Katherine Ettingoff is a financial advisor with J.W. Cole Advisors, Inc. She holds the Series 66 designation and has 10 years of industry experience. Prior to joining J.W. Cole Advisors in 2019, she worked at Wells Fargo Clearing and Wells Fargo Advisors. J.W. Cole Advisors is an SEC-registered investment adviser that serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Steven Hacker is a financial advisor at Equity Services, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial and TFS Securities. Outside of his advisory role, he is president of Qualified Plan Consultants, a third-party administration and ERISA consulting firm, and operates as a licensed insurance agent under the DBA Evolution Financial Group. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a range of clients including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that incorporate both long-term strategies and options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Guojun Zhu is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 credentials. Zhu has been with Transamerica since 2025 and has additional experience as a franchisee of WIZE LLC, which offers K-12 extracurricular classes in computer and robotics. Zhu is also involved with Hope Chinese School VA Inc, a nonprofit providing Sunday school services to the Chinese immigrant community. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers its services through a large advisor network using model portfolios and third-party managers, supported by multiple program platforms such as Transamerica ONE, TFA365 Advisory Program, and Transamerica ALPHA.

Gregg Millman is a financial advisor with Principal Financial Services in Wilmington, DE, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has affiliations dating back to 2002 with Principal Life Insurance Company and Financial Advisors of Delaware Valley. Outside of his advisory role, Millman serves on the board of the Mary Campbell Center Foundation and is an elected Precinct Majority Inspector for Montgomery County elections. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions with an emphasis on ongoing client reviews and a range of promoter and referral arrangements.

John Goodwin is a financial advisor with Principal Financial Services in Wilmington, DE, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 21 years of industry experience, with prior roles at Mass Mutual Investors Services, MetLife Securities Inc., and Creative Financial Group. He provides comprehensive financial planning and insurance strategies through his affiliation with Andmore Wealth Partners. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporate entities. The firm emphasizes direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by third-party managers.

Brianna Norvell is a Series 66 credentialed financial advisor with Janney Montgomery Scott, based in Greenville, DE. She has been with Janney Montgomery Scott since 2022 and previously held roles in the hospitality and wellness industries. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Viral Patel is a financial advisor at TD Private Client Wealth LLC with 26 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley, Bank of America, and Merrill. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm combines strategic and tactical asset allocation using both affiliated and third-party managers and offers portfolio management, financial planning support, and custody services.

Reginald Wilkes Sr. is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and previously spent 10 years at Merrill. Wilkes serves on several nonprofit boards, including the Alexander-Tharpe Fund at Georgia Tech, the Bobby Dodd Coach of the Year Award Foundation, GR8 Father Figure, the Wright-Hayre Fund, and the United Negro College Fund. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and combines in-house and third-party portfolio management across multiple advisory programs, with additional custody and trustee services provided through its subsidiary trust company.

James Quinlan is a CFP®, ChFC®, and PFS™ professional with 34 years of experience in the financial services industry. He has held roles at firms including Wipfli Financial Advisors, ValMark Securities, and CliftonLarsonAllen Wealth Advisors before joining Private Advisor Group, LLC in 2022. In addition to his advisory work, Mr. Quinlan is a licensed independent insurance agent involved in selling insurance products. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model, combining client goal assessments with a range of investment strategies implemented through both in-house portfolio managers and third-party managers.

James Ciarmella is a CFP® and ChFC® with 22 years of industry experience, currently serving as an advisor at Creative Planning since 2014. He holds the Series 66 designation and is based in Glen Mills, PA. Outside of his advisory role, he serves as Treasurer for the Friends of Mackenzie Smith campaign in Malvern, PA. Creative Planning provides investment advisory and financial planning services to a broad client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various active management techniques and integrated retirement plan services.

Michael Toner is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney since 2017, following seven years at Merrill. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

William Starnes IV is a CFP® professional with 24 years of industry experience. He has worked at Mercer Global Advisors Inc. since 2022 and previously spent 20 years with Mallard Advisors, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios with multi-factor tilts, implemented through low-cost ETFs, index funds, separate account managers, and other strategies.

Bryan Marvin is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Media, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Equity Services since 2012. Outside of his advisory role, he is a licensed insurance agent selling life, health, disability, and long-term care insurance under the DBA Evolution Financial Group and serves as a board member of a local country club. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often using third-party asset managers and model portfolios, combining long-term and shorter-term investment strategies.

David Wilson Jr. is a financial advisor at Osaic Institutions, Inc. with 33 years of industry experience. His prior roles include nearly a decade at JPMorgan Chase Bank and J.P. Morgan Securities, six years at Morgan Stanley, and two years at Lehman Brothers. Outside of his advisory work, he is an officer at Feige Associates Inc. and Proudfoot Capital Advisors Inc., both involved in real estate investment management. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating under a hybrid adviser/broker-dealer structure that integrates a lending marketplace and third-party manager arrangements.

Ashlyn Smith is a financial advisor at MAI Capital Management, LLC based in West Chester, PA, with three years of industry experience. She holds a Series 65 designation and has previously worked at Liberty Private Client, JP Morgan and Chase, The Vanguard Group, and Evolve IP. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages multiple asset strategies and offers services through affiliated entities such as MAI Trust Company, LLC and MAI Insurance.

Aaron Bowling is a financial advisor with TIAA-CREF in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior experience includes roles at Morgan Stanley and Edward Jones. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, frequently serving clients connected through TIAA-administered employer retirement plans. The firm operates a fiduciary advisory model with both point-in-time planning and ongoing management, and also acts as adviser to a donor-advised fund.

Suzanne Alexander Doncel is a financial advisor at TIAA-CREF with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has been with TIAA-CREF since 2014. Outside of her advisory role, she owns a residential real estate rental business. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and brokerage services to individuals, trusts, estates, and small retirement plans, frequently serving clients connected to TIAA-administered retirement plans. The firm combines point-in-time planning with ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

James Flaherty is a financial advisor at Janney Montgomery Scott with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Scott Keehn is a financial advisor at PNC Wealth Management with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account currently available as an invitation-only pilot for employees. The firm utilizes approved model strategies managed by PNC or third-party strategists and emphasizes algorithm-driven portfolio allocation and risk assessment.

Lauren Mc Grath is a financial advisor at Private Advisor Group, LLC with six years of industry experience. She holds the Series 66 designation and has previously worked at Lidl US. Mc Grath is also associated with Financial Planning Associates, LLC and LPL Financial LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary advisory services and utilizes a fiduciary-based model with access to proprietary and third-party investment strategies and technology platforms.