Peggy Valencia is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also maintaining a role at JPMORGAN Chase Bank, N.A. since 2001. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jason Mairowitz is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019 and previously held roles at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Kristopher Cerciello is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and is also involved in e-commerce activities, listing household items for sale on platforms such as eBay and Facebook Marketplace. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Andrew Borzilleri is a financial advisor with Raymond James & Associates in Garden City, NY, holding a Series 63 designation and 34 years of industry experience. He has been with Raymond James and its affiliates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ramnarine Ramdhani is a financial advisor with MassMutual Investors Services, holding the Series 63 designation and possessing 32 years of industry experience. He previously worked at Metlife Securities Inc. for 30 years before joining MassMutual Life Insurance Co. and MassMutual Investors Services. Outside of his advisory role, Ramdhani is an independent property and casualty insurance agent and operates a tax preparation service. He is also a licensed notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, utilizing analytical tools to support collaborative, annual financial planning engagements.

William Donohue is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary model portfolios and offers a centralized structure for custody and order routing.

Douglas Williams is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 11 years of industry experience and has been with Primerica Advisors since 2015. In addition to his advisory role, he owns D Williams & Associates, Inc., an investment-related business formed for Primerica business purposes, and he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable accounts. The firm offers advisory services at scale through a model-driven approach managed with third-party asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Stephan Shatarah is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked at Cetera since 2019 and previously at Foresters Financial Services from 2015 to 2019. Outside of his advisory role, he is involved with the Ramallah Club of New York and participates part-time in a PEO benefit referral program for businesses. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a nationwide network of independent advisors and offers multiple program structures and investment options.

Lei Zhu is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019, and previously at AXA Advisors. Outside of finance, he has been involved in operating Red Mango Frozen Yogurt franchises through Triple Z Brothers, LLC and 4Derk, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Ayman Ibrahim is a financial advisor with Cetera, holding a Series 63 designation and over 27 years of industry experience. His prior roles include positions at Avantax Advisory Services and Avantax Insurance Agency. Outside of his advisory work, he owns a tax preparation and accounting business and is involved in several family holding companies overseeing financial and tax reporting. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Allison Fliegler is a financial advisor at Stifel with four years of industry experience. She holds the Series 66 designation and has been with Stifel, Nicolaus & Company, Incorporated since 2021. Outside of her advisory role, she serves as a board member for The Foundation for Roslyn's Educational Advancement and Development, a nonprofit focused on funding educational improvements in the Roslyn School District. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment methodology developed by its Investment Strategy Group.

John Lantier is a financial advisor with Ameriprise in Wantagh, NY, holding a Series 66 designation and having two years of industry experience. His prior work includes roles with Copley Financial Group, the Law Office of Marina Moreno, and the New York Islanders, as well as service in the United States Marine Corps. He has held teaching positions at SUNY Old Westbury and Nassau Community College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, utilizing investment research and algorithmic tools to provide tailored recommendations.

Sonya Stanley is a financial advisor with Primerica Advisors in Farmingdale, NY, holding a Series 63 designation and 11 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2014. Outside of her advisory role, she is involved with LifeWatch USA, a company she has worked with since 2013, and she also participates in part-time referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation handled by BNY Mellon Advisors.

Katerina Angelidakis is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has prior experience with JPMorgan Chase Bank and LoveShackFancy LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm utilizes quantitative asset-allocation modeling and centralized due diligence, incorporating an ESG eligibility framework in its recommendations.

Richard Morrow is a financial advisor at UBS Financial Services with 32 years of industry experience. He previously worked for Bank of America, N.A. for 13 years and Merrill for 30 years. He holds the Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Thomas Santucci is a financial advisor at OSAIC with 30 years of industry experience. He has been with OSAIC since 2004 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the boards of the Boys & Girls Club of Metro Queens and the Queens Chamber of Commerce, and he acts as a hearing officer for FINRA disciplinary cases. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm uses asset-allocation tools and risk-tolerance assessments to build diversified portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments, with options for discretionary or non-discretionary management.

Cordel Bryan is a financial advisor with Primerica Advisors in Lynbrook, NY, holding a Series 63 designation and 15 years of industry experience. He has been with Primerica Advisors since 2010 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate clients, and charitable organizations. The firm uses model-delivery strategies managed by unaffiliated asset managers and operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Michael Kuhner is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analyses.

Stuart Schoenfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management, a position he has held since 1999. He has over 20 years of experience in the financial services industry and specializes in areas including liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Stuart holds a Bachelor of Arts in Economics from Binghamton University, earned in 1997, and a Master of Business Administration with a focus on Finance and a minor in Entrepreneurship from the NYU Stern School of Business, completed in 2004. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). Outside of his professional career, Stuart enjoys adventure sports, baseball, biking, bowling, football, hiking, music, softball, spending time with his family, and traveling. He resides on Long Island and has a daughter.

Charles Carson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill for more than 25 years, providing one-on-one financial advice to business owners, executives, and multigenerational families. Charles focuses on helping clients pursue a secure and purposeful financial future by listening to their priorities and offering tailored strategies that consider the broader economic environment. His expertise spans multiple facets of wealth management, including investment strategies, trust and estate planning services, retirement planning, charitable giving, and business succession planning. Charles holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He earned his education from SUNY Buffalo. Born and raised in Long Island, Charles has supported community initiatives in the area and is a past board member of the Long Island Leukemia Society. He resides in Northport and enjoys boating, spending time with his two children, and pursuing his interest in cars.