Anthony Gencarelli is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Professional Designation of Personal Investment Advisor (PIA). Mr. Gencarelli completed his high school education at Darien High School.

Nicholas Mills is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has been with Equitable Advisors since 2004, following a tenure at Axa Advisors, LLC. Outside of his advisory work, Mills serves as a board member of the Manasquan River Marlin and Tuna Club. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and third-party program sponsors to offer a range of advisory models and investment products.

Zachariah Ivins is a financial advisor at Merrill Lynch Wealth Management with nearly two decades of experience in financial services. He operates a client-first practice structured like a private family office, coordinating investment management, estate and trust planning, business succession strategies, tax-efficient approaches, and lending and banking services. His work focuses on integrating various aspects of clients' financial lives to help them achieve their goals. Zachariah specializes in serving business owners planning for growth, succession, or the sale of their company; estate and trust clients aiming to preserve and pass on wealth; and families and individuals undergoing transitions such as liquidity events, career changes, retirement, or divorce. He primarily serves clients in Monmouth County, New Jersey, New York City, and across much of the United States. He holds a Personal Investment Advisor (PIA) designation and earned a high school diploma from Shore Regional High School. Outside of his professional work, Zachariah has interests that include antiquing, boating, cooking, fishing, music, spending time with family, tennis, and traveling.

Michael Donato is a Financial Advisor with Merrill Lynch Wealth Management in Red Bank, New Jersey. He works with individuals, families, professionals, executives, and business owners to help them simplify their financial lives and develop personalized strategies aligned with their goals. His approach is comprehensive and relationship-driven, emphasizing understanding each client's unique circumstances to provide clarity and structure around investments, retirement, wealth accumulation, risk management, and legacy planning. Before beginning his financial services career, Michael accumulated over a decade of experience in the hospitality industry, including roles as an executive chef and restaurant operator in Monmouth County. He also lived and worked in Italy for a year, an experience that informs his attention to detail and preparation in wealth management. Michael holds a High School Diploma from Mater Dei, an Associate's Degree from Brookdale Community College, and a Bachelor's Degree in Corporate Finance from Rutgers University. He holds the FINRA Series 7 and Series 66 registrations, Life and Health Insurance licenses, and the Personal Investment Advisor (PIA) designation. He is committed to ongoing professional development and draws upon the investment insights and resources available through Merrill Lynch and Bank of America. Michael's personal interests include adventure sports, baseball, boating, cooking, fishing, football, golfing, skiing, spending time with family, and tennis.

Jay Slade is a financial advisor at Ameriprise Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Flagstar Advisors, Signature Securities Group, and HSBC Bank USA. Outside of his advisory role, he serves on the Board of Education for Old Bridge Public Schools. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice, supported by research and algorithmic analysis.

George Kachmar IV is a financial advisor with Equitable Advisors, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2007, including its predecessor AXA Advisors, accumulating over 19 years at the firm. Outside of his advisory role, he is a member of the Shore Business Networking Group in Belmar, NJ, participating as a resource for referrals. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Robert Hart is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at Wells Fargo Clearing, RBC Capital Markets, UBS Financial Services, and multiple Morgan Stanley affiliates. Outside of finance, he has ownership in Healthy Hart Fitness LLC, a health club located in Ballston Lake, NY. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, serving a broad range of retail and institutional investors.

Corey Leong is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds the Series 65 designation and previously worked at Bank of America for three years. Outside of his advisory role, he has been involved with cocomotivator LLC since 2018. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through various platforms and provides access to third-party advisers and proprietary model strategies.

Lisa Pizzella is a financial advisor at Morgan Stanley with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 2000 to 2009. She is based in Shrewsbury, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies, and manages approximately $2.74 trillion in client assets.

Withle Primus is a financial advisor with LPL Enterprise holding Series 65, 63, and 66 licenses and 15 years of industry experience. His prior roles include positions at Penn Mutual, WFG/Transamerica, LPL Financial, and HSBC Securities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to third-party asset managers and insurance products through affiliated entities.

Christopher Churney is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior work includes roles at Bank of America, Merrill, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors, offering both brokerage and advisory solutions.

Michael Fachler is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Prudential Insurance Company of America since 1999 and was previously affiliated with Pruco Securities, LLC. Fachler is also involved with UNUM Provident in a separate business capacity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm uses model-driven investment strategies developed by its research department and third-party portfolio strategists, and offers a range of services including financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Tammy Black is a financial advisor at Ameriprise with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports delivered through a centralized consulting team.

Daniel Howard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2013, bringing nearly a decade of experience consulting clients on the planning, design, and acquisition of commercial buildings prior to his current role. Daniel's work centers on client onboarding and developing tailored financial strategies for individuals, families, and businesses. His areas of focus include education planning, equity compensation services, retirement income planning, portfolio management, and both individual and corporate investment strategies. Daniel holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree in Business Administration with a concentration in Finance, graduating Magna Cum Laude from Liberty University. Daniel resides in Hoboken, New Jersey with his wife, Angela. Outside of work, he enjoys a variety of sports including baseball, football, golf, ice hockey, and soccer, as well as fishing, reading, traveling, yoga, and spending time with his family.

Patrick Sullivan is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2006. Outside of his advisory role, he works as an independent contractor officiating basketball games. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including those for registered investment companies and intermediary platforms.

Tarik Yousef is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has previously worked at Thrivent Financial and Dish Network. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and advanced modeling tools in its planning approach.

Jacqueline Bartels is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. She previously worked at Merrill for 14 years, Morgan Stanley for 2 years, and Wells Fargo Clearing for 1 year before joining Wells Fargo Advisors. Outside of her advisory role, she works as a travel advisor with Largay Travel. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various planning areas, including retirement, wealth transfer, and specialized topics such as business-owner transition and special-needs analysis.

Douglas Ballard is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Equitable Advisors since 2004 and previously spent two years at Merrill. Outside of financial advising, Ballard serves as President of the West Virginia University Foundation, where he leads board meetings and oversees chapter activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory programs and third-party managers, offering solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

John Lee Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 39 years of industry experience. His career includes over a decade at First Allied Advisory Services and its related entities before joining Cetera. Outside of his advisory work, he is the sole proprietor of Lee Retirement Services, an insurance-related business. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers diversified portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with various program options and custodial relationships.

Lav Varma is a Series 65–licensed financial advisor with Equitable Advisors, where he has worked since 1999. He has 43 years of industry experience and previously worked at Axa Advisors. Varma serves as a member of the Board of Trustees for Art N Beat, a nonprofit organization. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm employs a range of advisory models implemented through third-party managers and emphasizes tailored client risk assessment and program matching.