Brianna Wirfs is a financial advisor at Cetera with seven years of industry experience and holds the Series 66 designation. She has previously worked at Lincoln Financial Advisors and operates as an operations manager for Bulman Financial. Brianna also serves as an elected board member for the Central Carroll Soccer Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm offering financial planning, portfolio management, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm provides a multi-manager platform allowing advisors to utilize affiliated and third-party model portfolios or create custom strategies across various program structures and custodial relationships.

Ronald Seegers is a financial advisor at Fidelity with 26 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior roles include positions at Eagle Strategies and New York Life Investment Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction using proprietary research and quantitative analysis. The firm is registered with the CFTC as a commodity pool operator and serves as an advisor to multiple registered investment companies.

Rolf Winch is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, The Compensation Design Companies, and H. Beck, Inc. Outside of his advisory duties, he has a longstanding involvement with Lifetime Financial Partners, engaged in related financial and insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies, supported by advanced research and operational tools.

Ben Knighton is a Financial Consultant currently working at Fidelity Investments since 2022. In his role, he focuses on understanding clients' individual circumstances and assisting them in creating financial plans aligned with their personal goals. Prior to his current position, Ben served as a Senior Registered Wealth Management Client Associate at Merrill Lynch from 2014 to 2022. Over his career, he has developed experience in wealth management and financial consulting. Ben's approach emphasizes meeting clients with care and thoughtfulness, aiming to support them effectively through their financial planning process.

Michael Klitsch is a CFP® professional with 25 years of experience, currently serving at Morgan Stanley in Rockville, MD. He has worked with Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the chairman of the National Capital Optimist Club and serves as a finance committee officer for Fourth Presbyterian Church in Bethesda, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Tricia Tripp is a CFP® with 32 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. She has worked with Raymond James since 1994 and previously operated her own firm, Tripp Financial Consultants, Inc. In addition to her advisory work, Ms. Tripp owns and manages Fox Hollow Farm LLC, where she employs staff to care for animals and property. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Consulting.

Seth Meyers is a financial advisor at LPL Financial with 19 years of industry experience and a Series 66 credential. He has worked at multiple firms, including Grove Point Advisors and GEM Financial Services, and is also the owner of Tower Oaks Testing LLC. In addition to his advisory work, he is employed by United Airlines. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Sean Thompson is a financial advisor with OSAIC in Rockville, MD, holding Series 65 and Series 63 credentials and four years of industry experience. His prior roles include positions at Investcorp Retirement Specialists and SagePoint Financial, Inc. Outside of his advisory work, he is listed as Assistant Vice President of InvestOne Wealth Management Inc., a DBA entity. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment programs and maintaining a complex network of affiliated broker-dealer, asset management, and other financial service entities.

Steven Heger is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes roles at Mass Mutual Investors Services and Global Retirement Partners, LLC, where he continues to provide investment advisory services. Outside of his advisory work, he is involved with A Pineapple Life, a business entity maintained for tax and investment purposes unrelated to his financial advisory duties. LPL Financial is a nationwide broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions through a large network of advisors, utilizing various investment strategies and operational technologies.

Andrew Guarente is a financial advisor with Raymond James & Associates in Rockville, MD, holding Series 63 and Series 66 designations and bringing seven years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase & Co. from 2013 to 2020. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets and serving a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm provides non-discretionary financial planning and consulting services, drawing on a wide range of portfolio management styles and affiliated research.

Kathleen Kennedy is a financial advisor with LPL Financial in Rockville, MD, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Grove Point Advisors, LLC, AMERIPRISE FINANCIAL SERVICES, Inc., and Discover Financial Services. Kennedy is also involved with Corporate Benefit Services, Inc. outside of her primary advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Bruce Pearlman is a financial advisor with Cetera, holding the PFS™ designation and Series 66 license, and has 24 years of industry experience. He previously worked at Avantax Insurance Agency and Avantax Advisory Services for over two decades. He is an emeritus member of the National Capital Chapter board of the MS Society. Cetera Investment Advisers LLC serves individual clients, retirement plans, corporate, charitable, and institutional accounts through a large network of independent advisors, offering portfolio management, financial planning, and access to multiple investment strategies and third-party managers.

Rajat Rajan is a CFP® professional with 38 years of experience in the financial services industry. He is currently with LPL Financial and has held previous roles at Wells Fargo Clearing, PNC Wealth Management, Banc of America Investment Services, Quick & Reilly, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Eduardo Correa is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having nine years of industry experience. He has worked at Wells Fargo Bank, Bank of America, Merrill, and Morgan Stanley over the course of his career. He is based in Gaithersburg, MD. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions.

Ryan Poirier is a CFP® professional with 20 years of industry experience, currently serving at Edelman Financial Engines since 2025. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a long-term investment orientation.

Sarah White is a financial advisor with Mass Mutual Investors Services and has 34 years of industry experience. She holds Series 63 and Series 65 credentials and has been with MML Investors Services, Inc. and Mass Mutual Life Insurance Company since 1991. In addition to her advisory role, she is involved in sales of life, health, group life, and group health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning and various specialized programs such as divorce and estate-settlement planning.

Daniel Eastep is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving individuals and families since 2004. He specializes in providing personalized retirement planning and investment management services for corporate executives, affluent individuals, families, and business owners. His approach emphasizes long-term strategies, personal attention, and consistent client experience, focusing on managing risk and creating opportunities through structured investment programs. Prior to joining Merrill Lynch, Daniel spent seven years as an accountant and auditor. He is an Army veteran and holds a Bachelor of Business Administration degree in Accounting from Radford University. Daniel is a CERTIFIED FINANCIAL PLANNER® certificant through the Certified Financial Planner Board of Standards, Inc., and has completed Georgetown University's Executive Certificate in Financial Planning program. His professional designations also include Accredited Domestic Partnership Advisor (ADPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Daniel resides in Dunn Loring, Virginia, with his wife Heather and their two children. Outside of his professional role, he enjoys basketball, biking, camping, golfing, music, reading, spending time with family, tennis, traveling, and watching movies.

Michael Stone is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Charles Schwab in 2025, he worked at Bankers Life and Bankers Life Advisory Services, Inc., and has experience in the insurance and financial services sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering clients multi-asset model portfolios supported by centralized custody and operational infrastructure.

Brenda Yombo is a financial advisor at Primerica Advisors with nine years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Intuit, Jones and Company Professional Corporation, and Rose Financial Solutions. Brenda is also the CEO and managing member of Infinity Gray Consulting LLC, providing consulting and tax preparation services. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies developed by unaffiliated asset managers and offers both discretionary and non-discretionary investment options supported by custodians such as BNY Mellon Advisors and Pershing.

Jonathan Greaney is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2019, including his current role at Morgan Stanley Private Bank, N.A. Prior to joining Morgan Stanley, he was employed at T. Rowe Price and held positions with the cities of Winchester and Gaithersburg. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and market outlook models.