Kevin Acevedo is a financial advisor with Citigroup Global Markets in New York, NY. He holds Series 63 and Series 66 registrations and has three years of industry experience. His prior work includes roles at Haver Analytics and Alexander Wang Inc., as well as a seven-year period at Hunter College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale and market roles, including as a swap dealer and futures commission merchant.

Matthew Sear is a financial advisor at MAI Capital Management, LLC with seven years of industry experience. He has held roles at firms including Evoke Advisors, SkyBridge Capital II, Hastings Capital Group, and First Republic Investment Management. MAI Capital Management, LLC provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high- and ultra-high-net-worth individuals, families, trusts, sports professionals, and institutional clients. The firm employs a range of strategies across equities, fixed income, and private investments, offering both discretionary and non-discretionary portfolio management through multiple platforms.

Melissa Haua is a financial advisor at Oppenheimer with a Series 66 designation and began her career in 2024. Prior to joining Oppenheimer, she attended the University of Pittsburgh Katz Graduate Business School. She has experience working at a pet daycare business outside of the financial industry. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a wide range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection to meet client objectives.

Nina Talao Pazymino is a financial advisor with Empower Advisory Group in Bayonne, NJ, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at GWFS Equities, Prudential Investment Management Services, The Prudential Insurance Company of America, and Pruco Securities. She also serves as the Religious Education Director at St. Henry Roman Catholic Church, where she assists in managing and implementing religious education programs. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients, delivering services through a model integrated with Empower’s recordkeeping and administrative platforms.

Alex Ruiz is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2015. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies, in-house research capabilities, and its roles as a swap dealer and futures commission merchant.

Steven Kramer is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2010. Outside of his advisory role, he provides disability and health insurance consulting services and is a partner at Q6 Group, LLC, involved in the sale and service of various insurance and financial products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships providing discretionary and non-discretionary account options.

Maria Flora Algarate is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at HSBC Bank USA and Banco Santander International. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Anila Young is a financial advisor at Citigroup Global Markets with ten years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Neuberger Berman, Legg Mason & Co, and as a self-employed advisor. Outside of her advisory role, she is a passive co-owner of a short-term vacation rental property managed through an LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and execution services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary advisory solutions.

Devin Satterthwaite is a Series 65-licensed advisor at Farther with one year of industry experience. Before joining Farther, he worked at Workday for eight years across multiple roles. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates using a web and mobile platform along with in-person meetings. The firm follows an investment approach based on Modern Portfolio Theory with model portfolios and algorithmic rebalancing, employing ETFs, mutual funds, equities, and fixed income, supported by AI tools subject to internal controls.

Joel Nielsen is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 66 designations and seven years of industry experience. He has worked at Citigroup since 2018 and previously held roles at Deutsche Bank and Strategic Funding Source. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and large-scale institutional capabilities.

Matthew Lawlor is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services, Ameriprise, and Tyton Partners. Outside of finance, he has experience with Baruch College Athletics and has been involved in educational environments. Citigroup Global Markets serves individual and institutional clients across wealth management segments, offering multi-asset, multi-manager investment strategies and a broad range of advisory and execution services. The firm combines large institutional scale with specialized market roles, including in-house research, swap dealing, and futures commission merchant activities.

Samuel Jacobs is a financial advisor at TLG Advisors, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including The Leaders Group Inc, Arthur J Gallagher, and Lion Street Financial. In addition to his advisory role, he is involved in life insurance and annuities sales and consulting through Manor House Capital Insurance Services. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm provides investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and the Starlight Portfolios direct-to-consumer program, employing fundamental analysis and Modern Portfolio Theory in its investment approach.

Vanessa Kabongo is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. She holds a Series 66 designation and has worked previously at EisnerAmper, PriceWaterhouseCoopers, Ernst & Young, and Deloitte. Goldman Sachs Wealth Services serves a diverse client base including individual investors, executives, plan sponsors, and institutions, offering tailored financial planning and portfolio management with access to specialized programs and alternative investments. The firm utilizes strategic allocation models and proprietary analytics, integrating resources across the Goldman Sachs ecosystem to provide comprehensive advisory solutions.

John Friebely III is a CFA® charterholder with 31 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2008. He holds a Series 63 license and is based in Scotch Plains, NJ. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services such as investment management, consulting, and retirement planning. The firm employs strategic and tactical asset allocation, manager selection, and various investment strategies, with an emphasis on both discretionary and non-discretionary account management.

Stephanie Yang is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. She has worked at Citigroup Global Markets since 2022 and previously spent eight years at Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees for manager selection and monitoring, and operates with significant institutional scale and diverse market roles.

Mark Sanchioni is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 credential and 23 years of industry experience. His prior roles include positions at Infinex Investments and Atlantic Union Bank. He also serves as Chief Banking Officer at Ridgewood Savings Bank. OSAIC Institutions, Inc. is an SEC-registered adviser that serves individuals, ERISA plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory and financial planning services, emphasizing a hybrid adviser/broker-dealer structure with access to alternative investments and lending solutions.

Khuong Chau is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Citigroup since 2017 and previously at HSBC Bank USA. Outside of his advisory role, Chau is involved in professional boxing contract negotiations, representing boxers and promoters. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke discretionary solutions and a combination of large institutional scale with unique market roles.

Eric Maher is a financial advisor with Eagle Strategies (NY Life) based in New York, NY, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has founded Diversified Services and has worked with notable firms including Northwestern Mutual and Cetera. Outside of advisory work, Maher serves in the New York State Assembly. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Pietro Luzarreta Leal Mendes is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has worked at Citigroup and Citibank since 2021, with prior experience at Bradesco SA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Karen Lawrence is a financial advisor at Citigroup Global Markets with 26 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 65 licenses. In addition to her advisory role, she serves as a Director and board trustee at Greater Deliverance Church of God, where she contributes to decisions regarding church operations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution and custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.