John Beynon is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Equitable Advisors. His prior roles include positions at Stifel Independent Advisors, City National Bank, and RBC Capital Markets Corporation. Beynon is also involved in family estate and wealth planning entities. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and other endorsed platforms.

Andrew Hahn is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. His previous experience includes roles at Bank of America and Merrill. He is also the majority owner of HAHN GP, LLC, a separate business based in Cockeysville, MD. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm delivers tailored recommendations using proprietary research and planning tools, integrating advisory services with other financial products and referral channels.

Angela Harper is a financial advisor with Primerica Advisors in Randallstown, MD, holding Series 63 and Series 65 licenses and with 22 years of industry experience. She has worked at PFS Investments Inc. since 2004 and Primerica Financial Services since 2003. Outside of investment advisory, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and selectively managed accounts for individual and high-net-worth clients. The firm employs third-party asset managers and provides a tiered, percentage-based wrap fee structure.

David Waite is a financial advisor with Wells Fargo Advisors in Hunt Valley, MD, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He serves as treasurer for the Greater Summer Hill Association, a community organization in Phoenix, MD. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by Wells Fargo research and tools.

Nicholas Mac Lellan is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work experience includes roles outside of financial services in various organizations such as Kennedy Krieger Institute and University of Maryland, Baltimore County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Mc Intyre is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience at firms including OSAIC, Securities America, and Morgan Stanley. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform options.

Leigh Ritchey is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Valic Financial Advisors and Agia. He serves as Director of Young Professionals for the Baltimore Chapter Society of Financial Service Professionals. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services with a variety of investment and portfolio management solutions.

Caitlin Propheter is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Janus Henderson Investors and Janus Henderson Distributors. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals utilizing a range of portfolio management and model-based solutions.

Richard Keever II is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has worked with Merrill since 2013 and also has been associated with Bank of America since 2019. Outside of advising, he is involved in teaching Brazilian Jiu Jitsu and Judo as a managing member of East York Brazilian Jiu Jitsu. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Gregory Gilliam is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation. His prior work includes eight years at Kohl's Inc and a year as an independent gig driver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Law is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on creating comprehensive financial strategies tailored to his clients' individual goals and priorities. He works closely with clients to understand their full financial picture and help them pursue objectives such as education planning, family wealth management, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Thomas holds a Bachelor's Degree from Salisbury University and has earned the Professional Investment Advisor (PIA) designation. His approach emphasizes listening to clients to identify and prioritize their financial goals, whether that involves wealth transfer to the next generation, customizing financial strategies to support personal passions, or providing ongoing advice and guidance. Outside of his professional work, Thomas enjoys boating, football, golfing, hiking, running, skiing, spending time with his family, and traveling.

Joseph Bouffard Jr. is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked with various divisions within Fidelity since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and delivers model portfolios to intermediary platforms.

Thomas Jones is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at Northwestern Mutual, Prudential Insurance Company of America, and Navy Federal Credit Union. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory services, and access to multiple asset management programs through an integrated platform combining advisory and brokerage capabilities.

Nicholas Purcell is a CFP® with three years of industry experience, currently serving as a financial advisor at OSAIC. His prior experience includes roles at Lincoln Financial Advisors and Heritage Financial Consultants, where he also worked as a paraplanner creating financial plans. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services supported by advanced asset allocation and portfolio management tools.

Malcolm Steigerwald is a Series 66-licensed financial advisor with Morgan Stanley in Hunt Valley, MD, bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Hannah Stack is a Financial Advisor at Merrill Lynch Wealth Management. She guides clients in navigating markets with clarity, discipline, and purpose, focusing on areas including college education planning, executive compensation, equity compensation services, family wealth management strategies, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Hannah holds a Bachelor’s and a Master’s degree in Finance from the University of Maryland. She gained experience as a senior equity analyst and global content manager for technical analysis at Bloomberg in New York City, where she led client trainings and facilitated collaboration between product, engineering, and sales teams. She is a FINRA-licensed Financial Advisor and has earned several professional designations including Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA), along with FINRA Series 7, Series 66, and SIE registrations. Outside of her professional work, Hannah is a 200-hour registered yoga teacher and participates in activities such as biking, cooking, gardening, golfing, reading, running marathons, skiing, swimming, tennis, and yoga.

Max Hyatt is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to navigate complex financial decisions and pursue long-term goals. Max assists clients through key liquidity events such as business sales and equity compensation, providing proactive planning during pivotal financial moments. After graduating from Pennsylvania State University, Max joined the financial wealth management industry. His perspective on thoughtful planning was shaped by witnessing the 2008 financial crisis through his father's work in the mortgage industry. Max and his team deliver comprehensive, tax-efficient strategies by coordinating investments, tax strategy, lending, and cash flow decisions. Max holds the Personal Investment Advisor (PIA) designation. He leverages Merrill's global research platform and integrated banking, lending, and investment capabilities to provide a streamlined client experience. Outside of his professional role, Max's personal interests include boating, football, golfing, music, pickleball, skiing, spending time with family, tennis, traveling, and watching movies.

Alexander Mc Lean is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 licenses and possessing nine years of industry experience. He has been with Merrill since 2008 and concurrently with Bank of America since 2019. Outside of his advisory role, he is a co-owner of a family rental property in Baltimore. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Mark Rich is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Heritage Financial Consultants. In addition to his advisory role, he manages client relationships through Mason-Dixon Planning Group, LLC, where he prepares client reviews and processes requests. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and nonprofit investors, offering a broad range of integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios across multiple investment types.

John Graham Jr. is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 63 designation and 39 years of industry experience. He has been with Robert W. Baird since 2009. Outside of his advisory role, he is a member of York Realty Partners Investors LLC. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio management services, including discretionary and non-discretionary management, SMA programs, and a variety of traditional and non-traditional investment strategies.