Andrew Krafft is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has eight years of industry experience. Prior to joining T. Rowe Price, he worked at Bank of America and Merrill Lynch. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo simulation-based planning tools.

Jennifer Whelley is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD. She holds Series 63 and Series 65 licenses and has eight years of industry experience. Her career includes multiple roles at T. Rowe Price as well as a tenure at Fidelity Brokerage Services LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm offers nondiscretionary planning combined with discretionary account management, utilizing tools such as Monte Carlo simulations and tax-aware strategies.

Brian Whalen is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has 21 years of industry experience. Prior to joining T. Rowe Price in 2018, he worked at Bank of America from 2016 to 2018. Outside of his advisory role, he serves as a lacrosse official with the Southern Lacrosse Officials Association. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households. The firm offers a goals-based approach using proprietary mutual funds and ETFs, combining discretionary portfolio management with online planning tools and telephone access to advisors.

Natalie Whelton is a financial advisor at HB Wealth with six years of industry experience. She holds a Series 65 designation and previously worked at WMS Partners, LLC, and PNC Bank, NA. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm uses a combination of quantitative and qualitative due diligence across public and private investment strategies and offers outsourced chief investment officer and institutional advisory services.

Bansari Patel is a financial advisor with T. Rowe Price Advisory Services, Inc. and holds Series 63 and Series 66 licenses. Patel has seven years of industry experience and previously worked at firms including Conrad Siegel Investment Advisors, Equitable Advisors, and LPL Financial. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with at least $250,000 in investable assets and features model portfolios, tax-aware rebalancing, and interactive online planning tools.

Brendan Mcpeake is a financial advisor at Equity Services, Inc. holding Series 63 and Series 65 licenses. He has two years of industry experience, with prior roles at Worthington Financial Partners and Baltimore County Parks and Recreation. He also has a background in education, having worked at Ursinus College and in a high school setting. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a broad range of clients, including individuals, corporations, trusts, and charitable organizations. The firm offers multiple advisory platforms, utilizing a combination of long-term strategies and third-party asset managers.

David Brown is a financial advisor with Truist Advisory Services in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. His prior work includes roles at UBS Financial Services, Brown Advisory Securities, and Deutsche Bank Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and manager-selection programs through a combination of discretionary and non-discretionary approaches.

Mark Dawson is a financial advisor at &Partners with 25 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Clearing, Wells Fargo Advisors LLC, Morgan Stanley, Citigroup Global Markets, and Deutsche Bank Securities Inc. Dawson is based in Baltimore, MD. &Partners serves a diverse client base comprising individual and institutional investors such as high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management and financial planning services through both discretionary and non-discretionary approaches, employing a variety of analytical methods and third-party strategies, supported by ongoing monitoring and reviews.

John Borth is a financial advisor with Truist Advisory Services in Baltimore, MD, holding Series 63 and Series 65 licenses and 35 years of industry experience. His previous roles include positions at UBS Financial Services and Morgan Stanley DW Inc. Outside of advisory work, he manages rental property ownership. Truist Advisory Services provides investment consulting and advisory services to a range of clients, including individuals, businesses, retirement plan sponsors, and charitable organizations, using a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools.

Robert Briggs is a financial advisor with Valic Financial Advisors who holds Series 63 and Series 66 credentials and has 34 years of industry experience. He has been with Valic Financial Advisors since 1999 and previously worked at Agia beginning in 2022. He serves as President of the Board of Directors for At Jacob's Well Inc., a nonprofit providing housing for mentally ill homeless people in Baltimore, and is Treasurer of the Board of Directors for the Children's Chorus of Maryland. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer that primarily serves U.S. individuals, including high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs, utilizing discretionary unified managed accounts via Envestnet’s platform and providing optional tax-aware and ESG overlay services.

Anthony Nhe is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2019, with prior experience at Bank of America and Merrill. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service for individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management through a model portfolio approach invested exclusively in T. Rowe Price mutual funds and ETFs.

Shawn Sacchetti is a CFP® professional with 19 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He has been with T. Rowe Price Investment Services, Inc. since 2010 and previously worked at MSI Financial Services, Inc. from 2007 to 2009. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model portfolios and tax-aware strategies implemented with an online planning tool and financial advisor support.

Melaney Fingles is a CFP® professional with three years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. She previously worked at Passive Capital Management LLC and Harbor Investment Advisory LLC. Outside of her financial advisory role, Melaney teaches fitness classes at The Mine. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses proprietary mutual funds and ETFs, employing model allocations, tax-aware rebalancing, and online planning tools to support its clients’ retirement goals.

O’mario Lynch is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and one year of industry experience. His prior work includes roles at FiscalNote, FedEx, Servtech, Planet Fitness, UPS, Ross, and Baltimore City College. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, combining goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households, using proprietary mutual funds and ETFs with a focus on tax-aware strategies and Monte Carlo simulation–based planning.

Cesar Silva Medina is a financial advisor at T. Rowe Price Advisory Services, Inc. with eight years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch, Pierce, Fenner & Smith Incorporated and StayNtouch Inc. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, using a model allocation approach with tax-aware strategies and interactive online planning tools.

Logan Levin is a CFP® professional with 10 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2019. Prior to this, he worked at The Vanguard Group, Inc. from 2015 to 2019. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with at least $250,000 in investable assets, employing tax-aware strategies and Monte Carlo simulations to support retirement income planning.

Raylonte Roach is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior roles include positions at Eagle Strategies, New York Life Insurance Company, and R2 VISION, the latter of which he owned and operated. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing portfolios composed exclusively of T. Rowe Price mutual funds and ETFs.

Kiauna Tilley is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and 11 years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused financial planning service that combines nondiscretionary goals-based planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households through a model portfolio approach exclusively using proprietary T. Rowe Price mutual funds and ETFs.

Christopher Wasson is a CFP® professional with 30 years of industry experience. He has been with Kestra Advisory Services since 2016 and holds Series 63 and Series 66 licenses. Outside of his advisory role, Wasson serves on the board of LifeBridge Health/Sinai Hospital and is involved in real estate ownership. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including institutional investors and plan sponsors. The firm offers a range of services such as fiduciary consulting, plan design, and employee education, and manages approximately $79.8 billion in assets.

Dylan Menefee is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining T. Rowe Price, he worked at Liberty Mutual Insurance from 2017 to 2020. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and tactical allocations, with financial plans supported by Monte Carlo simulations and an interactive online tool.