLC, Liberty University, and J Crew. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipalities, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Yehudah Fein is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2022 and has prior experience with Contemporary Insurance Services, Inc. and various educational and community organizations. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and extensive resources.

Lauren Birkins is currently serving as Vice President and Branch Leader at Fidelity Investments, a position she has held since 2021. In this role, she leads a team of wealth planners focused on providing a client-centered financial planning experience tailored to individual goals. Lauren emphasizes partnerships, trust, and adherence to the company's Standards of Care to support clients and associates. Her tenure at Fidelity Investments spans over a decade, including roles as Assistant Branch Leader from 2018 to 2021, Financial Consultant from 2012 to 2018, Investment Consultant from 2011 to 2012, Relationship Manager from 2010 to 2011, and Financial Representative from 2007 to 2009. Throughout her career, she has gained extensive experience in wealth management and client relationship development.

Patrick Trainor is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at Citigroup Global Markets for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

John Vert is a financial advisor at Morgan Stanley with 4 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Morgan Stanley in 2025, he worked at The Vanguard Group from 2021 to 2025 and has held positions at several other companies including Barrel and Stone Interiors and Wayfair. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients. The firm’s financial planning approach involves structured discovery and firm-approved tools, offering tailored plans supported by global market analysis and modeling techniques.

Joshua Brunner is a CFP® professional with 24 years of experience in the financial services industry. He is currently associated with LPL Financial and has prior experience with several firms including Safe Money Concepts LLC and Grove Point Advisors, LLC. He is also involved in Safe Money Concepts LLC as an insurance-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across a broad platform.

Robyn Crossan is a financial advisor with Thrivent Investment Management in Germantown, MD, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her career includes roles at Thrivent Financial and XML Financial Group. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written financial plans without implementation, and allowing clients to combine planning with managed-account programs under a consolidated WealthPlan billing option.

Nicole Harrison is a CFP® with 16 years of industry experience currently affiliated with Cetera. She has held positions at Minnesota Life and Securian Financial Services Inc., and has been with Financial Advantage since 2009. Harrison serves as a volunteer board member for the Collaborative Project of Maryland. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers.