Heath Chavis is a CFP® with 12 years of industry experience, currently affiliated with Cetera. His prior roles include positions at Avantax Advisory Services, Triad Advisors, and Rosenbloom & Butler, CPA, PC. In addition to his advisory work, he is the sole owner of The IBC Group, a full-service tax and accounting firm serving small businesses and individuals. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services.

Wei Luo is a financial advisor at OSAIC with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services and H. Beck, Inc. He is also the owner of Wayland Financial Group LLC, a marketing DBA through which he has provided financial and insurance products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party money managers.

Michael Cammarata is a CFP® professional with 19 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at MetLife Securities for 10 years. Outside of his advisory role, he is involved in a client healthcare consulting business operated jointly with his wife and coordinates age group activities related to updating game scores on a website. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a collaborative approach that includes the use of firm-approved analytical tools and event-driven planning programs.

Connor Rebele is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Vineyard Vines and Champion Teamwear, and he attended Loyola University Maryland. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, utilizing LPL-sponsored programs and third-party managers to provide a range of advisory and brokerage solutions.

Alexis Martinez is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP® designation as well as Series 63 and 66 licenses and has been with Edward Jones since 2006. Outside of his advisory role, Martinez leads seminars for federal employees using NITP materials in Rockville, MD. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,000 financial advisors.

Kwame Smith is a financial advisor with LPL Financial who holds a Series 66 designation and has 16 years of industry experience. Prior to joining LPL Financial in 2022, he worked at firms including CUNA Mutual Group, AXA Advisors, and Navy Federal Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement consulting, and access to model portfolios and research from multiple sources.

Alvin Hailstorks is a financial advisor with LPL Financial in Rockville, MD, holding the CFP® designation and Series 63 and 66 licenses. He has 27 years of industry experience, including roles at 1 St Global Advisors, Inc. and 1 St Global Capital Corp. He is also involved in tax preparation and accounting through Holmes and Associates Accounting Services, a business he has operated since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, and institutions. The firm offers diversified advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Stefan Jakubowski is a financial advisor at Edward Jones with six years of industry experience. He holds the ChFC® and Series 66 designations. Prior to joining Edward Jones in 2019, he worked at SmithBucklin for seven years and was briefly involved with Raising the Floor-International. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Mary Kmiecinski is a financial advisor at Edward Jones in New Market, MD, holding CFP® and Series 66 designations with six years of industry experience. Prior to Edward Jones, she worked at Metas Solutions, The Goal, Credible Behavioral Health Software, and R.E. Michel. Outside of advising, she is involved in food service businesses and serves as a recreational baseball umpire. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and access to affiliated mutual funds. The firm is notable for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Schekeeb Sidiqi is a financial advisor at Wells Fargo Clearing in Columbia, MD, holding Series 65 and Series 63 licenses with three years of industry experience. Prior to joining Wells Fargo, Sidiqi worked in real estate with TTR Sotheby's International Realty and BNI Realty. Outside of advisory work, Sidiqi teaches German at the German International School in Washington, DC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

James Garner is a CFP® professional with 19 years of industry experience. He currently works at LPL Financial and previously held positions at Janney Montgomery Scott LLC, Financial Engines Advisors L.L.C., and TMFS Advisors, LLC. Outside of his advisory role, he is involved with JBG Wealth Planning, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and diversified strategies.

Jeffrey Hilwig is a financial advisor with Wells Fargo Clearing in Gaithersburg, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a broad range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Thomas Howes is a financial advisor at Equitable Advisors with four years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2021. Prior to his advisory career, he held various roles including at Vintage Financial Partners and in other non-financial positions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through multiple third-party programs. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Trinity Hammerschmidt is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, she was associated with The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory role, she is involved in horse braiding in Montpelier, VA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory, and brokerage services supported by a platform that integrates adviser programs with a range of financial products and third-party asset management.

Ann Taylor is a financial advisor with Charles Schwab in Gaithersburg, MD, holding a Series 66 designation and 26 years of industry experience. Her prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank. She serves as the treasurer for the local unit of United Methodist Women, a nonprofit volunteer position. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory, brokerage, custody, and cash-sweep platform with both non-discretionary and discretionary investment management options.

Salvatore Prisco is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Stubbs LLC and Pompili DPM, as well as experience managing Trattoria del Mare da Salvatore. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 financial advisors and offers a range of brokerage and advisory solutions.

Upinder Chandhok is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank since 2020, with prior experience at SunTrust and PNC Investments. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary advice through a select group of Wealth Advisors and offers access to a broad range of investment strategies and products.

Theophilus Baidoo Jr. is a financial advisor at LPL Enterprise with Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at New York Life Insurance Company and NYLIFE Securities LLC, as well as employment outside the financial sector at Waffle House, Inc. Baidoo is involved in insurance agency activities linked to his advisory role. LPL Enterprise, LLC serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory services, and access to managed portfolios. The firm combines advisory programs with brokerage and insurance product sales through an integrated platform.

Nury Hyre is a financial advisor at LPL Financial with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, and Citibank. Hyre is also affiliated with Tower Federal Credit Union, where she is involved in investment-related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Campos is a financial advisor at Osaic with 12 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Osaic, Campos worked at Securities America Advisors, Inc. and RBC Capital Markets. He serves on the boards of multiple nonprofit organizations, including De Profundis, Inc. and Child Justice, Inc., and volunteers with groups focused on workforce diversification and professional networking. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and nonprofit clients through a large network of advisors and advisory platforms. The firm offers integrated brokerage and investment advisory services utilizing various asset-allocation tools, third-party money managers, and tailored portfolio management strategies.